04-27-2015 SP WS-MMINUTES OF THE SPECIAL WORKSHOP SESSION
VILLAGE COUNCIL OF NORTH PALM BEACH, FLORIDA
APRIL 27, 2015
l Present: Robert A. Gebbia, Mayor
David B. Norris, Vice Mayor
Doug Bush, President Pro Tem
Darryl C. Aubrey, Sc.D., Councilmember
Judy M. Pierman, Councilmember
James P. Kelly, Village Manager
Melissa Teal, Village Clerk
ROLL CALL
Mayor Gebbia called the meeting to order at 7:00 p.m. All members of Council were present.
All members of staff were present, except the Village Attorney. Human Resources Director
Britoni Garson was present. Bonnie Mims, Executive Director was present on behalf of
Public Risk Management (PRM) the administrator of the Village's property and casualty
insurance policies. Maggie Boykin and staff were present on behalf of property and casualty
broker First Florida Insurance Brokers (FFIB), and Andy Cooper was present on behalf of
World Risk Management (WRM), the exclusive broker of PRM. CEO Kurt Gehring was present
on behalf of The Gehring Group, the Agent of Record for the Village's health, dental, life,
vision, disability, and accident insurance policies.
PROPERTY AND CASUALTY INSURANCE COVERAGES
On behalf of PRM and FFIB, Mr. Cooper discussed a presentation entitled "Village of North
Palm Beach Property & Casualty Insurance Coverages." Mr. Cooper reviewed the Village's
claims history from FY 2011 through FY 2015 to date, as well as historical premiums for the
same period. A comparison of the coverage provided by FMIT, PGIT, and PRM was distributed.
Mr. Cooper and Mr. Kelly responded to Council questions.
HEALTH INSURANCE OVERVIEW
Mr. Gehring presented an overview of the Village's health insurance. Mr. Gehring reviewed the
factors that drive insurance costs, including acute care, chronic care, plan utilization, medical
inflation/trend, and medications. Mr. Gehring detailed types of insurance plans and discussed how
costs are determined. Mr. Gehring explained various elements that create cost discrepancies between
plans. Additional discussion topics included what the Village can do to lower insurance costs and
what we can expect in the future. Mr. Gehring -reviewed the summary of benefits for FY 2011
through FY 2015, and distributed information on insured employees and insured retirees, as well as
what public sector employers are doing to address rising health care costs.
Discussion ensued regarding health insurance policies and coverages. Mr. Gehring responded to
Council questions concerning workers' compensation insurance.
ADJOURNMENT
With no further business to come before the Council, the meeting was adjourned at 9:02 p.m.
Melissa Teal, CMC, Village C erk