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2012 CAFRIlie Village of 0 ` "' North Palm B FL 4 COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended September 30, 2012 The Village of North Palm Beach, Florida COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended September 30, 2012 Prepared by: Finance Department Samia Janina Director of Finance THE VILLAGE OF NORTH PALM BEACH, FLORIDA FINANCIAL STATEMENTS SEPTEMBER 30, 2012 TABLE OF CONTENTS INTRODUCTORY SECTION Letterof Transmittal ................................................... ............................... Principal Village Officials .......................................... ............................... OrganizationalStructure ............................................. ............................... GFOA Certificate of Achievement for Excellence in Financial Reporting FINANCIAL SECTION Independent Auditors' Report ............... Management's Discussion and Analysis BASIC FINANCIAL STATEMENTS: Government -wide Financial Statements: Statementof Net Assets ................................................... ............................... Statement of Activities ..................................................... ............................... Fund Financial Statements: Balance Sheet - Governmental Funds .............................. ............................... Reconciliation of the Balance Sheet — Governmental Funds to the Statement of Net Assets ................................... ............................... Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds ....................... ............................... Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of the Governmental Funds to the Statement of Activities Statement of Net Assets - Proprietary Fund ..................... ............................... Statement of Revenues, Expenses, and Changes in Net Assets- Proprietary Fund ........................................... ............................... Statement of Cash Flows - Proprietary Fund ................... ............................... Statement of Fiduciary Net Assets - Fiduciary Funds ...... ............................... Statement of Changes in Fiduciary Net Assets — Fiduciary Funds ................. Notes to the Basic Financial Statements ................................. ............................... REQUIRED SUPPLEMENTARY INFORMATION: Schedule of Funding Progress- Other Post Employment Benefits .................... Schedule of Funding Progress — Retirement Funds ........... ............................... Schedule of Employer and State Contributions ................ ............................... Notesto the Trend Data .................................................... ............................... Schedule of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual - General Fund .............................. ............................... Notes to the Budgetary Required Supplementary Information ........................ vii viii . ix 1 3 13 14 ....... .............................16 17 18 ..... .............................19 ..... .............................20 ... .............................21 ... .............................22 ... .............................23 ... .............................24 ... .............................25 ....................... 64 ....................... 65 .......................66 .......................67 68 69 THE VILLAGE OF NORTH PALM BEACH, FLORIDA FINANCIAL STATEMENTS SEPTEMBER 30, 2012 TABLE OF CONTENTS (Continued) OTHER SUPPLEMENTARY INFORMATION: Schedule of Departmental Expenditures— Budget and Actual — General Fund .................. Combining Balance Sheet — Nonmaj or Governmental Funds ............. ............................... Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds ....................................................... ............................... Combining Statement of Net Assets - Fiduciary Funds ...................... ............................... Combining Statement of Changes in Fiduciary Net Assets - Employee Retirement Funds Combining Statement of Agency Net Assets ...................................... ............................... Combining Schedule of Changes in Agency Net Assets and Liabilities ............................. Schedule of Revenues and Departmental Expenses — Budget and Actual — Country Club Fund — Budgetary Basis ........... ............................... STATISTICAL SECTION NetAssets by Component ......................................... ............................... Changesin Net Assets ............................................... ............................... Fund Balances, Governmental Funds ........................ ............................... Changes in Fund Balances, Governmental Funds ..... ............................... Net Assessed Value and Estimated Actual Value of Taxable Property ... Property Tax Rates - Direct and Overlapping Governments ..................... Principal Property Taxpayers .................................... ............................... Property Tax Levies and Collections ........................ ............................... Ratios of Outstanding Debt by Type .......................... ............................... Direct and Overlapping Governmental Activities Debt ............................ Pledged- Revenue Coverage ....................................... ............................... Demographic and Economic Statistics ....................... ............................... PrincipalEmployers .................................................. ............................... Full -Time Equivalent Village Government Employees by Function........ Operating Indicators by Function/Program ............... ............................... Capital Asset Statistics by Function/Program ............ ............................... REQUIRED REPORTS Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards. Management Letter in Accordance with the Rules of the Auditor General of the Stateof Florida ................................................................. ............................... 70 73 .............74 .............75 .............76 .............77 .............78 79 80 81 83 84 86 87 88 89 90 91 92 93 94 95 96 97 98 ..................100 INTRODUCTORY SECTION THE VILLAGE OF NORTH PALM BEACH -- - THE BEST PLACE TO LIVE UNDER THE SUN March 28, 2013 The Honorable Mayor and Members of the Village Council Village of North Palm Beach North Palm Beach, Florida The Finance Department and Village Manager's Office are pleased to submit the Comprehensive Annual Financial Report for the Village of North Palm Beach, Florida for the fiscal year ended September 30, 2012. This report is published to provide the Village Council, Village staff, our citizens, our lenders, and other interested parties with detailed information concerning the financial condition and activities of the Village government. Responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the Village. To the best of our knowledge and belief, the enclosed data are accurate in all material respects, and are organized in a manner designed to fairly present the financial position and results of operations of the Village as measured by the financial activity of its various funds. We also believe that all disclosures necessary to enable the reader to gain the maximum understanding of the Village's financial affairs have been included. THE REPORT Nowlen, Holt & Miner, P.A., Certified Public Accountants, have issued an unqualified ( "clean ") opinion on the Village of North Palm Beach's financial statements for the year ended September 30, 2012. The independent auditor's report is located at the front of the financial section of this report. Management's Discussion and Analysis (MD &A) immediately follows the independent auditor's report and provides a narrative, overview, and analysis of the basic financial statements. MD &A complements this letter of transmittal and should be read in conjunction with it. The CAFR's role is to assist in making economic, social and political decisions and to assist in assessing accountability to the citizenry by: • comparing actual financial results with the legally adopted budget, where appropriate; • assessing financial condition and results of operations; • assisting in determining compliance with finance related laws, rules and regulations; • assisting in evaluating the efficiency and effectiveness of Village operations. 501 U.S. Highway 1, North Palm Beach, FL 33408 -4902 * (561) 841 -3380 * Fax (561) 848 -3344 VILLAGE PROFILE The Village The Village of North Palm Beach is primarily a residential community, having been incorporated as a political subdivision of the State of Florida in 1956. The registered population of the Village is approximately 12,177 which increases to approximately 18,000 during the winter months by residents who list their northern homes as their official place of residence. Residents are generally in the middle to upper income brackets. Located in the northeastern quadrant of Palm Beach County, Florida, the Village has an abundant amount of waterfront property created by a number of lakes, canals, and the Atlantic Ocean. The governing body of the Village consists of a five member Village Council, each of whom is elected to two -year overlapping terms. The Mayor is selected by majority vote of the Council and serves for a term of one year. Day to day affairs of the Village are under the leadership of the Village Manager who is appointed by the Council. FINANCIAL DATA Financial Reporting System and Budgetary Controls The Village's financial records for its general governmental operations are maintained on the modified accrual basis, which means that revenues are recorded when available and measurable, and expenditures are reported when goods and services are received and the related liabilities are incurred. Financial reporting for its Enterprise Fund (i.e., the Country Club operation) is presented using the full accrual basis of accounting required by GAAP for its annual financial report. The Country Club annual budget is adopted using a modified accrual basis of accounting (identical to the general government operations mentioned above) which is consistent with how general ledger financial records are maintained throughout the year by the Village administration. In developing and evaluating the Village's financial and accounting system, consideration is given to the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: (a) the safeguarding of assets against loss from unauthorized use or disposition; and (b) the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that: (a) the cost of a control should not exceed the benefits likely to be derived; and (b) the evaluation of costs and benefits requires estimates and judgments by management. All internal control evaluations occur within the above framework. We believe that the Village's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. The Village of North Palm Beach maintains budgetary controls through the annual budget public hearing and approval process for GAAP -based budgets. The formal budget approval for each fiscal year is accomplished in a manner compliant with Florida State Statute 200.065, commonly referred to as Truth -in- Millage (TRIM). Budget amendments require Village Council approval at public meetings. Budgetary control is maintained at the department level within the fund (changed to fund level in 2013) by the encumbrance of estimated purchase amounts prior to the release of purchase orders to vendors. Purchase orders, which result in an overrun of approved departmental appropriations within the fund, are not released until additional appropriations are made available. Encumbered amounts lapse at year -end; however, they are re- appropriated as part of the following year's budget. ECONOMIC OUTLOOK Property Values The Village obtains a major portion of its annual General Fund financial resources (56 %) from ad valorem property taxes. Gross assessed property values increased substantially between the years 2002 through 2006, but slowed significantly in 2007. In years 2008 through 2012, area property values declined in value, in many instances significantly, as a result of the economic downturn. This unprecedented decline in property values was exacerbated by the number of properties in various stages of foreclosure. Both of these real- estate issues have had an adverse impact upon the financial resources of the Village. However, based on current market trends, it appears that there is new growth in our community. We are processing a large number of building permits and recently have approved plans for a very large residential development (Water Club) that will bring jobs to the community and additional revenues to the Village. In addition, we are beginning to see an influx of new businesses to our community that include both commercial and corporate entities. There is a delayed effect on revenues as a result of these new businesses, but near term improvements in building permit revenues will be realized and approximately three years from now, we will start to see significant increases in our ad valorem revenues. Certainly, another area of good news is the turn - around in valuation of homes. Recently, the state has seen dramatic increases in the value of individual properties and this has been coupled with a decrease in both foreclosures and the total time a home is on the market. That trend is certainly apparent in South Florida where we are seeing an increase in the valuation of individual homeowner properties which will eventually lead to the attendant improvement in our ad valorem revenues. The Village continues to pursue annexation of surrounding unincorporated areas that complement and enhance the services and values of our existing community. The focus of Village annexation efforts will be providing exemplary municipal services that are revenue "neutral" to both the annexed areas and to the Village. Investment Revenues The economic downturn and softening of the money market has had a significant impact on Village investment revenues over the past few years. In the short -term, the Village made a conscious decision to modify its investment strategies towards the Treasury market to better protect and ensure the availability of the Village's investment balances. This move proved successful in safeguarding Village investments during this market free fall but impacted the interest/dividend revenues to the Village. Four years ago, with the assistance of the Village's Audit Committee, the Village adopted a "revised" Investment Policy designed to provide safety and liquidity while maximizing investment return(s). The newly adopted policy provided numerous investment strategies, parameters, and safeguards. The policy additionally provided for 1/12 of the annual operating budget to be deposited in a liquid interest bearing account so as not to impede operations should other funds be temporarily unavailable. The Audit Committee and staff are currently exploring other investment opportunities that we believe will improve yields in future years while still ensuring the safety of our investments. Personnel Costs The Village will continue to face increased financial challenges in the areas of personnel costs for both salaries and benefits. In past years, several retirement plan amendments were implemented by the Village and then followed by significant salary adjustments that magnified the impact and cost of the retirement changes. The impact of these changes as well as the continuous improvement in the financial markets has slowly begun to have a positive financial impact on both plans, but continued Village funding is still required. Due to legislative changes and catastrophic claims losses, the Village has encountered significant increases in annual health insurance costs during the past few years. In an attempt to fight the continual rising cost of healthcare, the Village transitioned to a semi self- insured health program in 2012 which offers the potential for possible savings if claims are minimized. The Village intends to focus on Employee Wellness in the coming year in order to increase prospects for savings. Changes mandated by the Patient Protection and Affordable Care Act (PPACA) will continue to have a heavy financial impact on the cost of healthcare for the Village on an ongoing basis. In 2012, agreements for all three of the Village's collective bargaining units (police, fire, and public service workers) were successfully re- bargained in annual contractual re- openers to maintain status quo for base salaries, with the FPE agreement amended to slightly increase the lump sum payouts for employees topped out at the maximum salary according to the Village Pay Plan. All Collective Bargaining Agreements run through September 30, 2013 and negotiations are expected to begin in the spring of 2013. All wage provisions must be renegotiated during this process. The impacts of personnel salaries and benefits in the coming years will have a large and continuing effect on future Village financing and service priorities in the areas of staffing, public services and public projects. INITIATIVES AND FUTURE PROJECTS The FY2012/2013 budget reflects a renewed commitment and predictable funding for community infrastructure in areas such as roadways, neighborhood sidewalks and lighting, public buildings, and park facilities. The Community Development Department continues to meet the demands of our Village's business and neighborhood redevelopment. Community Development will continue to concentrate staff resources in areas of construction, permitting, licensing, and community planning while reinforcing improvements in customer service. The continuing analysis and pursuit of annexation opportunities, zoning and redevelopment enhancements and improvement of our business and development regulations is also a function of the Community Development Department. This Department will better align our Village with statutory development guidelines and help to meet steadily growing expectations of homeowners and developers. In addition, Community Development will work closely with our newly formed Business Advisory Board to assist in the growth of our current businesses and to encourage new businesses to come to our community. The Parks and Recreation Department continues to enhance programs for all age groups at each of its six facilities. The newly redeveloped Anchorage Park will host a variety of events in the upcoming year, to include: movies in the park; organized volleyball leagues; the Village's annual fishing tournament; and Heritage Day. The parks continue to be maintained by an outside service which