2006-065 Dental Insurance RenewalRESOLUTION 2006-65
A RESOLUTION OF THE VILLAGE COUNCII, OF THE VILLAGE OF NORTH PALM BEACH,
FLORIDA, ACCEPTING THE RENEWAL PROPOSAL OF THE GUARDIAN LIFE INSURANCE
COMPANY OF AMERICA FORA 12-MONTH PERIOD BEGINNING OCTOBER 1, 2006 AND
ENDING SEPTEMBER 30, 2007, TO CONTINUE TO PROVIDE THE VILLAGE WITH DENTAL
INSURANCE FOR VILLAGE EMPLOYEES AT A RATE INCREASE OF 7.0% FOR THE GUARDIAN
PLAN 202PX PPO AND NO RATE INCREASE FOR THE GUARDIAN MANAGED DENTALGUARD
30M (HMO) PLAN, WHICH RENEWAL PROPOSAL IS ATTACHED TO THIS RESOLUTION AS
EXHIBIT "A" AND INCORPORATED HEREIN; ESTABLISHING AND SETTING FORTH
CONTRIBUTIONS FOR DENTAL INSURANCE BY EMPLOYEES OF THE VILLAGE BEGINNING
OCTOBER 1, 2006; PROVIDING FOR CONFLICTS; AND, PROVIDING FOR AN EFFECTIVE DATE.
BE IT RESOLVED BY THE VILLAGE COUNCIL OF NORTH PALM BEACH, FLORIDA as follows:
Section 1. The Village Council of the Village of North Palm Beach, Florida, does hereby accept the
renewal proposal of The Guazdian Life Insurance Company of America to provide the Village with dental
insurance for Village employees, which proposal is attached to this resolution as Exhibit "A" and
incorporated herein by reference. The renewal proposal includes a 7.0% rate increase for the Guardian
Plan 202PX PPO and no rate increase for the Guazdian Managed DentalGuazd 30 M (HMO) Plan and shall
be in effect for the 12-month period beginning October 1, 2006 and ending September 30, 2007.
Section 2. The rates payable by Village employees for dental insurance shall be as follows:
Employee Contribution Rates:
Guazdian Managed DentalGuazd 30M (HMOI Plan
Employee Only Coverage - $ 0.00 per month
Employee + Family Coverage - $ 4.27 per month
Guazdian Plan 202PX PPO (DentalGuazd Preferred Plan
Employee Only Coverage - $ 9.25 per month
Employee + Family Coverage - $35.05 per month
Section 3. All resolutions or parts of resolutions in conflict herewith aze hereby repealed to the extent
of such conflict.
Section 4. This resolution shall take effect on October 1, 2006.
PASSED AND ADOPTED THIS 12`h DAY OF SEPT
(Village-seal) - __
ATTEST:
~-
Village Clerk
Village of North Palm Beach
Indemnity PPO Dental Pro
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Renewal Date: October 1, 2006
CURRENT RENEWAL
~ ..~ ~ ..~
Deductible Network Non-Network Network Non-Network
Single $100 per person $100 per person
Family Aggregate $300 $300
Deductible Waived for Class A? Yes Yes
Annual Benefit Maximum $1,000 $1,000
Benefits
Class AServices - 100% 100% 100% 100%
Preventative
Class BServices - 80% 80% 80% 80%
Basic
Class CServices - 50% 50% 50% 50%
Major
Class D -Services 50% 50% 50% 50%
Orthodontia
Orthodontia Lifetime Maximum $1,000 $1,000
Benefit Age for Orthodontia to 20 years of age to 20 years of age
Out of Network Benefits Payable 90% of UCR 90% of UCR
Waiting period for Major Services Wai ved if insured for previous 12 months Waived if insured for previous 12 months
Periodontics and Endodontics Basic Basic
Classification
Employee 42 $20.88 $22.34
Employee + Family 45 $60.94 $65.21 .
Monthly Premium: $3,619.26 $3,872.73
Annual Premium: $43,431.12 $46,472.76
$ Increase: WA $3,041.64
Increase: WA 7.0%
U:\Gients\North Palm Beach. Village oflEmployee Benefits\072006 - NPB Dental Renewal Evaluation 2006-2007
Village of North Palm Beach
Indemnity PPO Dental Program ~~l l~l~~ ~~r~~~~
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Renewal Date: October 1, 2006
CURRENT RENEWAL
~ ..~ ~ ..~
Deductible Network Non-Network Network Non-Network
Single $100 per person $100 per person
Family Aggregate $300 $300
Deductible Waived for Class A? Yes Yes
Annual Benefit Maximum $1,000 $1,000
Benefits
Class AServices - 100% 100% 100% 100%
Preventative
Class BServices - 80% 80% 80% 80%
Basic
Class CServices - 50% 50% 50% 50%
Major
Class D -Services 50% 50% 50% 50%
Orthodontia
Orthodontia Lifetime Maximum $1,000 $1,000
Benefit Age for Orthodontia to 20 years of age to 20 years of age
Out of Network Benefits Payable 90% of UCR 90% of UC.R
Waiting period for Major Services Waived if insured for previous 12 months Waived if insured for previous 12 months
Periodontics and Endodontics Basic Basic
Classification
Employee 42 $20.88 $22.34
Employee + Family 45 $60.94 $65.21
Monthly Premium: $3,619.26 $3,872.73
Annual Premium: $43,431.12 $46,472.76
$ Increase: NIA $3,041.64
Increase: NIA 7.0%
U:\Gients\North Palm Beach, Village oflEmployee Benefits\072006 - NPB Dental Renewal Evaluation 2006-2007