has been funded under the "contractual services" line. The Village will be exploring the possibility of accomplishing Phase 2 of the Anchorage Park redevelopment which will improve the dry storage facilities at the park and also create numerous new LVA amenities while preserving as much green space as possible. We hope to obtain several grants associated with this project which will defray as much as half of the cost of these improvements. Additionally, the Village has applied for a matching grant that will pay for up to half of the proposed cost for a new "Veterans Memorial" to be located adjacent to the Public Library. We hope to have this memorial completed by Veterans Day, November 11, 2013. The Public Works Department is planning to continue oversight and maintenance of Village sanitation, infrastructure, streets, facilities, equipment, and roadways. This Department will play a major role in maintaining and expanding our focus on community appearance during the coming year. Public Works improvements include funding for safety improvements to every Village facility. Public Works will also accomplish a host of infrastructure projects aimed at improving the condition of our facilities. Public Works also plans to take steps to improve neighborhood lighting in areas identified as having acute need throughout the Village. Roadway appearance will also be emphasized with improved median and swale plantings. The Police Department has continued improvements in neighborhood outreach, crime suppression, and crime clearances. In 2008, and again in 2011 and 2012, the Village's Police Department was awarded the coveted CALEA National Accreditation for law enforcement agencies. The Police budget includes funding for the purchase /replacement of needed marked patrol vehicles and unmarked detective vehicles. The Human Resources Department is currently involved in the development of a comprehensive pay and benefits study and associated pay plan. Earlier this year, HR accomplished the conversion of our health care coverage to a carrier that provided a more cost effective customer focused plan. We are also in process of converting our time and attendance documentation from a manual system to a modern systems based alternative. HR has also spearheaded an organization wide emphasis on employee safety and will be introducing a wellness program for employees later in the year. Union related matters were also successfully addressed and all three of the unions agreed to extension of their agreements through FY 2013. The Administration continues its ongoing implementation of an optical records storage system for use by all Village operating departments. Optical record storage systems are now widely used by governments and meet all State record storage requirements. This allows the Village to transition — over time — from "paper" records to optically stored records. Optical storage permits digital "look up" of any optical record "at will" through the convenience of a simple computer search. Optical storage systems have become commonly used by many local governments, and the cost is relatively modest when considering the time savings and customer service improvements they offer. Our Country Club Enterprise Fund continued to show improvement in its bottom line. In 2012, the Country Club experienced a $172,332 increase in its unrestricted fund balance, from $385,622 to $557,954. Golf operations were responsible for this improved financial picture, with the driving range showing a dramatic improvement in overall revenues. However, we also saw dramatic improvement in the bottom line for our restaurant operations which reduced its annual losses by about $100,000 from 2011 to 2012. The Enterprise Fund is on solid financial footing. We believe there will be steady growth in fund balance in future years based on improved performance in restaurant operations and based on the continued steady performance of golf operations. At the request of Village Council, the leadership team developed a strategic plan for the Village. The plan developed focuses on identification of critical objectives and the accomplishment of key improvement projects which help the Village attain those objectives. Staff developed a total of 19 strategic initiatives which are broken into high, medium, and lower priority projects. These projects range from infrastructure improvements to the development of new programs. Some of the near term initiatives we are focusing on for 2013 include: • Completion of design and construction of a new Veterans Memorial located just north of the Village Library to honor our veterans who served in all branches of the military. • Completion of design and construction of the second phase of improvements at our flagship park, Anchorage Park, to improve boat storage and park amenities while optimizing the amount of green space available. • Implementation of a computerized timekeeping system for all employees to improve accuracy and legal compliance associated with our timekeeping records. • Conduct of a compensation and benefits study and subsequent development of a pay plan that aligns with the findings in the compensation study to ensure that we fairly compensate and retain the talented and committed staff we have. • Creation of a vigorous safety program driven by staff from throughout the organization to critically evaluate the safety of our facilities and our work processes. • Conduct statistically based focus groups which will be used to accurately ascertain the priorities of our residents and to identify future actions and improvement projects that will address those resident priorities. As a part of our strategic focus, we recognize that our planning must be fluid and that we must be able to adapt to changes as they occur in our community. Because of this, we will regularly calibrate our strategic initiatives with input from both Council and our residents. The ultimate goal is to sustain the Village as the "Best Place to Live Under the Sun" by providing superior services, embracing and supporting timeless traditions of the community, and by ensuring that we continue to integrate modern amenities throughout the Village to make it a safe, comfortable, and very pleasant place to live. OTHER INFORMATION Independent Audit Article 11, Section 2.18 of the Village Charter requires an annual audit of the books of account, financial records and transactions of all administrative departments of the Village by independent certified public accountants selected by the Village Council. This requirement has been complied with and the independent auditor's report has been included in this report. Certificate of Achievement The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement of Excellence in Financial Reporting to the Village of North Palm Beach for its Comprehensive Annual Financial Report for the fiscal year ended September 30, 2011. The Certificate of Achievement is a prestigious national award, recognizing conformance with the highest standards for preparation of state and local government financial reports. Respectfully submitted, Samia Janjua � Director of Finance N Ed G -ems Village Manager THE VILLAGE OF NORTH PALM BEACH, FLORIDA Title Mayor Vice Mayor President Pro Tem Council Member Council Member Village Manager Director of Finance Village Clerk PRINCIPAL VILLAGE OFFICIALS SEPTEMBER 30, 2012 vii Name David B. Norris William L. Manuel Darryl C. Aubrey Robert A. Gebbia Doug Bush Ed Green Sarnia Janjua Melissa Teal V MW W a F— w 0 Z LL 0 LU 0 J J L L U) 0 N L Al u c � OU U L U) N 70 U O U 0 N 0) (6 cu cu E c E O 0 2 C0 �'� 72 U cn O -a -a Q N con m �'� - > o O m E E Q o �- 0> cn -b o m U c m �O m w o U - >Q p cam QUE- Q_L'2nE(u C 0) J � in U) � L � U � J= Q = m 0 U 0M U N M (6 N O (6 p N c � OU U N C L O Q a� 0) m vIll L U 0) cU U Z L ^ O LL � U LL ly- (D J L W O vi 06 Tf (6 L J C >% O 0 c� E O U cn C: (D (� L E O cn 2 N(D N U C (6 LL .E E =3 Q E O E (D O > U n L U) N 70 U O U 0 N 0) (6 cu cu N C L O Q a� 0) m vIll L U 0) cU U Z L ^ O LL � U LL ly- (D J L W O vi 06 Tf (6 L J C >% O 0 c� E O U cn C: (D (� L E O cn 2 N(D N U C (6 LL .E E =3 Q E O E (D O > U n Certificate of Achievement for Excellence 0 in Financial Reporting Presented to Village of North Palm Beach Florida For its Cow Annual Finatw;!L] ICJ- Qll for the, Fiscal Year Ended September 30, 2011 A CulifiCA I C 0 1' A-L I hCV12711ent for E.xCellence in R i--)ul ing iN pro s :-i ilcu flie (10VU111-nelilt FhKiICL: -i ited State q a lo A.�� L)c i ii i.,) n o�'c h,? 11 - I, . and g0 VC, rnm e at Units and. p-A )j 11' ;,1 (11' L,! FL! I I -L' 7 L' I 1113 Wh OSC COR1 Pre lIC11 E 5',: U 1111 t 1k: F repoils (C A Fits) Lu h . the Ji i -"i,:, stan dfu-L in C!-WCT 11 '-'. IA :kc 111 :kr.d '7 F! i L ix �-j Execul ive r t. FINANCIAL SECTION NOWLEN., HOLT & MINER, P.A. CERTMECD PUBLIC AcCO NTr' NTTS M_- 1 1".:_51 _51..51: li 01 -ACE !.I }y ° ?i w111: il.[ I.xIKL 515 ti 1.1, %G1 I N I1121's I• , ,117 17M M I° "; PNI1 1 N v 11 I I.:}klll ; }cn •17145 'i5 54 k5,� INDEPENDENT AUDITORS' REPORT The Honorable Mayor and Members of the Village Council The Village of North Palm Beach, Florida EVEFETT 3. WN&EN 1I KC-i DMI• rN E:EWJAA6 T. +7_T. '—P6 WLLM 2. WINE?. CN F.CBEF.T 0. ° ENC FI% J =,. [; rt5 AINFT R RAFI::FVZH. CN TERRY'. MDR -i}y J =. CN h FF%�,,TT. CFA ALF:;15Ci WAWA C. =E. CFA FIAYA!�': 1 HC,.LT, J.. ON EV MN .1 f:;71:':;A:lk CFr". , ON K.TKLEM4 A. WINES, CPA _.. $oC:HAEL STEYENS: CPA K;-OA D PE _E R50M. CFE. UA ,ASf:K.I YPAAFJFf1 f.N cm Telxe�r�. a.v.}ne ar RFI I F ('A AnF :7FFC= M S.E.'enc STREET F { }4 E>+I(:F K ^X 3%%3 GCLLE G JADE. nerd DA J24— IL-LLIA) TELE'HONE ?5471 M -5372 FAX x;,501) 910 G74.9 We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the Village of North Palm Beach, Florida as of and for the year ended September 30, 2012, which collectively comprise the Village's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Village of North Palm Beach, Florida's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with U.S. generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the Village of North Palm Beach, Florida as of September 30, 2012, and the respective changes in financial position, and, where applicable, cash flow, thereof for the year then ended in conformity with U.S. generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued our report dated March 19, 2013, on our consideration of the Village of North Palm Beach, Florida's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and 1 AMER ICAN IN TIT01 It OF OlItRf4 PIELi PUBLICACC OUNTANTS w FLOH I DA INS I I � J1 O3 CLH I IF LL) PU13L_IC ACCOUN rANTS - Cf'APALF11CA IN I LHNAC ICNAL the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. Accounting principles generally accepted in the United States of America require that the management's discussion and analysis on pages 3 through 12, Pension and Other Post Employment Benefit trend information on pages 64 through 67, and budgetary comparison information on pages 68 through 69 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village of North Palm Beach, Florida's financial statements as a whole. The introductory section, other supplemental information and statistical section, are presented for purposes of additional analysis and are not a required part of the financial statements. The other supplemental information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. March 19, 2013 West Palm Beach, Florida 2 MANAGEMENT'S DISCUSSION AND ANALYSIS The Village of North Palm Beach, Florida's (Village) Administration offers readers of the Village's financial statements this narrative overview and analysis of the financial activities of the Village for the fiscal year ended September 30 2012. Please read it in conjunction with the accompanying transmittal letter beginning on page i, and the accompanying basic financial statements. TABLE 1 FINANCIAL HIGHLIGHTS (in millions) Total net assets Unrestricted net assets available for future use Governmental net assets Total revenues from all sources Governmental revenues Total cost of all Village programs Governmental revenues over (under) expenses General fund revenues over (under) expenses General fund unassigned fund balance As a percent of general fund expenditures Country Club revenues over (under) expenses Change in total long -term debt for the Village September 30, Increase/ Statement 2012 2011 (Decrease) Page # $31.25 $32.14 ($0.89) 13 $12.40 $12.16 $0.24 13 $28.61 $29.56 ($0.95) 13 $21.46 $21.92 ($0.46) 14 $17.88 $18.35 ($0.47) 14 $22.36 $21.62 $0.74 14 ($0.95) $0.42 ($1.37) 15 $1.00 $1.98 ($0.98) 18 $11.24 $10.68 $0.56 16 66.01% 64.35% (0.11) $0.05 ($0.11) $0.16 21 ($0.30) ($0.31) $0.01 USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The three components of the financial statements are: (1) Government -wide financial statements that include the Statement of Net Assets and the Statement of Activities. These statements provide information about the activities of the Village as a whole. (2) Fund financial statements tell how these services were financed in the short term, as well as what remains for future spending. Fund financial statements also report the Village's operations in more detail than the government -wide statements by providing information about the Village's most significant funds. (3) Notes to the basic financial statements expand upon information reported in the government - wide and governmental fund statements. REPORTING THE VILLAGE AS A WHOLE Statement of Net Assets and the Statement of Activities (Government -wide) A frequently asked question regarding the Village's financial health is whether the year's activities contributed positively to the overall financial well being. The Statement of Net Assets and the Statement of Activities report information about the Village as a whole and about its activities in a way that helps answer this question. These statements include all assets and liabilities using the accrual basis of accounting, which is similar to the accounting used by most private - sector companies. All of the current year's revenues and expenses are taken into account, regardless of when cash is received or paid. J These two statements report the Village's net assets and changes therein. Net assets, the difference between assets and liabilities, are one way to measure the Village's financial health, or financial position. Over time, increases or decreases in net assets are an indicator of whether the financial health is improving or deteriorating. The Statement of Net Assets and the Statement of Activities present information about the following: Governmental activities - All of the Village's basic services are considered to be governmental activities, including general government, community development, public safety, public services, library, and recreation. Property taxes, sales taxes, utility taxes, and franchise fees finance most of these activities. Proprietary activities /Business type activities - The Village charges a fee to customers to cover all or most of the cost of the services provided. The Village's Country Club is reported in this category. REPORTING THE VILLAGE'S MOST SIGNIFICANT FUNDS Fund Financial Statements The fund financial statements provide detailed information about the most significant funds - not the Village as a whole. Some funds are required to be established by State law. However, management establishes other funds, which aid in the management of money for particular purposes or meet legal responsibilities associated with the usage of certain taxes, grants, and other money. The Village's three kinds of funds - governmental, proprietary, and fiduciary - use different accounting approaches as explained below. Governmental Funds Most of the Village's basic services are reported in governmental funds. Governmental funds focus on how resources flow in and out, with balances remaining at year -end that are available for spending. These funds are reported using an accounting method called the modified accrual accounting method, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the Village's general government operations and the basic services it provides. Governmental fund information shows whether there are more or fewer financial resources that can be spent in the near future to finance the Village's programs. The Village maintains six individual governmental funds: the General Fund, one Capital Projects Fund, and four Special Revenue Funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balance for the General Fund and the Capital Projects Fund, both of which are considered major funds (generally accepted accounting principles define a fund as major based on that fund's size relative to the other funds of the government, or a fund may be reported as major if the government's officials believe that fund is particularly important to financial statement users). The remaining funds are considered non -major funds, and data from these governmental funds are combined into a single column for an aggregated presentation. The basic governmental fund financial statements can be found on pages 16 -19 of this report. Proprietary Funds The Village's only proprietary fund is the Country Club Fund, which charges customers for the services it provides. These services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Assets and the Statement of Activities. The basic proprietary fund financial statements can be found on pages 20 -22 of this report. • Fiduciary Funds Fiduciary funds are used to account for resources held for the benefit of parties outside the government. The funds in this category are the Village's Pension Trust Funds and Agency Funds. Fiduciary funds are not reflected in the government -wide financial statement because the resources of those funds are not available to support the Village's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on pages 23 -24 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the Village, assets exceeded liabilities by $31.25 million at the close of the most recent fiscal year. A significant portion of the Village's net assets (58.21 %) reflects its investment in capital assets (e.g., land, buildings, machinery, and equipment), less any related debt used to acquire those assets that is still outstanding. The Village uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the Village's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Liabilities Current liabilities 1,289 Table 2 346 461 1,635 Village of North Palm Beach 2,433 1,974 3,778 4,061 Net Assets 6,035 Total liabilities 3,722 3,474 (In Thousands) 4,522 7,846 7,996 Governmental Business Activities Activities Total 2012 2011 2012 2011 2012 2011 Assets: 16,109 17,237 2,083 2,201 Current and other assets $ 16,227 $ 15,799 $ 1,001 $ 890 $ 17,228 $ 16,689 Capital assets 16,109 17,237 5,764 6,219 21,873 23,456 Total assets 32,336 33,036 6,765 7,109 39,101 40,145 Liabilities Current liabilities 1,289 1,500 346 461 1,635 1,961 Long -term liabilities 2,433 1,974 3,778 4,061 6,211 6,035 Total liabilities 3,722 3,474 4,124 4,522 7,846 7,996 Net assets: Invested in capital assets, net ofdebt 16,109 17,237 2,083 2,201 18,192 19,438 Restricted 659 548 659 548 Unrestricted 11,846 11,776 558 386 12,404 12,162 Total net assets $ 28,614 $ 29,561 $ 2,641 $ 2,587 $ 31,255 $ 32,148 5 Governmental Activities The cost of all governmental activities this year was $18.82 million. As shown on Table 3, Changes in Net Assets, those who directly benefited from the programs paid for $2.80 million of this cost and $15.81 million was financed through general revenues. Governmental activities decreased the Village's net assets by $0.95 million, thereby accounting for 106% of the total decrease in the net assets of the Village. Kev elements of this decrease are as follows: • Increase in OPEB expense ($156,403). • Decrease in Ad- Valorem Taxes ($430,121). Additional detail is shown in Table 3, which follows on the subsequent page. Table 3 Village of North Palm Beach Changes in Net Assets (In Thousands) Governmental Business Activities Activities Total 2012 2011 2012 2011 2012 2011 Revenues: Program revenues: Charges for services $ 2,798 $ 2,857 $ 3,583 $ 3,571 $ 6,381 $ 6,428 Operating grants and contributions 150 127 150 127 Capital grants and contributions 6 5 6 5 General revenues: Property taxes 10,012 10,442 10,012 10,442 Local option gas taxes 263 260 263 260 Utility service taxes 2,165 2,198 2,165 2,198 Sales and use taxes 1,138 1,141 1,138 1,141 Franchise taxes 1,179 1,191 1,179 1,191 Investment earnings 91 97 7 9 98 106 Miscellaneous 75 31 75 31 Gain on asset disposals - Total revenues 17,877 18,349 3,590 3,580 21,467 21,929 Expenses: Program expenses: General Government 2,521 2,404 2,521 2.404 Public Safety 7,892 7,233 7,892 7,233 Public Works 4,653 4,734 4,653 4,734 Community Development & Planning 885 811 885 811 Leisure Services 2,873 2,749 2,873 2,749 Interest on long -term debt - Country Club 3,536 3,691 3,536 3,691 Total expenses 18,824 17,931 3,536 3,691 22,360 21,622 Increase (decrease) in net assets (947) 418 54 (111) (893) 307 Net assets - beginning of year 29,561 29,143 2,587 2,698 32,148 31,841 Net assets - end of year $ 28,614 $ 29,561 $ 2,641 $ 2,587 $ 31,255 $ 32,148 7 The Village's programs include General Government, Public Safety, Public Works, Community Development & Planning, and Leisure Services. Each program's net cost (total cost, less revenues generated by the activities) is presented below. The net cost shows the extent to which the Village's general taxes support each of the Village's programs. General government Public safety Public works Community development and planning Leisure services Interest on long -term debt Table 4 Village of North Palm Beach Cost of services (In Thousands) 2012 2011 Total Cost Net Cost Total Cost Net Cost of Services of Services of Services of Services $ 2,521 $ (2,370) $ 2,404 $ (2,266) 7,892 (7,381) 7,233 (6,773) 4,653 (4,219) 4,734 (4,263) 885 (68) 811 50 2,873 (1,832) 2,749 (1,689) $ 18,824 $ (15,870) $ 17,931 $ (14,941) At the end of the current year, as compared to the prior year, many of the departments realized an increase in their overall costs (for example, General Government increased by $0.12 million, Public Safety increased by $0.66 million, Community Development and Planning increased by $0.07 million, and Leisure Services increased by $0.12 million). The increase is a result of the increase in the Village's OPEB expense. Business Type Activities Charges for Services (revenues) in the Business Type Activities experienced an overall increase ($0.01 million) from that of the previous year. Also, during this same time period, expenses decreased by $0.16 million. Net assets of the Proprietary Fund (Country Club) at September 30, 2012, were $2.64 million. Net assets increased by $54,072. Golf operations were responsible for this improved financial picture, with the driving range showing a dramatic improvement in overall revenues. However, we also saw dramatic improvement in the bottom line for our restaurant operations which reduced its annual losses by about $100,000 from 2011 to 2012. An increase in revenues, while holding the line on operating costs, resulted in a positive impact in the Village's Business Type Activities. The Enterprise Fund is on solid financial footing. We believe there will be steady growth in fund balance in future years based on improved performance in restaurant operations and based on the continued steady performance of golf operations. 8 FINANCIAL ANALYSIS OF THE VILLAGE'S FUNDS As noted earlier, the Village uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. Governmental Funds The focus of the Village's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Village's financing requirements. In particular, unrestricted (unassigned /assigned) fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the combined fund balance for all Governmental Funds was $14.38 million, a $0.84 increase over the 2011 fund balance of $13.54 million. Approximately 94% of the combined ending fund balance ($13.55 million) constitutes unrestricted (unassigned /assigned) fund balance, which is available for spending at the government's discretion. The remainder of fund balance ($0.83 million) is restricted (non - spendable /restricted) to indicate that it is not available for new spending because it has already been committed for a variety of other restricted purposes. General Fund The General Fund is the chief operating fund of the Village. At the end of the current fiscal year, unassigned fund balance of the General Fund was $11.24 million while the General Fund total fund balance was $12.20 million. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance is 66% of total general fund expenditures, while total fund balance represents 72% of that same amount. The general fund unassigned fund balance ($11.24 million) represents an increase of $0.56 million over the 2011 unassigned general fund balance of $10.68 million. Key elements of this increase are listed below: • Franchise Fees, Utility Service Taxes and Sales & Use Tax Revenues were budgeted based on prior year trends ($3.48 million). For the current year, the Village received $3.61 million. • Due to discounts for prompt payments, State law requires that only 95% of the gross ad- valorem taxes be budgeted as revenue ($9.9 million). For the current year, the Village received $10.01 million. The increase in the above- mentioned revenues, while holding the line on operating costs, resulted in a positive impact in the Village's General Fund. General Fund Budgetary Highlights Differences between the original budget and the final amended budget were $186,594 and can be briefly summarized as follows: • Small Business Grant Camlover ($95,000) • Prior Year Open Purchase Order Carryover ($91,594) 9 General Fund Budget Analysis As shown on pages 70 -72 of this report, in the Schedule of Departmental Expenditures — Budget and Actual, there was a favorable budget to actual cost variance of $167,851 in General Fund Departmental Expenditures. The areas of significant budget to actual variances for the General Fund expenditures are summarized below: • The Village realized an overall budgetary savings of $52,883 in its anticipated employee related costs: during the budgeting process, various assumptions, along with previous year costs, are used in the development of the current year budget. The actual costs came in well under the projected budgeted amount. To counter the decrease in revenue brought about by property tax reform and the economic downturn, the Village Manager directed Department Directors to reduce spending in a manner that would minimize the impact on our residents. This required seeking new ways to serve our customers. The Directors did an admirable job identifying areas to cut costs resulting in favorable budget variances. The Village saw overall budgetary savings in operating costs of $106,231. The areas of significant budget to actual variances for the General Fund operating costs are summarized below: o The Village saw overall budgetary savings in its utility costs ($29,230): the budgeted amount included a slight increase for utilities, but the actual costs were well under the budgeted amount. o The Village's "Small Business Grant Program" is administered through the Community Development Department and is structured to provide matching grants of up to $5,000 for improvements to small business properties. Businesses would be required to match each dollar of grant funds with one dollar from their own funds. Businesses must complete an application and will have to meet certain criteria to qualify. In 2012, there were only three (3) applications approved for the Grant which resulted in a budgetary savings ($84,580) in the Community Development Department. Capital Projects Fund The Village's Capital Projects Fund is project specific and involves multi -year projects. Appropriations in this fund remain open and cans, over to succeeding years until planned expenditures are made, or until they are amended or cancelled. At the end of the current fiscal year, the total fund balance was $2.13 million, a $0.33 million increase over the 2011 fund balance of $1.79 million. This is primarily due to capital activity and a transfer in from the General Fund to fund future capital projects. CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets The capital assets of the Village are those assets that are used in the performance of Village functions. Capital assets include equipment, buildings, land, and park facilities etc. The Village has elected to retroactively apply the capitalization requirements of GASB Statement No 34 to major general infrastructure assets acquired in fiscal years ending after June 30, 1980, or that were significantly reconstructed or improved during that multiyear period. The Village's investment in capital assets for its governmental and business -type activities as of September 30, 2012 and 2011 amounts to $21.87 million and $23.42 million, respectively (net of accumulated depreciation). 10 Table 5 Village of North Palm Beach Capital Assets (In Thousands) Governmental Business Activities Activities 2012 2011 2012 2011 Total 2012 2011 Land $ 2,151 $ 2,151 $ 1,051 $ 1,051 $ 3,202 $ 3,202 Construction in progress 268 212 Total $ $ $ 3,715 268 212 Buildings and improvements 22,367 22,090 1,405 1,405 23,772 23,495 Improvements other than buildings 272 272 272 272 Improvements - golf course 5,824 5,824 5,824 5,824 Furniture, fixtures and equipment 6,944 6,959 665 678 7,609 7,637 Total assets 3 1, 73 0 31,412 9,217 9,230 40,947 40,642 Less accumulated depreciation (15,621) (14,175) (3,453) (3,050) (19,074) (17,225) Net assets $ 16,109 $ 17,237 $ 5,764 $ 6,180 $ 21,873 $ 23,417 Additional information on the Village's capital assets can be found in Note 7 on page 43 of this report. Debt Currently, the Village uses debt financing on an as- needed basis each year. At the end of the current fiscal year, the Village had total long -term debt of $3.72 million, all of which is in business -type activities. The last outstanding debt instrument in the General Fund was satisfied in 2010; therefore, there is no long -term debt outstanding in the Village's governmental activities. None of the Village's long -term debt comprises debt backed by the full faith and credit of the government. Table 6 Village of North Palm Beach Outstanding Debt (In Thousands) Governmental Business Activities Activities 2012 2011 2012 2011 Total 2012 2011 Loans payable $ 3,608 $ 3,845 $ 3,608 $ 3,845 Capital leases 107 173 107 173 Total $ $ $ 3,715 $ 4,018 $ 3,715 $ 4,018 Additional information on the Village's debt can be found in Note 8 on page 45 of this report. 11 NEXT YEAR'S BUDGET AND ECONOMIC FACTORS The Village's Unassigned Fund Balance is viewed by the Administration as a measurement of Village financial stability. Unassigned general fund balance increased to $11.24 million during the current 2012 fiscal year. The Village is now ready to address the economic challenges anticipated in the next few years. The economic outlook for the primary revenue source for Florida municipalities will be challenging, as cities are facing state mandated reductions of property taxes. In an effort to provide tax relief and spur the slumping housing market, the State legislature focused on property tax reform in the 2007 session. House Bill 1B was enacted to limit the authority of local governments to levN,- ad valorem taxes for the FY 2008 budget year and beyond. The economic downturn and decline in property values have significantly impacted Village revenues. To address the impact of the legislation, continuing increases in the cost of employee compensation and benefits, and the reduction of revenues, the Village will need to continue to prioritize essential services and desired levels of service to allocate sufficient funding in future budget years. CONTACTING THE VILLAGE'S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors, and creditors with a general overview of the Village's finances and to show the Village's accountability for the money it receives. If you have questions about this report or need additional financial information, contact the Village's Finance Department, at the Village of North Palm Beach, 501 U.S. Highway 1, North Palm Beach, Florida 33408. 12 BASIC FINANCIAL STATEMENTS THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Net Assets September 30, 2012 Assets Cash and cash equivalents Investments Accounts receivable Inventories Prepaids Due from other governments Restricted assets: Cash and cash equivalents Net pension assets Intangible assets, net of amortization Capital assets: Nondepreciable Depreciable (net of depreciation) Total assets Liabilities Accounts payable Accrued liabilities Deposits Unearned revenue Noncurrent liabilities: Due within one year Due in more than one year Total liabilities Net Assets Invested in capital assets, net of related debt Restricted for: Recreation Streets and roads Public safety Library Other purposes Unrestricted Total net assets Governmental Business -type Activities Activities Total $ 5,652,931 $ 847,027 $ 6,499,958 8,506,703 6,765,201 8,506,703 448,408 16,014 464,422 46,458 76,806 123,264 120,381 27,459 147,840 230,204 230,204 658,194 658,194 562,812 562,812 34,005 34,005 2,418,582 13,691,125 1,051,311 4,712,579 3,469,893 18,403,704 32,335,798 6,765,201 39,100,999 362,683 68,872 431,555 601,701 601,701 2,100 2,100 323,828 275,522 599,350 981,747 1,451,797 368,587 3,409,498 1,350,334 4,861,295 3,721,756 4,124,579 7,846,335 16,109,707 2,082,668 18,192,375 529,939 529,939 59,646 59,646 21,455 21,455 44,441 44,441 2,713 2,713 11,846,141 557,954 12,404,095 $ 28,614,042 $ 2,640,622 $ 31,254,664 See notes to the financial statements. 13 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Activities For the Year Ended September 30, 2012 Charges for Functions /Programs Expenses Activities Government: Governmental activities General government Public safety Public works Community development and planning Leisure services Total governmental activities Business -type activities - country club Total business -type activities Total government 14 $ 2,520,815 $ 135,372 7,892,561 440,568 4,652,620 386,974 884,773 816,673 2,873,496 1,018,883 18,824,265 2,798,470 3,536,139 3,582,760 3,536,139 3,582,760 $ 22,360,404 $ 6,381,230 Program Revenues Net Expense (Revenue) and Operating Capital Changes in Net Assets Grants and Grants and Governmental Business -type Contributions Contributions Activities Activities Total $ 15,415 $ 71,141 46,737 16,280 5,686 149,573 5,686 $ 149,573 $ 5,686 General Revenues: Taxes: Property taxes Local option gas taxes Utility service taxes Franchise taxes Sales and use taxes Investment income Miscellaneous Total general revenues Change in net assets Net assets, beginning of year Net assets, end of year $ (2,370,028) $ $ (2,370,028) (7,380,852) (7,380,852) (4,218,909) (4,218,909) (68,100) (68,100) (1,832,647) (1,832,647) (15,870,536) (15,870,536) 46,621 46,621 46,621 46,621 (15,870,536) 46,621 (15,823,915) 10,011,748 10,011,748 263,369 263,369 2,164,920 2,164,920 1,178,598 1,178,598 1,138,097 1,138,097 90,968 7,451 98,419 75,413 75,413 14,923,113 7,451 14,930,564 (947,423) 54,072 (893,351) 29,561,465 2,586,550 32,148,015 $ 28,614,042 $ 2,640,622 $ 31.254.664 See notes to the financial statements. 15 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Balance Sheet Governmental Funds September 30, 2012 Assets Cash and cash equivalents Investments Accounts receivable Inventories Prepaids Due from other governments Restricted cash and cash equivalents Total assets Liabilities and fund balances Liabilities Accounts payable Accrued liabilities Deferred revenue Total liabilities $ 293.899 $ $ 68.784 $ 362.683 601.701 601.701 317,697 6,131 323,828 1.213297 74.915 1.288212 Fund balances Capital Nonmajor Total Projects Governmental Governmental General Fund Funds Funds Recreation 529,939 529.939 Streets and roads $ 3.468353 $ 1129.831 $ 54.747 $ 5.651931 8.506.703 Library 44A41 8.506.703 448.408 1713 1713 448.408 46A58 Small business grants 46A58 120381 Subsquent year's expenditures 41994 120381 162384 67.820 230.204 658.194 1129.831 Unassigned 658.194 S 13A10.8T7 S 1122831 S 121567 —7-15.663.279 $ 293.899 $ $ 68.784 $ 362.683 601.701 601.701 317,697 6,131 323,828 1.213297 74.915 1.288212 Fund balances Nonspendable: Inventories and prepaids 166.839 166.839 Restricted for: Recreation 529,939 529.939 Streets and roads 59,646 59.646 Public safety 21,455 2L455 Library 44A41 44A41 Other purposes 1713 1713 Assigned for: Small business grants 84.580 84.580 Subsquent year's expenditures 41994 41994 Special revenue funds 47.652 47.652 Capital project funds 1129.831 1129.831 Unassigned 11.244.977 11.244.977 Total fund balances 11197.584 1129.831 47.652 14375.067 Total liabilities and fund balances S 13.410.881 S 2.129.831 S 122.567 S 15.663.279 See notes to the financial statements. 16 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Reconciliation of the Balance Sheet — Governmental Funds to the Statement of Net Assets Governmental Funds September 30, 2012 Fund balances - total governmental funds Amounts reported for govermnental activities in the statement of net assets are different because: Capital assets used in govermnental activities are not financial resources and therefore are not reported in the govermnental funds: Governmental capital assets Less: accumulated depreciation Net pension assets related to defined benefit pension plans are not available to pay for current -period expenditures and, therefore, are not reported as assets in the govermnental funds: Long -tern liabilities, including notes and bonds payable, are not due and payable in the current period and therefore are not reported in the governmental funds. Long term liabilities at year -end consist of: Claims and settlements Other posternployernent benefits Accrued compensated absences Net assets of governmental activities See notes to the financial statements. 17 $ 31,730,552 (15,620,845) (50,000) (1,160,945) (1,222,599) $ 14,375,067 16,109,707 562,812 (2,433,544) $ 28,614,042 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Year Ended September 30, 2012 Revenues Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeitures Investment Miscellaneous Total revenues Expenditures Current General government Public safetv Public works Community development and planning Leisure services - recreation Capital outla -y Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses) Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances Beginning of year End of year See notes to the financial statements. 18 Capital Nonmajor Total Projects Governmental Governmental General Fund Funds Funds $ 13,618,635 $ $ $ 13,618,635 810,390 810,390 1,276,129 315,549 1,591,678 1,966,179 1,966,179 140,610 140,610 90,968 90,968 130,293 130,293 18,033,204 315,549 18,348,753 2,328,568 2,328,568 7,284,206 298,812 7,583,018 3,886,698 3,886,698 844,748 844,748 2,374,748 2,374,748 317,319 161,743 16,192 495,254 17,036,287 161,743 315,004 17,513,034 996,917 (161,743) 545 835,719 500,000 500,000 (500,000) (500,000) (500,000) 500,000 496,917 338,257 545 835,719 11,700,667 1,791,574 47,107 13,539,348 $ 12,197,584 $ 2,129,831 $ 47,652 $ 14,375,067 See notes to the financial statements. 18 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of the Governmental Funds to the Statement of Activities For the Year Ended September 30, 2012 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of capital assets is allocated over their estimated useful lives and reported as depreciation expense: Expenditures for capital assets Less: current year depreciation Gains and losses on disposal of capital assets are reported in the statement of activities, whereas in the governmental funds the proceeds from the sale increases financial resources. The difference is the net book value of the assets retired: Net book value for retired assets Governmental funds report revenues when earned and available. However, in the Statement of Activities, revenues are recognized when earned, regardless of availability: Developer fee Expenses that do not use current financial resources are not reported on the governmental funds but are included in the statement of activities: Change in long -term compensated absences Change in net pension asset of defined benefit pension plans Change in other postemployement benefits Change in insurance liability Change in net assets See notes to the financial statements. 19 $ 484,562 (1,611,059) (27,681) (21,748) (399,528) (31,537) $ 835,719 (1,126,497) (1,151) (175,000) (480,494) $ (947,423) THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Net Assets Proprietary Fund September 30, 2012 Assets Current assets Cash and cash equivalents Accounts receivable Inventories Prepaids Total current assets Non - current assets Intangible asset, net Land, buildings, and equipment, net Total non - current assets Total assets Liabilities Current liabilities Accounts payable Deposits Deferred revenue Compensated absences - current portion Capital leases - current portion Loans payable - current portion Total current liabilities Non - current liabilities Other postemployement benefits Compensated absences Loans payable Total non - current liabilities Total liabilities Net Assets Invested in capital assets, net of related debt Unrestricted Total net assets Enterprise $ 847,027 16,014 76,806 27,459 967,306 34,005 5,763,890 5,797,895 6,765,201 68,872 2,100 275,522 11,263 106,933 250,391 715,081 45,168 6,427 3,357,903 3,409,498 4,124,579 2,082,668 557,954 $ 2,640,622 See notes to the financial statements. 20 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Revenues, Expenses, and Changes in Net Assets Proprietary Fund For the Year Ended September 30, 2012 Operating expenses Golf course maintenance expenses Enterprise Operating revenue 103,210 Greens fee /cart rentals /membership fees $ 2,389,526 Golf shop revenues 318,305 Driving range revenues 257,123 Restaurant revenues 613,098 Miscellaneous 4,708 Total operating revenues 3,582,760 Operating expenses Golf course maintenance expenses 1,235,653 Clubhouse grounds expenses 103,210 Golf shop expenses 803,449 Food and beverage expenses 653,512 Administrative and general 97,055 Insurance 3 9,8 64 Depreciation and amortization 436,045 Total operating expenses 3,368,788 Operating income 213,972 Nonoperating revenues (expenses) Interest revenue 7,451 Interest expense (167,351) Total nonoperating revenues (expenses) (159,900) Change in net assets 54,072 Net assets - beginning 2,586,550 Net assets - ending $ 2,640,622 See notes to the financial statements. 21 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Cash Flows Proprietary Fund For the Year Ended September 30, 2012 Cash flows from operating activities: Receipts from customers Payments to suppliers for goods or services Payments to employees for services Net cash provided by operating activities Cash flows from capital and related financing activities: Principal paid on long term debt Interest paid on debt Acquisition of capital assets Net cash provided (used) by capital and related financing activities Cash flows from investing activities: Interest and dividends on investments Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year Reconciliation of operating income to net cash provided by operating activities: Operating income Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation Change in assets and liabilities Decrease in accounts receivable (Increase) in inventory Decrease in prepaids (Decrease) in accounts payable (Decrease) in deposits Increase in compensated absences payable (Decrease) in deferred revenue Increase in other postemployment benefits Total adjustments Net cash provided by operating activities See notes to the financial statements. 22 Enterprise $ 3,535,934 (2,203,179) (757,329) 575,426 (302,785) (167,351) (15,000) (485,136) 7,451 97,741 749.286 847.027 213.972 436,045 15,548 (9,585) 14,002 (51,118) (3,150) 16,734 (59,224) 2,202 361,454 $ 575,426 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Fiduciary Net Assets Fiduciary Funds September 30, 2012 Assets Cash and cash equivalents Investments: Common equity securities U.S. Government agencies Municipal bonds Corporate bonds U.S. Treasury bonds Equity mutual funds Fixed income mutual funds Accrued interest and dividends Accounts receivable Prepaids Total assets Liabilities Accounts payable Due to others Total liabilities Net Assets Held in trust for pension benefits and other purposes Employee Retirement Funds $ 1,565,717 6,505,349 963,792 148,269 2,583,405 452,856 5,583,405 3,214,473 39,052 128,402 1,506 21,186,226 Agency Funds $ 349,412 349,412 96,677 349,412 96,677 349,412 $ 21,089,549 $ See notes to the financial statements. 23 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Statement of Changes in Fiduciary Net Assets Fiduciary Funds For the Year Ended September 30, 2012 Investment earnings Dividends and interest 520,608 Net increase in fair value of investments 2,360,855 Total investment gains 2,881,463 Less: investment expenses 114,512 Total net investment gains 2,766,951 Total additions 4,674,203 Deductions Administrative expense 75,682 Benefits 793,916 Refund of contributions 3,003 Total deductions 872,601 Change in net assets 3,801,602 Net assets - beginning 17,287,947 Net assets - ending $ 21,089,549 See notes to the financial statements. 24 Employee Retirement Funds Additions Contributions Employer $ 1,363,717 Plan members 246,624 State on- behalf payments 296,911 Total contributions 1,907,252 Investment earnings Dividends and interest 520,608 Net increase in fair value of investments 2,360,855 Total investment gains 2,881,463 Less: investment expenses 114,512 Total net investment gains 2,766,951 Total additions 4,674,203 Deductions Administrative expense 75,682 Benefits 793,916 Refund of contributions 3,003 Total deductions 872,601 Change in net assets 3,801,602 Net assets - beginning 17,287,947 Net assets - ending $ 21,089,549 See notes to the financial statements. 24 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting Entity The Village of North Palm Beach, Florida ( "the Village ") was incorporated in 1956 pursuant to Chapter 31481, Laws of Florida, Extraordinary Session 1956. The Village is located in the northeast portion of Palm Beach County, Florida. Its municipal area comprises approximately 1,900 acres of land and 1,200 acres of lakes, canals and lagoons. The Village's nonseasonal population consists of approximately 13,000 residents, which increases during the winter months to approximately 18,000 people. The Village operates under the Council- Manager form of government and provides the following services to its residents: public safety, planning and zoning, sanitation, library, parks, marinas, and a country club. The Village Council (the "Council ") is responsible for legislative and fiscal control of the Village. The underlying concept of the governmental financial reporting entity is that governmental organizations are responsible to elected governing officials; therefore, financial reporting should report the elected officials' accountability for those organizations. Furthermore, the financial statements of the reporting entity should allow users to distinguish between the primary government and its component units, if any, by communicating information about the component units and their relationships with the primary government. A component unit is a legally separate organization for which the elected officials of the primary government are financially accountable. Determining factors of financial accountability includes appointment of a voting majority, imposition of will, financial benefit or burden on a primary government, or fiscal dependency. In addition, component units can be other organizations for which the nature and significance of their relationship with a primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. Based on the application of these criteria, management has determined that no component units exist which would require inclusion in this report. Further, the Village is not aware of any entity that would consider the Village to be a component unit. B. Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the non - fiduciary activities of the Village. For the most part, the effect of interfund activities has been removed from these statements. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. 25 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) B. Government -wide and Fund Financial Statements (Continued) The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and the major individual enterprise fund are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government -wide financial statements and proprietary fund financial statements are reported using the accrual basis of accounting and the economic resources measurement focus. Fiduciary funds use the accrual basis of accounting and, except for agency funds, the economic resources measurement focus. Agency funds do not have a measurement focus. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Village considers revenues to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, intergovernmental revenue, investment income, and charges for services are all considered to be susceptible to accrual and so have been recognized as revenue of the current fiscal period. All other revenues are considered to be measurable and available only when received in cash by the Village. 26 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Measurement Focus, Basis ofAccountm,� and Financial Statement Presentation (Continued) The Village reports the following major governmental funds: General Fund The general fund is the primary operating fund and is used to account for all financial resources applicable to the general operations of the Village except those required to be accounted for in another fund. Capital Projects Fund The capital projects fund is used to account for the cost of acquiring, constructing, and placing into service those capital improvements which are associated with activities in the General Fund. The Village reports the following major (and only) proprietary fund: Country Club Enterprise Fund The fund accounts for the activities related to the Country Club. Additionally, the Village reports the following fund types: Special Revenue Funds The Village has four special revenue funds to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specific sources. The funds are the Public Safety Fund, Northlake Boulevard Fund, Recreation, and On- Behalf Pension Contributions. Employee Retirement Funds The pension trust funds account for the activities of the General Employees Retirement Fund and the Fire and Police Officers Retirement Fund which accumulate resources for pension benefits to qualified employees. 27 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Agency Funds The Agency Funds account for assets that are held for other parties and cannot be used to finance the Village's own programs. The two agency funds are the Northlake Boulevard Task Force, which is for the streetscape improvement of Northlake Boulevard, and the Manatee Protection Fund, in which the assets are held in trust for the protection of manatees through the enforcement of boat speed zones on the intracoastal and inland waterways. Private sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of GASB. Governments also have the option of following subsequent private sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The Village has elected not to follow subsequent private sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are charges between the government's country club and various other functions of the Village. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Proprietary funds distinguish operating revenues and expenses from non - operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Village's Country Club Enterprise Fund are charges to customers for sales and services. Operating expenses for the Enterprise Fund include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non - operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the Village's policy to use restricted resources first, then unrestricted resources as they are needed. D. Assets, Liabilities, and Net Assets or Equity Cash and Cash Equivalents All short-term investments that are highly liquid are considered to be cash equivalents. Cash equivalents are readily convertible to a known amount of cash, and at the day of purchase, have a maturity date no longer than three months. M. THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D. Assets, Liabilities, and Net Assets or Equity (Continued) Accounts Receivable Accounts receivable of the General Fund consists of billed and unbilled receivables. Concentration of Credit Risk The Village performs ongoing credit evaluations of its customers and does not require collateral. The Village maintains an allowance for uncollectible accounts at a level which management believes is sufficient to cover potential credit losses. Investments Investments are reported at fair value, which is determined by using various third -party pricing sources. The Local Government Surplus Funds Trust Fund, administered by the Florida State Board of Administration, is a "2a -7 like" pool and these investments are valued using the pooled share price. Interfund Transactions Activity between funds that is representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due td' or "due from other funds ". Any residual balance outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as internal balances. Transfers and interfund balances totally within governmental activities and those that are totally within business -type activities are eliminated and not presented in the government wide financial statements. Transfers and balances between governmental and business -type activities are presented in the government -wide financial statements. Inventories and Prepaid Items Inventories are valued at cost determined on a last -in, first -out basis (LIFO). Inventories in the General Fund consist of expendable supplies held for consumption. Inventories in the Enterprise Fund consist of goods for sale to the public. The initial cost is recorded as an asset at the time the individual inventory items are purchased and are charged against operations in the period when used. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government -wide and fund financial statements. 29 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D. Assets, Liabilities, and Net Assets or Equity (Continued) Capital Assets and Depreciation Capital assets, which include property, plant, infrastructure, and equipment, are reported in the applicable governmental or business -type activities column in the government -wide financial statements. The Village capitalizes all land purchases. The capitalization policy for other assets are items with an estimated life in excess of one year and an initial individual cost of $250,000 for infrastructure, $25,000 for land improvements, $50,000 for buildings and building improvements, and $5,000 for equipment and vehicles. The Village has elected to retroactively apply the capitalization requirements of GASB Statement No. 34 to major general infrastructure assets acquired in fiscal years ending after June 30, 1980, or that were significantly reconstructed or improved during that multi -year period. Infrastructure is reported in buildings and improvements. The accounting and reporting treatment applied to the capital assets associated with a fund are determined by its measurement focus. General capital assets are assets of the Village as a whole. When purchased, such assets are recorded as expenditures in the governmental funds and capitalized as assets in the government -wide statement of net assets. General capital assets are carried at historical cost. Where cost cannot be determined from the available records, estimated historical cost has been used to record the estimated value of the assets. Assets acquired by gifts or bequests are recorded at their fair value at the date of acquisition. Capital assets of the Enterprise Fund are capitalized in the fund. The valuation basis for Enterprise Fund capital assets is the same as those used for General capital assets. Additionally, net interest cost is capitalized on Enterprise Fund projects during the construction period. Additions, improvements, and other capital outlay that significantly extend the useful life of an asset are capitalized. Other costs incurred for repairs and maintenance are expensed as incurred. Depreciation has been provided over the estimated useful lives using the straight -line method of depreciation. The estimated lives for each major class of depreciable capital assets are as follows: Buildings, improvements and infrastructure 5 -30 years Golf course improvements 5 -30 years Machinery and Equipment 3 -15 years Vehicles 3 -20 years 30 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D. Assets, Liabilities, and Net Assets or Equity (Continued) Deferred Revenue The government reports deferred revenue on its government wide statement of net assets, proprietary statement of net assets, and governmental funds balance sheet. Deferred revenues arise when potential revenue does not meet both the "measurable" and "available" criteria for recognition in the current period. Deferred revenues also arise when the government receives resources before it has a legal claim to them, as when grant monies are received prior to incurring qualifying expenditures. In subsequent periods, when both revenue recognition criteria are met, or when the government has a legal claim to the resources, the liability for deferred revenue is removed and revenue is recognized. Compensated Absences The Village's employees are granted compensated absence pay for vacation and sick leave in varying amounts based on length of service. Unused compensated absences are payable upon separation from service. Vacation is accrued as a liability when the employee earns benefits. This means that the employee has rendered services that give rise to a vacation liability and it is probable that the Village will compensate the employee in some manner, e.g., in cash or paid time -off, now or upon termination or retirement. The Village uses the vesting method in accruing sick leave liability. Under the vesting method, the liability for sick leave is accrued for employees who are eligible to receive termination payments upon separation. Compensated absences are accrued when incurred in the government -wide and proprietary financial statements. A liability for these amounts is reported in the governmental funds only if they have matured, for example, as a result of employee resignations or retirements. For the governmental funds, compensated absences are liquidated by the General Fund. Long -Term Obligations In the government -wide financial statements, and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. 31 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D. Assets, Liabilities, and Net Assets or Equity (Continued) Long -Term Obligations (Continued) In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources, while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Net Assets Equity in the government -wide statement of net assets and the proprietary fund is displayed in three categories: 1) invested in capital assets net of related debt, 2) restricted, and 3) unrestricted. Net assets invested in capital assets net of related debt consists of capital assets reduced by accumulated depreciation and by any outstanding debt incurred to acquire, construct, or improve those assets. Net assets are reported as restricted when there are legal limitations imposed on their use by Village legislation or external restrictions by other governments, creditors, or grantors. Unrestricted net assets consist of all net assets that do not meet the definition of either of the other three components. Fund Equity Fund balance is the difference between assets and liabilities reported in governmental funds. There are five possible components of fund balance: • Nonspendable fund balance represents amounts that are not in spendable form or are legally or contractually required to be maintained intact. • Restricted fund balance represents amounts that can be spent only for specific purposes stipulated by external providers (e.g. creditors, grantors, contributor, or laws or regulations of other governments) or imposed by law through constitutional provisions or enabling legislation. • Committed fund balance represents amounts that can be used only for the specific purposes determined by formal action of the Village Commission. The Village has no committed funds. • Assigned fund balance includes spendable fund balance amounts that are intended to be used for specific purposes, as expressed by the Village Commission or Village Manager, that are neither considered restricted or committed. The Small Business Grants is a program the Village Council approved in the prior fiscal year to provide matching grants of up to $5,000 for improvements to small business properties. 32 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE I — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D. Assets, Liabilities, and Net Assets or Equity (Continued) Fund Equity (Continued) • Unassigned fund balance is the residual fund balance classification for the general fund. When both restricted and unrestricted resources are available for use, it is the Village's policy to use restricted resources first, then unrestricted resources as they are needed The Village will first use committed fund balance, then assigned fund balance, and then unassigned fund balance when expenditures are incurred for purposes for which any of the unrestricted fund balance classifications could be used. Use of Estimates The financial statements and related disclosures are prepared in conformity with accounting principles generally accepted in the United States. Management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements, and revenue and expenses during the period reported. These estimates include the collectability of accounts receivable, the use and recoverability of inventory, the useful lives and impairment of tangible assets, and the realization of net pension assets, among others. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the financial statements in the period they are determined to be necessary. Actual results could differ from those estimates. Statement of Cash Flows For purposes of the statement of cash flows, the Village considers all short -term investments that are highly liquid to be cash equivalents. Cash equivalents are readily convertible to a known amount of cash, and at the day of purchase, have a maturity date no longer than three months. NOTE 2- STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY A. Bud detary Data Formal budgetary integration is employed as a management control device during the year for the General Fund and the Enterprise Fund. The only governmental fund with a legally adopted annual budget is the General Fund. This budget is adopted on a basis consistent with generally accepted accounting principles. Except for budgeting capital expenditures and not budgeting for depreciation, the annual appropriated budgets for the Enterprise Funds are adopted on a basis consistent with generally accepted accounting principles. For budgeting purposes, current year encumbrances are not treated as expenditures. 33 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 2 - STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY (Continued) A. Budgetary Data (Continued) The procedures for establishing budgetary data are as follows: • In July of each year, the Village Manager submits a proposed operating budget to the Council for the next fiscal year commencing the following October 1st. The proposed budget includes expenditures and the means of financing them. • During the third week of July, the Council holds public meetings to obtain taxpayer comments. • Upon completion of the public hearings and prior to October 1, a final operating budget is legally enacted through the passage of an ordinance. Estimated beginning fund balances are considered in the budgetary process. • The Village Manager is authorized to transfer budgeted amounts up to $10,000 within a department. Any change to the total departmental expenses must be approved by the Village Council. • Appropriations along with encumbrances lapse on September 30th. Budgeted amounts are as originally adopted, or as amended by appropriate action. During the year, several supplementary appropriations were necessary. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g. purchase orders, contracts) outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be reappropriated and honored during the subsequent year. B. Property Taxes Under Florida law, the assessment of all properties and the collection of all county, municipal and school board property taxes are consolidated in the offices of the County Property Appraiser and the County Tax Collector. All property is reassessed according to its fair market value on January 1 of each year and each assessment roll is submitted to the State Department of Revenue for review to determine if the assessment rolls meet all of the appropriate requirements of State law. The laws of the State regulating tax assessment are also designed to assure a consistent property valuation method statewide. State Statutes permit municipalities to levy property taxes at a rate of up to 10 mills. The tax levy of the Village is established by the Council prior to October 1 of each year during the budget process. The Palm Beach County Property Appraiser incorporates the Village's millage into the total tax levy, which includes the County, County School Board, and special district tax requirements. The millage rate assessed by the Village for the year ended September 30, 2012, was 6.9723 ($6.9723 for each $1,000 of assessed valuation). 34 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 2- STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY (Continued) B. Property Tees (Continued) Taxes may be paid less a 4% discount in November or at declining discounts each month through the month of February. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. Delinquent taxes on real property bear interest at 18% per year. On or prior to June 1 following the tax year, certificates are offered for sale for all delinquent taxes on real property. After sale, tax certificates bear interest at 18% per year or at any lower rate bid by the buyer. The certificate holder may make application for a tax deed on any unredeemed tax certificate after a period of two years. The County holds unsold certificates. Delinquent taxes on personal property bear interest at 18% per year until the tax is satisfied either by seizure and sale of the property or by the five -year statute of limitations. At September 30, 2012, unpaid delinquent taxes are not material and have not been recorded by the Village. NOTE 3 — DEPOSITS AND INVESTMENTS Deposits As of September 30, 2012, the carrying amount of the Village's deposits (including fiduciary funds) was $7,430,023, and the bank balances totaled $7,579,139. In addition to insurance provided by the Federal Depository Insurance Corporation, deposits are held in banking institutions approved by the State Treasurer of the State of Florida to hold public funds. Under Florida Statutes Chapter 280, Florida Security for Public Deposits Act, the State Treasurer requires all Florida qualified public depositories to deposit with the Treasurer or other banking institution eligible collateral. In the event of failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. The Village's deposits at year end are considered insured for custodial credit risk purposes. The Village pools idle cash from all funds for the purpose of increasing income through investment activities. Investment income from the pool is allocated back to the respective funds based on each fund's equity in the pool with the exception of the Capital Projects Fund and the special revenue funds. Tn VPQtm Pn to, The State Board of Administration is part of the Local Governments Surplus Funds Trust Fund and is governed by Chapter 19 -7 of the Florida Administrative Code. These rules provide guidance and establish the general operating procedures for the administration of the Local Governments Surplus Funds Trust Fund. Additionally, the Office of the Auditor General performs the operational audit of the activities and investments of the State Board of Administration. The Local Government Surplus Funds Trust Fund is not a registrant with the Securities and Exchange Commission (SEC); however, the Board has adopted operating procedures consistent with the requirements for a 2a -7 fund. 35 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 3 — DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) On December 4, 2007, based on recommendations from an outside financial advisor, the State Board of Administration restructured the Pool into two separate pools. Pool A, (Local Government Surplus Funds Trust Fund Investment Pool) consisted of all money market appropriate assets. Pool B, (Surplus Funds Trust Fund) consisted of assets that either defaulted on a payment, paid more slowly than expected, and /or had any significant credit and liquidity risk. At the time of the restructuring, all current pool participants had their existing balances proportionately allocated into Pool A and Pool B. On August 3, 2009, the SBA announced "Florida PRIME" as the highly enhanced version of the SBA's prior Local Government Investment Pool. At September 30, 2012, Florida PRIlVIE was assigned a "AAA(m)" principal stability fund rating by the Standard and Poor's Ratings. Florida PREVIE is considered a SEC 2a7 -like fund, thus, the account balance should also be considered its fair value. Fund B is not considered a SEC 2a7- like fund and is not rated by any nationally recognized rating agency. Fund B is accounted for as a fluctuating NAV pool. The fair value factor for September 30, 2012, was 0.94896811. The factor should be multiplied by the account balance in order to calculate the fair value of the investment in Fund B. The weighted average days to maturity (WAM) of Florida PRIME at September 30, 2012, was 39 days. A portfolio's WAM reflects the average maturity in days based on final maturity or reset date, in the case of floating rate instruments. WAM measures the sensitivity of Florida PRIlVIE to interest rate changes. The weighted average life (WAL) of Fund B at September 30, 2012, was 4.08 years. A portfolio's WAL is the dollar weighted average length of time until securities held reach maturity. WAL is based on legal final maturity dates for Fund B as of September 30, 2012. However, because Fund B consists of restricted or defaulted securities, there is considerable uncertainty regarding the weighted average life. As of September 30, 2012, the Village had $279,875 invested in Florida PRIME. The cost basis of Fund B as of September 30, 2012, was $209,153 and the fair value was $198,479. Additional information regarding the Local Government Surplus Funds Trust Fund may be obtained from the State Board of Administration. 36 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 3 — DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) As of September 30, 2012, the Village held the following investments: (1) Credit rating by Standard & Poor's Investments are held in the governmental and fiduciary funds. Interest rate risk — Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. Generally, the longer the time to maturity, the greater the exposure to interest rate risks. 37 Moody' s Weighted Credit Fair Average Rating Value Maturity Governmental Funds: Wells Fargo municipal money market fund N/R $ 150,890 N/A State Board of Administration Investment Fund B N/R 198,479 4.08 yrs. (WAL) Florida PRIME (1) AAA(m) 279,875 39 days Money Market Funds N/R 42,654 N/A U.S. Government and Agency Obligations Aaa 1,326,863 1.60 yrs. U.S. Treasury Notes Aaa 6,938,707 1.87 yrs. Fiduciary Funds: Money Market Funds N/R 1,206,743 N/A GNMA, FNMA, FHLMC Pools N/R 653,043 19.59 yrs. U.S. Government Agencies Aaa 310,749 10.71 yrs. Corporate Bonds Aaa to A3 2,583,405 6.54 yrs. U.S. Treasury Obligations Aaa 452,856 17.05 yrs. Municipal Bonds Aaa to Aa2 148,269 21.74 yrs. Common Equity Securities N/R 6,505,348 N/A Equity Mutual Funds N/R 5,583,405 N/A Fixed Income Mutual Funds N/R 3,214,473 N/A Total investments $29,595,759 (1) Credit rating by Standard & Poor's Investments are held in the governmental and fiduciary funds. Interest rate risk — Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. Generally, the longer the time to maturity, the greater the exposure to interest rate risks. 37 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 3 — DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) Interest rate risk (Continued) The Village limits its exposure to fair value losses resulting from rising interest rates by structuring the investment portfolio so that the securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity; and investing operating funds primarily in short-term securities, money market mutual funds, or similar investment pools unless it is anticipated that long -term securities can be held to maturity without jeopardizing the liquidity requirements. The Retirement Funds do not have a formal investment policy that limits investment maturities as a means of managing exposure to fair value losses arising from increasing interest rates. The Village's investment in asset backed securities consist of mortgage pass - through securities based on pools of residential home mortgage loans which are subject to prepayments and therefore highly sensitive to changes in interest rates. Custodial credit risk — For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the Village will not be able to recover the value of its investments that are in the possession of an outside party. At September 30, 2012, all investments were insured or collateralized, except the Village's three pension funds, in which the underlying securities are held by counterparty, or by its trust department or agent but not in the Village's name and is uninsured and unregistered. However, all securities are registered in the funds' names. Concentrations of credit risk — Concentration of credit risk is defined as the risk of loss attributed to the magnitude of an investment in a single user. The Village places no limit on the amount they may invest in any one issuer, except those in the Fire and Police Retirement Fund. Not more than five (5) percent of the Fund's assets shall be invested in the common stock or capital stock of any one issuing company. Authorized Investments —The Village has adopted an investment policy that applies to all the investment activity except the Employees' Pension Funds, which are organized and administered separately, as listed below, or for funds related to the issuance of debt where there are other existing policies or indentures in effect for such funds. The Village is authorized to invest its funds as follows: 1. Interest- bearing checking, savings and time deposits in banks from the most current top ten listed "qualified public depositories ", as defined in Chapter 280, Florida Statutes; with a collateral pledge level of 25% or 50% as established by the State Chief Financial Officer; THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 3 — DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) Authorized Investments (Continued) 2. Securities and Exchange Commission registered money /market mutual funds with the highest credit quality rating from S &P and Moody's rating agencies; 3. Insurance companies with a A.M. Best minimum rating of aaa; 4. Corporate interest notes with the highest credit quality rating from S &P and Moody's rating agencies; 5. The Local Government Surplus Funds Trust Fund or any intergovernmental investment pool authorized pursuant to the Florida Interlocal Cooperation Act, as provided in Chapter 163, Florida Statutes; provided all components in each pool must satisfy the appropriate pre - qualification parameters noted for that institution; 6. Direct obligations of the United States Treasury; 7. Federal agencies and instrumentalities. The Village General Employees' Retirement Fund is authorized to invest its funds as follows: 1. Interest- bearing checking or savings accounts in qualified public depositories, as defined in Chapter 280, Florida Statutes; 2. Interest- bearing time deposits in qualified public depositories, as defined in Chapter 280, Florida Statutes; 3. The Local Government Surplus Funds Trust Fund or any intergovernmental investment pool authorized pursuant to the Florida Interlocal Cooperation Act, as provided in Chapter 163, Florida Statutes; 4. Securities and Exchange Commission registered money market funds with the highest credit quality rating from a nationally recognized rating agency; 5. Direct obligations of the United States Treasury; 6. Federal agencies and instrumentalities; 39 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 3 — DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) Authorized Investments (Continued) 7. Securities of, or interest in, any open -end or closed -end management -type investment company or investment trust registered under the Investment Company Act of 1940, 15 U.S.C. sections 80a -1 et seq., as amended from time to time, provided that the portfolio of such investment company or investment trust is limited to obligations of the United States Government or any agency or instrumentality thereof and to repurchase agreements fully collateralized by such United States Government obligations, and provided that such investment company or investment trust takes delivery of such collateral either directly or through an authorized custodian; 8. Other investments authorized by law or by ordinance by the Village. Investments of the Fire and Police Retirement Fund can consist of the following: 1. Time or savings accounts of a national bank, a state bank insured by the Federal Deposit Insurance Corporation, or a savings, building and loan association insured by the Federal Deposit Insurance Corporation; 2. Obligations of the United States or obligations guaranteed as to principal and interest by Government of the United States; 3. Bonds, stocks, or any other evidence of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia, provided: a. The corporation is listed on any one (1) or more of the recognized national stock exchanges and holds a rating in one of the three (3) highest classifications by a major rating service; and b. The Board shall not invest more than five (5) percent of its assets in the common stock, capital stock, bonds or indebtedness of any one (1) issuing company, nor shall the aggregate investment of in any one (1) issuing company exceed five (5) percent of the outstanding capital stock of that company, nor shall the aggregate of its investments in equities at cost exceed sixty (60) percent of the pension funds' assets; 4. Not withstanding any provision of this section to the contrary, the Board is specifically authorized to invest in foreign securities to the extent authorized by Sections 175.071(1) and 185.06(1)(b), Florida Statutes. .e THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 3 — DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) A reconciliation of deposit and investments as shown on the statement of net assets and statement of fiduciary net assets for the Village is as follows: By Category: Deposits Petty cash Investments Total deposits and investments Presented in the statement of net assets Governmental activities Cash and cash equivalents Restricted cash and cash equivalents Investments Business -type activities Cash and cash equivalents Total statements of net assets Presented in the statement of fiduciary net assets Pension trust funds Cash and cash equivalents Investments Agency funds Cash and cash equivalents Total fiduciary funds Total deposits and investments 41 $ 7,430,023 5,750 29,595,759 $37,031,532 $ 5,652,931 658,194 8,506,703 847,027 15,664,855 1,565,717 19,451,548 349,412 21,366,677 $37,031,532 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 4 — RECEIVABLES Receivables at September 30, 2012, were as follows: Utility franchise fees & taxes Conroy Drive assessment Other accounts receivable Total accounts receivable NOTE 5 — DEVELOPER FEE RECEIVABLE General Country Fund Club Total $ 413,054 $ $ 413,054 24,972 24,972 10,382 16,014 26,396 $ 448,408 $ 16,014 $ 464,422 The Village entered into an agreement with a developer on February 14, 2008, in which it agreed to accept payment of $1,175,000 in lieu of the dedication of land for public use. The developer paid $250,000 upon execution of the agreement. The balance due is to be paid in annual installments of $250,000 on the anniversary date of the agreement until paid, with a final payment of $175,000 in 2012. In accordance with Village ordinance Sec. 36 -23, amounts received shall be utilized for parks and recreational purposes or the construction or expansion of any public facilities or other improvements designed to mitigate the impacts of the subdivision. NOTE 6 — INTANGIBLE ASSETS The intangible asset consists of the right to the availability and use of reclaimed water resulting from an agreement with Seacoast Utility Authority. The asset had an original value of $50,377 and is being amortized on a straight line basis over the period of the expected benefit of ten years. 42 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 7 — CAPITAL ASSETS Capital Assets activity for the year ended September 30, 2012, was as follows: Primary Government Governmental Activities: Capital assets not being depreciated: Land Construction in progress Capital assets being depreciated: Buildings Improvements Machinery and equipment Vehicles Total at historical cost: Less accumulated depreciation for: Buildings Improvements Machinery and equipment Vehicles Total accumulated depreciation Governmental activities capital assets, net Beginning General government Ending Balance Additions Deletions Transfers Balance Communitv development 12,278 Leisure services $ 1151.089 $ $ $ $ 1151.089 211.625 109.744 (53,876) 267.493 9304.419 97.815 (5,114) 9397.120 11785.828 184.647 11970.475 3303.531 63.193 (109.747) 3256.977 3,656388 83,039 (51029) 3,687398 31,411880 538,438 (220,766) 31,730,552 (4,507,530) (294,485) 5.114 (4,796.901) (4,387,585) (872,275) (5,259,860) (2,562,541) (197,555) 108.596 (2,651,500) (2,717,869) (246,744) 51029 (2,911584) (14,175,525) (1,611,059) 165,739 (15,620345) $ 17.237.355 $ (1.072.621) $(55.027) $ $ 16.109.707 Depreciation expense was charged to functions /programs of the primary government as follows: Governmental activities: General government $ 110,006 Public safety 353,149 Public works 684,003 Communitv development 12,278 Leisure services 451,623 Total depreciation expense, governmental activities $1,611,059 43 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 7 — CAPITAL ASSETS (Continued) Construction Commitments Contracts awarded but not yet completed were as follows: Estimated Project Description Cost Governmental activities: SW Neighborhoods Sidewalks and Streetlights $340,157 Business -type activities Driving Range Building renovation 73,58I In addition, subsequent to September 30, 2012, the Village approved purchasing three police vehicles at a cost of $115,510 and approved the lease /purchase of eighty -two golf carts for $472,122. .. Beginning Ending Business -type activities: Balance Additions Deletions Transfers Balance Capital assets not being depreciated: Land $ 1.051311 $ $ $ $ 1.051311 Construction in progress Capital assets being depreciated: Buildings 1.405.035 1.405.035 Improvements 6.095.930 6.095.930 Machinery and equipment 386.413 15.000 (6,633) 394.780 Vehicles 291,055 (20,820) 270235 Total at historical cost: 9229,744 15,000 (27,453) 9217291 Less accumulated depreciation for: Buildings (957342) (26.731) (984.073) Improvements (1,635377) (309260) (1,944.637) Machinery and equipment (320.137) (20.706) 6.633 (334210) Vehicles (136,990) (74311) 20,820 (190,481) Total accumulated depreciation (3,049,846) (431,008) 27A53 (3,453,401) Business -type activities capital assets, net $ 6.179.898 $ (416,008) $ $ $ 5.763.890 Construction Commitments Contracts awarded but not yet completed were as follows: Estimated Project Description Cost Governmental activities: SW Neighborhoods Sidewalks and Streetlights $340,157 Business -type activities Driving Range Building renovation 73,58I In addition, subsequent to September 30, 2012, the Village approved purchasing three police vehicles at a cost of $115,510 and approved the lease /purchase of eighty -two golf carts for $472,122. .. THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 8 — LONG TERM LIABILITIES Change in Long -Term Liabilities Lon- term liability activity for the year ended September 30, 2012, was as follows: Business -type activities Loans payable $ 3,844,928 $ $ (236,634) $ 3,608,294 Amount Capital leases Balance (66,151) Balance Due OPEB (see note 15) October 1, September 30, Within Compensated absences 2011 Additions Reductions 2012 One Year Governmental activities 15,488 11,997 (9,795) 17,690 11,263 Claims and settlements $ 18,463 $ 31,537 $ $ 50,000 $ OPEB (see note 15) 761,417 399,528 1,160,945 Compensated absences payable 1,194,918 1,170,860 (1,143,179) 1,222,599 981,747 Total $ 1,974,798 $ 1,601,926 $ (1,143,179) $ 2,433,544 $ 981,747 Business -type activities Loans payable $ 3,844,928 $ $ (236,634) $ 3,608,294 $ 250,391 Capital leases 173,084 (66,151) 106,933 106,933 OPEB (see note 15) 28,434 16,734 45,168 Compensated absences payable 15,488 11,997 (9,795) 17,690 11,263 Total $ 4,061,934 $ 28,731 $ (312,580) $ 3,778,085 $ 368,587 Governmental activities other post employment benefit obligations and compensated absences are expected to be paid out of the general fund. Loans Payable $4,893,673 Promissory Notes The Village Council adopted Resolution No. 23 -2006 authorizing the issuance of a note in the amount of $4,893,673 to finance certain capital expenditures relating to the municipal golf course and country club. The revenues of the Country Club are pledged to secure the loan. Principal and interest payments are due semi - annually in the amount of $199,079, with a final maturity date of April 1, 2024. The interest rate on the loan is 4.11% and is subject to adjustment in the event of taxability of the interest on this note. As of September 30, 2012, the principal amount outstanding was $3,608,294 and was for the purpose of business -type activities. l THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 8 — LONG TERM LIABILITIES (Continued) $4,893,673 Promissory Notes (Continued) Annual debt service requirements to maturity are as follows: Business -type activities: Year Ending Principal Interest Total 2013 $ 250,391 $ 147,768 $ 398,159 2014 260,934 137,225 398,159 2015 271,920 126,239 398,159 2016 283,040 115,119 398,159 2017 295,287 102,872 398,159 2018-2022 1,673,531 317,264 1,990,795 2023-2024 573,191 24,048 597,239 $ 3,608,294 $ 970,535 $ 4,578,829 $284,000 Capital Lease The Village entered into a three year capital lease agreement for the purpose of financing the lease - purchase of $284,000 of equipment for the Country Club in October 2009. Principal and interest payments are due monthly, with a final maturity date in December 2013. The final payment includes a balloon payment of $96,000. As of September 30, 2012, the principal amount outstanding was $106,933 and the net book value of the equipment was $76,920. The rate used to impute interest was 6.3 %. Annual debt service requirements to maturity are as follows: Year Ending Principal Interest Total 2013 $ 106,933 $ 1,606 $ 108,539 .e THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 8 — LONG TERM LIABILITIES (Continued) Claims and Settlements Effective October 1, 2006, the Village discontinued its participation in the Southeast Risk Management Association ( SERMA) and joined the Florida Municipal Insurance Trust (FMIT). However, as a former participant in SERMA, the Village is liable for claims incurred through September 30, 2006. At September 30, 2012, there is a long -term governmental liability of $50,000 for pending claims activity for SERMA (see related Note 9.) The liability is an estimated based on the 2011 valuation; the 2012 valuation is not yet available. The liability is included in governmental noncurrent liabilities in the Statement of Net Assets. SERMA, a quasi - governmental agency, was created by an interlocal agreement, as authorized by Chapter 163, Florida Statutes. Participating members pool their resources so as to provide a comprehensive risk management program, including insurance coverage, whose cost is less than the cost of each municipality obtaining insurance separately. The members are subject to supplemental assessments in the event of deficiencies, except to the extent that deficiencies result from a specific claim against a member in excess of the reinsurance available, such deficiency is solely the responsibility of that member. SERMA reinsures for workers compensation and property claims in excess of $250,000. Activity in the pool is allocated to participating members based upon the cumulative contributions to the pool. The amount of settlements in SERMA exceeded insurance coverage in the current fiscal year. NOTE 9 — RISK MANAGEMENT The Village is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The Village currently reports all of its risk management activities in the General Fund. Claims expenditures and liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. These losses include an estimate of claims that have been incurred but not reported. Property and Casualty Group Effective October 1, 2006, the Village discontinued its participation in the Southeast Risk Management Association ( SERMA) and joined the Florida Municipal Insurance Trust (FMIT). However, as a former participant in SERMA, the Village is liable for claims incurred through September 30, 2006. The governmental liability of $50,000 is for pending claims activity for SERMA (See related Note 8). The Village is also covered by Florida Statutes under the Doctrine of Sovereign Immunity which effectively limits the amount of liability of municipalities to individual claims of $100,000/$200,000 for all claims relating to the same incident. 47 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS The Village maintains the following two separate single employer defined benefit plans: Village of North Palm Beach Fire and Police Retirement Fund, covering firefighters and police officers, and Village of North Palm Beach General Employees Retirement Fund, covering substantially all other full -time Village employees. Both plans are reported as pension trust funds and included as part of the Village's reporting entity. The Police and Fire Fund will issue separate financial statements for the year ended September 30, 2012, the report may be obtained from the Village Clerk. The General Employees Plan will not issue separate financial statements. Additional information on these plans can be found beginning on page 65. Each plan has its own board that acts as plan administrator and trustee: Board of Trustees (for the Fire and Police Retirement Fund) and General Employees Retirement Board. Each plan's assets may only be used for the payment of benefits to the members and beneficiaries of the plan in accordance with the terms of each plan document. The costs of administering each plan are financed in the appropriate pension trust fund. SUMMARY OF SIGNIFICANT ACCO UNTING POLICIES All Retirement Plans Basis of Accounting. The retirement plans are reported on the accrual basis of accounting. Plan member and state contributions are recognized as revenues in the period that the contributions are due. Employer contributions to each plan are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of each plan. Method Used to Value Investments. Investments are reported at fair value and are managed by third party money managers. The Village's independent custodians and individual money managers price each instrument using various third parry pricing sources. Investments Concentrations. The following investments represent concentrations of 5% or more of net plan assets in investments that are not issued or guaranteed by the U.S. government. General Employees Retirement Fund No nongovernmental investments exceed 5% of net plan assets. Fire and Police Retirement Fund No nongovernmental investments exceed 5% of net plan assets. M. THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) PLAN DESCRIPTIONAND CONTRIBUTION INFORMATION The following schedule is provided for general information purposes only and is derived from the respective actual reports and Village information for the two retirement plans as of October 1, 2011, the date of the latest actuarial valuation. Plan participants should refer to the appropriate source documents for more complete information on the plans. Plan Description: Authority Asset Valuation: Reporting Legal Reserves Long -Term Receivable Internal/Participant Loans General Employees' Fire and Police Village Ordinance Village Ordinance /State Fair Value Fair Value None None None None None None Membership of each plan consisted of the following at October 1, 2011, the date of the latest actuarial valuation: GERF F &P Active Participants: Vested 51 17 Non - vested 11 36 Retirees and Beneficiaries receiving benefits 8 11 Terminated vested members 43 8 Total 113 72 General Employees' Retirement System Plan Description. The plan is established under Code of Ordinances for the Village of North Palm Beach, Florida, Part II, Chapter 2, and was most recently amended under Ordinance No. 2010 -07 passed and adopted on May 27, 2010. The Plan is also governed by certain provisions of Part VII, Chapter 112, Florida Statutes and the Internal Revenue Code. The Plan provides retirement benefits as well as death benefits. All full time general employees who are not sworn police officers or firefighters shall become members of the system on October 1st following completion of 12 months of employment as a condition of employment. For those employees retired before February 1, 1982, those employees hired after September 30, 2000, or those employees hired before October 1, 2000, who elect to contribute an extra 2 %, a 3% Cost of Living increase is paid annually from the Plan. Authority to establish and amend the benefit provisions of the plan rests with the Village Council. . • THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) General Employees' Retirement System (Continued) All benefits vest based on the following years of credited service. Years of Credited Service Vested % Under 5 0% 5 or 6 50% 7 or 8 75% 9 or more 100% Employees become eligible for normal retirement benefits after attaining the age of 60 and completing nine years of credited service, or attaining the age of 65 (depending on employee contribution rate). The normal retirement benefit consists of a life annuity, options available, (subject to cost of living increases not to exceed 3% a year), of either 2 %, 2.25 %, or 2.5% (depending on employee contribution rate) of Average Monthly earnings (AME) times credited service up to 20 years plus 1% of AME times credited service over 20 years. Early retirement benefits can be received at age 55. The benefit is determined as for normal retirement and payable at normal retirement date or payable immediately after reduction by 5% for each year by which the benefit commencement date precedes the normal retirement date. If an active member dies, his beneficiary receives a refund of member contributions without interest. For a member who is age 55 and has at least five years of service but who dies before commencement of retirement benefits, a monthly benefit is payable to the designated beneficiary; the benefit is calculated as though the member had retired on his date of death and payable according to option elected by the employee. For an active member who has at least five years of credited service and dies prior to reaching normal retirement date, a benefit equal to his vested accrued benefit will be paid to his beneficiary for ten years. If an employee terminates his employment, he is entitled to the following: - With less than five years of credited service, a refund of member contributions without interest and no other benefit. - With five or more years of credited service, a refund of member contributions, the vested accrued benefit payable at normal retirement date or at any time after age 55 is attained, with the benefit being subject to the same reduction as for early retirement benefits. The vesting schedule is listed above. "Average monthly earnings" is the average during the 5 years within the last 10 years of employment which produces the highest average. 50 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) General Employees' Retirement System (Continued) "Credited service" consists of the total number of years and fractional parts of years of actual service with the Village and shall apply to an employee whose employment is terminated with the Village and who recommences fulltime employment within two years from the date of termination. Contributions. General employees may contribute 6 %, 4 %, 2% or 0% of earnings as elected by the employee, with the retirement benefit received being based on the amount contributed. The Village is required to contribute the amount necessary to fund the Plan properly according to the Plan's actuary. Contribution requirements of plan members and the Village are established and may be amended by the Village Council. Fire and Police Retirement Svstem Plan Description. The plan is established under Code of Ordinances for the Village of North Palm Beach, Florida, Part II, Chapter 2, and was most recently amended under Ordinance No. 2010 -01 passed and adopted on January 14, 2010. The Plan is also governed by certain provisions of Part VII, Chapter 112, Florida Statutes and the Internal Revenue Code. The plan provides retirement benefits as well as death and disability benefits. All benefits vest after ten years of credited service. All fulltime police officers or firefighters are eligible for membership immediately upon hire. Previously, members were not eligible until October Ist following completion of 12 months of employment. Cost of living adjustments (COLA) are provided annually each October 1, to reflect changes in CPI (subject to maximum increases or decreases of 3% per year). Authority to establish and amend the benefit provisions of the plan rests with the Village Council. Employees become eligible for normal retirement benefits after attaining the age of 55, or the date on which the member attains age 52 and 25 credited years of service. Previously, employees became eligible for normal retirement benefits after attaining the age of 55, only. The normal retirement benefit consists of ten years certain and life thereafter, with other options available, (subject to cost of living adjustments not to exceed 3% a year), of 2.5% of AME times the years of credited services, with a maximum benefit of 60% of AME. Members are eligible for non - service connected disability, after ten years of credited service and a total and permanent disability. For service connected disability, a total and permanent disability with no service requirement, the disability benefit consists of a ten year certain and life annuity that can be provided by the single -sum value of the member's accrued pension benefit, 51 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) Fire and Police Retirement System (Continued) Plan Description (Continued) but is at least 42% of AME for service connected disability and at least 25% of AME for non - service connected disability. See the description of the General Employees' Retirement System for the remainder of the benefits, except that early retirement and termination benefits for vested members can be received at age 50. Contributions. Members are required to contribute 2% of their basic compensation to the plan. The Village is required to contribute the remaining amount to fund the plan using the Entry Age Actuarial Cost Method. Contribution requirements of plan members and the Village are established and may be amended by the Village Council. The Florida Constitution requires local governments to make the actuarially determined contribution. The Florida Division of Retirement reviews and approves each local government's actuarial report prior to its being appropriated for use for funding purposes. Additionally, the State collects locally authorized insurance premium surcharges which can only be distributed after the State has ascertained that the local government has met its actuarial funding requirement for the then most recently completed fiscal year. Contributions to the Plan from the State of Florida totaled $264,570 during the fiscal year ended September 30, 2012. All Retirement Plans Annual Pension Cost and Net Pension Obligation. The Village's 2012 annual pension cost and actual contributions for each plan are shown on the next page. The required contributions were determined as part of the October 1, 2011, actuarial valuation for each plan. State law allows the Village to use a portion of the State contribution to offset the Village's pension cost. Components ofAnnual Pension Cost andNetfension Obligation General Employees' Retirement Fund Fire and Police Retirement Fund Annual Required Eligible Pension Village State Cost Contribution Contribution $638,425 $625,209 N/A $977,735 $738,250 $230,696 52 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) The following schedule was determined as part of the October 1, 2011, actuarial valuation for the General Employees' and Fire and Police Retirement Plans. Three -Year Trend Information General Annual Employees' Fire and Police Annual required contribution (ARC) $ 625,209 $ 968,946 Interest on net pension obligation (NPO) (24,410) (20,427) Adjustment to ARC 37,626 29,216 Annual pension cost 638,425 977,735 Actual contributions 625,209 969,203 Decrease in NPO 13,216 8,532 NPO at beginning of year (326,568) (257,992) NPO at end of year $(313,352) 249 460 Three -Year Trend Information 53 Annual Percentage Net Pension Year Pension Annual of APC Obligation Ended Cost (APC) Contribution Contributed (Asset) General Employees' 9/30/10 $ 739,704 $ 759,529 102.7% $ (185,330) 9/30/11 509,921 651,159 127.7% (326,568) 9/30/12 638,425 625,209 97.9% (313,352) Fire and Police 9/30/10 $ 893,728 $ 884,076 98.9% $ (255,334) 9/30/11 869,409 872,067 100.3% (257,992) 9/30/12 977,735 969,203 99.1% (249,460) 53 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) The following are the actuarial methods and significant actuarial assumptions: Valuation date Actuarial Cost Method Amortized Method Remaining Amortization Period Asset Valuation Method Actuarial assumptions: Investment rate of return* Projected salary increase* *Includes inflation at Cost of living adjustments General Employees' Fire and Police 10/1/2011 Frozen Entry Age Level percent closed 30 years Difference between actual and expected return recognized over five years. 7.5% up to retirement, 5.25% thereafter. 5.5% 4% 3% for those retired before 2/1/82 or who contribute an extra 2 %. 10/1/2011 Aggregate N/A (1) N/A (1) Five year smooth market. 8% 6% 4% 3% (1) The aggregate actuarial cost method does not identify or separately amortize unfunded actuarial liabilities. Schedule of Funding Progress As noted above, the Fire and Police Retirement System utilizes the aggregate actuarial cost method to determine contributions to the Plan. This method does not identify or separately amortize unfunded actuarial liabilities. The required schedule of funding progress immediately following the notes to the financial statements presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. The schedule of funding progress was prepared using the entry age actuarial cost method to provide information that serves as a surrogate for the funding progress of the Plan. 54 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 10 — EMPLOYEE RETIREMENT PLANS (Continued) Fire and Police: Generally accepted accounting principles (GAAP) requires that financial statements for individual pension plans be presented in the notes to the financial statements of the primary government if separate GAAP financial reports have not been issued. The General Employees' pension fund does not have a separate GAAP report issued, and the financial information September 30, 2012 is presented below. STATEMENT OF FIDUCIARY NET ASSETS General Employee's Assets Cash and cash equivalents $ 537 Investments: Unfunded 5,560,676 Fixed income mutual funds Actuarial Accounts receivable /accrued interest and dividends AAL Actuarial Actuarial Accrued Accounts payable 8,129 as % of Valuation Value of Liability Unfunded Funded Covered Covered Date Assets (AAL) AAL Ratio Payroll Payroll 10 /01 /11 $11,656,106 $14,634,876 $2,978,770 79.65% $3,852,019 77.33% General Employees': Unfunded Actuarial AAL Actuarial Actuarial Accrued as % of Valuation Value of Liability Unfunded Funded Covered Covered Date Assets (AAL) AAL Ratio Payroll Payroll 10 /01 /11 $7,771,444 $11,103,522 $3,332,078 69.99% $3,251,285 102.48% NOTE 11 — PENSION PLAN FINANCIAL INFORMATION Generally accepted accounting principles (GAAP) requires that financial statements for individual pension plans be presented in the notes to the financial statements of the primary government if separate GAAP financial reports have not been issued. The General Employees' pension fund does not have a separate GAAP report issued, and the financial information September 30, 2012 is presented below. STATEMENT OF FIDUCIARY NET ASSETS General Employee's Assets Cash and cash equivalents $ 537 Investments: Equity mutual funds 5,560,676 Fixed income mutual funds 3,214,473 Accounts receivable /accrued interest and dividends 30,048 Total assets 8,805,734 Liabilities Accounts payable 8,129 Net Assets Held in trust for pension benefits and other purposes $ 8797.605 55 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 11— PENSION PLAN FINANCIAL INFORMATION (Continued) STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS Additions Contributions Employer Plan members Total contributions Investment earnings Dividends and interest Net increase in the fair value of investments Less investment expense Total investment earnings Total additions Deductions Administration Benefit Total deductions Change in net assets Net assets - beginning Net assets - ending NOTE 12 — ON- BEHALF PAYMENTS General Employees' Pension $ 625,209 169,466 794.675 232,419 1,017,751 (26,738) 1,223,432 2,018,107 18,416 93,868 112,284 1,905,823 6,891,782 $ 8.797.605 The state makes a contribution to the Fire and Police Officers' Retirement System from the firefighters' and police officers' Insurance Premium Tax. For the fiscal year ended September 30, 2012, $296,911 was recorded as revenues and expenditures in the On- Behalf Pension Contribution Special Revenue Fund relating to on- behalf payments received from the state. 56 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 13 — DEFINED CONTRIBUTION PLAN Effective October 1, 2006, all employees of the Village may participate in one of three Money Purchase Plans that are qualified Defined Contribution Plans adopted under the provisions of Internal Revenue Code Section 401(a). The three pension plans include Directors, General Employees, and Municipal Employees. The defined contribution plans are administered by International City /County Management Association and Retirement Corporation (ICMA -RC). The ICMA -RC is a nonprofit corporation organized and existing under the laws of the State of Delaware. Contribution requirements of employees' and the Village are established and may be amended by the Village Council. The vesting period for each defined contribution plan is five years, with a vesting of zero percent in the first year, and a vesting of twenty -five percent for each year thereafter. While the plans will not provide for retroactive funding, the vesting period shall run from each employee's original date of hire. No loans are permitted by the plan. The normal retirement age for the plan shall be age sixty. There is no waiting period for participation in the plan. The minimum age for participation is eighteen. The Village contributes 15% of participant earnings for the plan year. Earnings include regular and bonus compensation, but do not include overtime or commissions. Employee contributions are voluntary, after -tax contributions that are not matched by the Village. Employees may contribute 3 %, 5 %, 10 %, or 15% of earnings to the plan. Contributions are remitted to the trusts every payroll period. Because the Village has little administrative involvement and does not perform the investing function for funds in the plans, the Village's activities do not meet the criteria for inclusion in the fiduciary funds of a government. Consequently, the plans are not included in the Village's financial statements. Plan detail for participating employees at September 30, 2012, is listed below: Director's Village contributions $79,045 Employee contributions $32,617 General Municipal Employees Employees 57 Total $65,669 $69,241 $213,955 $15,166 $21,815 $69,598 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 14 — DEFERRED COMPENSATION PLAN ASSETS Employees of the Village may participate in a deferred compensation plan adopted under the provisions of Internal Revenue Code Section 457 (Deferred Compensation Plans with Respect to Service for State and Local Governments). The deferred compensation plan is available to all employees of the Village. Under the plan, employees may elect to defer a portion of their salaries and avoid paying taxes on the deferred portion until the withdrawal date. The deferred compensation amount is not available for withdrawal by employees until termination, retirement, death, or unforeseeable emergency. A third parry administers the deferred compensation plan. In 1998, the Village Adopted GASB -32, Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans. The Village modified its Deferred Compensation Plan to conform with the changes in the Internal Revenue Code brought about by the Small Business Job Protection Act of 1996 (the "Act "). The Act requires that eligible deferred compensation plans established and maintained by governmental employers be amended to provide that all assets of the plan be held in trust, or under one or more appropriate annuity contracts or custodial accounts, for the exclusive benefit of plan participants and their beneficiaries. As a result of this change, these plan assets are not property of the Village and are not subject to the claims of the Village's general creditors. Because the Village has little administrative involvement and does not perform the investing function for funds in the Plan, the Village's activities do not meet the criteria for inclusion in the fiduciary funds of a government. NOTE 15 — OTHER POST EMPLOYMENT BENEFITS The Village implemented Governmental Accounting Standards Board Statement 45 (GASB 45), Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions, effective October 1, 2008. The Village elected to implement prospectively, and the change in accounting principle had no effect on changes in net assets /fund equity for prior periods. Retirees of the Village pay an amount equal to the actual premium for health insurance charged by the carrier, but there is an implied subsidy in the healthcare insurance premium for retirees because the premium charged for these retirees is the same as the premium charged for active employees, who are younger than retirees on average. This implied subsidy constitutes other postemployment benefits (OPEB) under GASB 45. Plan Description The Village provides a single employer defined benefit health care plan to all of its employees. The plan allows its employees and their beneficiaries, to continue to obtain health and dental benefits upon retirement. The normal retirement age for police and firefighters is 55; the normal retirement age for all other Village employees is either age 60 or 65, depending on the option selected by the employee. THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 15 — OTHER POST EMPLOYMENT BENEFITS (Continued) Plan Description (Continued) The benefits of the plan are in accordance with Florida Statutes, which are the legal authority for the plan. The plan has no assets and does not issue a separate financial report. Funding Policy The Village does not directly make a contribution to the plan on behalf of retirees. Retirees and their beneficiaries pay the same group rates as are charged to the Village for active employees by its healthcare provider. However, the Village's actuaries, in their actuarial valuation, calculate an offset to the cost of these benefits as an Employer Contribution, based upon an implicit rate subsidy. This offset equals the total age- adjusted costs paid by the Village or its active employees for coverage of the retirees and their dependents for the year net of the retiree's own payments for the year. Annual OPEB Cost and Net OPEB Obligation The annual other post employment benefit (OPEB) cost is calculated based on the annual required contribution of the employer, an amount actuarially determined in accordance with GASB Statement No. 45. The annual required contribution represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities over a period not to exceed 30 years. The annual OPEB cost and the net OPEB obligation for the Village for the current year and the related information is as follows: Required contribution rates: Employer Pay -as- you -go Plan members N/A Normal cost $ 298,096 Interest on normal cost 11,924 Amortization 190,885 Interest on amortization 7,635 Annual required contribution (ARC) 508,540 Interest on net unfunded OPEB obligation 31,594 Adjustment to ARC (45,677) Annual OPEB cost 494,457 Contributions made (78,195) Increase in net OPEB obligation 416,262 Net OPEB obligation October 1, 2011 789,851 Net OPEB obligation September 30, 2012 1206.113 59 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 15 — OTHER POST EMPLOYMENT BENEFITS (Continued) Trend Information Three -Year Trend Information Percentage of Fiscal Annual Annual Net Year OPEB OPEB Cost OPEB End Cost Contributed Obligation 09/30/10 $425,505 43.0% $537,647 09/30/11 $435,205 42.0% $789,852 09/30/12 $494,457 15.8% $1,206,114 Funded Status The funded status of the plan as of most recent actuarial valuation date was as follows: Actuarial valuation date 10/01/2011 Actuarial accrued liability $3,432,815 Actuarial value of plan assets $ Unfunded actuarial accrued liability (UAAL) $3,432,815 Funded ratio 0.0% Covered payroll $7,103,304 UAAL as a percentage of covered payroll 48.3% Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are comparable with past expectations and new estimates are made about the future. The schedule of funding progress presented as required supplementary information following the notes to the financial statements, will present multi -year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. The Village has not contributed assets to the plan at this time. Actuarial Methods and Assumptions Projections of benefits are based on the substantive plan (the plan as understood by the employer and plan members) and includes the types of benefits in force at the valuation date and the pattern of sharing benefit costs between the Village and the plan members to that point. Actuarial calculations reflect a long -term perspective and employ methods and assumptions that :1 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 15 — OTHER POST EMPLOYMENT BENEFITS (Continued) Actuarial Methods and Assumptions (Continued) are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets. Significant methods and assumptions were as follows: Actuarial valuation date Actuarial cost method Amortization method Remaining amortization period Asset valuation method Actual assumptions: Investment rate of return Healthcare cost trend 10/01/2008 Projected Unit Credit Level dollar, 30 Years, closed 28 years Unfunded 4% 6.6% for 2012 decreasing to 4% in 2083 NOTE 16 — JOINTLY GOVERNED ORGANIZATION The Village, through an interlocal agreement with certain other municipalities and Palm Beach County, created the Seacoast Utility Authority ( "Seacoast ") which provides water and sewer service to the citizens of each of the participating municipalities and a portion of Palm Beach County. Seacoast's governing board consists of one member from each participating entity. Seacoast is an Independent Authority organized under the laws of the State of Florida, and the Village has no participating equity ownership in Seacoast. The Village paid $153,968 to Seacoast during the fiscal year for water and sewer service. NOTE 17 — TRANSFERS Interfund transfers during the year ended September 30, 2012, are as follows: Transfer in: Capital Projects Fund Transfer Out: General Fund $500,000 The transfers from the General Fund to the other governmental funds were to move restricted and unrestricted General Fund revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations, including amounts provided as subsidies or matching funds for various grant programs. THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 18 — CONTRACTS, COMMITMENTS AND CONTINGENCIES Contingencies The Village is involved in various litigations and claims arising in the course of operations. It is the opinion of legal counsel that the likelihood of unfavorable outcome and the amounts of potential losses cannot be reasonably determined for all claims at this time. NOTE 19 — NEW ACCOUNTING STANDARDS Below is a brief description and effective date of new accounting standards that could have a significant impact on the Village. In November 2010, the Governmental Accounting Standards Board (GASB) issued Statement No. 61, The Financial Reporting Entity: Omnibus an amendment of GASB Statements No. 14 and No. 34. GASB 61 provides additional criteria for classifying entities as component units to better assess the accountability of elected officials by ensuring that the financial reporting entity includes organizations for which the elected officials are financially accountable or that are determined by the government to be misleading to exclude. This statement is effective for the fiscal year ending September 30, 2013. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. In December 2010, the Governmental Accounting Standards Board (GASB) issued Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre - November 30, 1989 FASB and AICPA Pronouncements. GASB 62 directly incorporates the applicable guidance from FASB and AICPA pronouncements into the state and local government accounting and financial reporting standards, with provisions modified, as appropriate, to recognize the effects of the governmental environment and the needs of governmental financial statement users without affecting the substance of the applicable guidance. This statement is effective for the fiscal year ending September 30, 2013. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. In June 2011, the Governmental Accounting Standards Board (GASB) issued Statement No. 63, Financial Reporting of Deferred Ou flows of Resources, Deferred Inflows of Resources, and Net Position. GASB 63 will improve financial reporting by standardizing the presentation of deferred outflows of resources and deferred inflows of resources and their effects on a government's net position. It alleviates uncertainty about reporting those financial statement elements by providing guidance where none previously existed. This statement is effective for the fiscal year ending September 30, 2013. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. M THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Basic Financial Statements September 30, 2012 NOTE 19 — NEW ACCOUNTING STANDARDS (Continued) In March 2012, the GASB issued Statement No. 65, Items Previously Reported as Assets and Liabilities. GASB 65 establishes accounting and financial reporting standards that reclassify, as deferred outflows of resources or deferred inflows of resources, certain items that were previously reported as assets and liabilities. This statement is effective for the fiscal year ending September 30, 2014. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. In March 2012, the GASB issued Statement No. 66, Technical Corrections 2012 an amendment of GASB Statements No. 10 and No. 62. GASB 66 improves accounting and financial reporting for a governmental reporting entity by resolving conflicting guidance that resulted from the issuance of two pronouncements, Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions and Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre - November 30, 1989 FASB and AICPA Pronouncements. This statement is effective for the fiscal year ending September 30, 2014. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. In June 2012, the GASB issued Statement No. 67, Financial Reporting for Pension Plans an amendment of GASB Statement 25. GASB 67 improves financial reporting by state and local governmental pension plans primarily through enhanced note disclosures and schedules of required supplementary information. This statement is effective for the fiscal year ending September 30, 2014. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. In June 2012, the GASB issued Statement No. 68, Accounting and Financial Reporting for Pensions — an amendment of GASB Statement 27. GASB 68 improves financial reporting by state and local governments for pensions. It also improves information provided by state and local governmental employers about financial support for pensions that is provided by other entities. This Statement results from a comprehensive review of the effectiveness of existing standards of accounting and financial reporting for pensions with regard to providing decision - useful information, supporting assessments of accountability and inter - period equity, and creating additional transparency This statement is effective for the fiscal year ending September 30, 2015. Management is currently evaluating the impact of the adoption of this statement on the Village's financial statements. M REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MD &A FIDUCIARY FUNDS Pension Trust Funds General Employees Pension Trust Fund Fire and Police Officers Pension Trust Fund THE VILLAGE OF NORTH PALM BEACH, FLORIDA Required Supplemental Information September 30, 2012 Schedule of Funding Progress Other Post Employment Benefits (OPEB) 10/01/08 $ $ 2,741,387 $ 2,741,387 0.0% $ 6,231,104 44.0% 10 /01 /11 $ $ 3,432,815 $ 3,432,815 0.0% $ 7,103,304 48.3% * These are the only actuarial valuation performed to date. (1) Projected unit credit The schedule of funding progress presented above will present multi -year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Because the fiscal year ended September 30, 2009, was the year of implementation of GASB 45, and the Village elected to apple the statement prospectively, onlN, two years are presented in the schedule at this time. In future years, required trend data will be presented. The Village has not contributed assets to the plan at this time. •A Actuarial UAAL as a Actuarial Accrued Unfunded Percentage Actuarial Value of Liabilitv AAL Funded Covered of Covered Valuation Assets (AAL) (1) (UAAL) Ratio Payroll Payroll Date* (a) (b) (b -a) (a/b) (c) ((b -a) /c) Other Post Employment Benefits (OPEB) 10/01/08 $ $ 2,741,387 $ 2,741,387 0.0% $ 6,231,104 44.0% 10 /01 /11 $ $ 3,432,815 $ 3,432,815 0.0% $ 7,103,304 48.3% * These are the only actuarial valuation performed to date. (1) Projected unit credit The schedule of funding progress presented above will present multi -year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Because the fiscal year ended September 30, 2009, was the year of implementation of GASB 45, and the Village elected to apple the statement prospectively, onlN, two years are presented in the schedule at this time. In future years, required trend data will be presented. The Village has not contributed assets to the plan at this time. •A THE VILLAGE OF NORTH PALM BEACH, FLORIDA Required Supplemental Information September 30, 2012 Schedule of Funding Progress General Employees Retirement Fund (1) 10/1/2006 Actuarial $10,490,332 $ 5,207,309 50.36% Accrued 141.47% UAAL as a Actuarial Liability Unfunded Percentage Actuarial Value of (AAL)- AAL Funded Covered of Covered Valuation Assets Entry Age(l) (UAAL) Ratio Payroll Payroll Date (a) (b) (b -a) (a/b) (c) ((b -a) /c) General Employees Retirement Fund (1) 10/1/2006 $ 5,283,023 $10,490,332 $ 5,207,309 50.36% $ 3,680,960 141.47% 10/1/2007 6,481,382 10,997,783 4,516,401 58.93% 3,238,894 139.44% 10/1/2008 5,824,447 10,138,981 4,314,534 57.45% 2,977,995 144.88% 10/1/2009 6,048,808 8,328,331 2,279,523 72.63% 3,046,421 74.83% 10/1/2010 6,863,057 10,516,549 3,653,492 65.26% 3,424,324 106.69% 10/1/2011 7,771,444 11,103,522 3,332,078 69.99% 3,251,285 102.48% Fire and Police Retirement Fund (2) 10/1/2006 $ 8,312,363 $10,294,848 $ 1,982,485 80.74% $ 2,798,919 70.83% 10/1/2007 9,228,537 10,836,562 1,608,025 85.16% 3,110,081 51.70% 10/1/2008 10,376,733 11,719,336 1,342,603 88.54% 3,253,109 41.27% 10/1/2009 10,650,648 12,656,293 2,005,645 84.15% 3,488,338 57.50% 10/1/2010 11,240,540 14,121,958 2,881,418 79.60% 3,922,596 73.46% 10/1/2011 11,656,106 14,634,876 2,978,770 79.65% 3,852,019 77.33% General Employees Retirement Fund (1) The General Employees Retirement Fund uses the frozen entry age actuarial cost method. Fire and Police Retirement Fund (2) The Fire and Police Retirement Fund uses the aggregate actuarial cost method to determine contributions to the Plan. This method does not identify or separately amortize unfunded actuarial liabilities. The schedule of funding progress presented above was prepared using the entry age actuarial cost method to provide information that serves as a surrogate for the funding progress of the Plan. 65 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Required Supplemental Information September 30, 2012 Schedule of Emplover and State Contributions Fiscal Year Annual Ended Required September 30 Contribution General Emnlovees Retirement Fund 2007 $ 866,069 2008 875,126 2009 761,943 2010 734,626 2011 499,954 2012 625,209 Fire and Police Retirement Fund 2007 $ 539,651 2008 715,784 2009 728,729 2010 884,067 2011 869,407 2012 968,946 Actual State Percentage $ 873,872 N/A 100.9% 876,712 N/A 100.2% 765,381 N/A 100.5% 759,529 N/A 103.4% 646,537 N/A 129.3% 625,209 N/A 100.0% $ 401,451 $ 138,200 100.0% 577,584 138,200 100.0% 599,505 221,372 112.6% 653,372 230,696 100.0% 641,371 230,696 100.3% 738,507 230,696 100.0% THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Trend Data September 30, 2012 Actuarial Assumption Investment rate of return * General Employees Police and Fire 5.25% thereafter. Retirement Fund Retirement Fund Contribution rates as of 9/30/12: 4% 4% Cost of living adjustments Village 19.57% 24.21% Plan Members 6.00%(1) 2.00% Actuarially Determined Contribution 625,209 968,946 Contributions Made 625,209 969,203 Valuation date 10/1/2011 10/1/2011 Actuarial Cost Method Frozen Entry Age Aggregate Amortized Method Level percent N/A (2) closed Remaining Amortization Period 30 years N/A (2) Asset Valuation Method Difference between Five year actual and expected smooth return recognized market over five years. Administrative Costs Expenses paid out of the Expenses paid out of the fund other than investment fund other than investment related expenses are related expenses are assumed to be equal to the assumed to be equal to the average of actual expenses average of actual expenses over the previous ttvo years. over the previous ttvo years. Actuarial Assumption Investment rate of return * 7.5% up to retirement 8% 5.25% thereafter. Projected salary increase * 5.5% 6% *Includes inflation at 4% 4% Cost of living adjustments 3% for those retired 3% before 2/1/82 or who contribute an extra 2 %. (1) Except for certain members who have elected not to contribute and for other members who have elected to contribute only 2% or 4 %. (2) The aggregate actuarial cost method does not identify or separately amortize unfunded actuarial liabilities. 67 GENERAL FUND THE VILLAGE OF NORTH PALM BEACH, FLORIDA Schedule of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual General Fund For the Year Ended September 30, 2012 Revenues Taxes Licenses and penuits Intergovenunental Charges for services Fines and forfeitures Investment Miscellaneous Total revenues Expenditures Current General govenunent Public safety Public works Connnunity development and planning Leisure services - recreation Other govenunent Capital outlay Total expenditures Excess of revenues over expenditures Other financing sources (uses) Appropriated fund balance Transfer out Total other financing uses 2,495,485 2,329,563 2,293,739 Variance with 7,370,838 7,290,538 7,284,206 Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) $ 13,387,331 $ 13,387,331 $ 13,618,635 $ 231,304 741,454 741,454 810,390 68,936 1,203,524 1,203,524 1,276,129 72,605 1,901,895 1,901,895 1,966,179 64,284 109,200 109,200 140,610 31,410 85,740 85,740 90,968 5,228 8,400 8,400 130,293 121,893 17,437,544 17,437,544 18,033,204 595,660 2,495,485 2,329,563 2,293,739 35,824 7,370,838 7,290,538 7,284,206 6,332 4,045,545 3,898,365 3,886,698 11,667 837,613 932,613 844,748 87,865 2,400,784 2,388,459 2,374,748 13,711 108,347 38,544 34,829 3,715 258,932 326,056 317,319 8,737 17,517,544 17,204,138 17,036,287 167,851 (80,000) 233,406 996,917 763,511 80,000 266,594 (266,594) (500,000) (500,000) 80,000 (233,406) (500,000) (266,594) Net change in fund balances $ Fund Balances Beginning of year End of year G'I: $ 496,917 $ 496,917 11,700,667 $ 12,197,584 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Notes to the Budgetary Required Supplementary Information (RSI) General Fund September 30, 2012 Note 1 - Basis of Accounting Generally accepted accounting principles (GAAP) serve as the budgetary basis of accounting. reswu OTHER SUPPLEMENTARY INFORMATION GENERAL FUND THE VILLAGE OF NORTH PALM BEACH, FLORIDA Schedule of Departmental Expenditures - Budget and Actual General Fund For the Year Ended September 30, 2012 Variance with Final Budget Original Final Positive Percent Budget Budget Actual (Negative) Variance Village Council Personnel services $ 50,452 $ 50,452 $ 49,642 $ 810 1.61 Operating expenses 95,902 95,902 76,236 19,666 20.51 Total Village Council 146,354 146,354 125,878 20,476 13.99 Village Manager Personnel services 257,853 251,853 250,866 987 0.39 Operating expenses 18,861 28,861 28,721 140 0.49 Total Village Manager 276,714 280,714 279,587 1,127 0.40 Village Finance Personnel services 482,938 469,938 469,444 494 0.11 Operating expenses 50,770 45,770 45,312 458 1.00 Total Village Finance 533,708 515,708 514,756 952 0.18 Village Attorney Operating expenses 170,000 150,000 149,700 300 0.20 Village Clerk Personnel services 261,714 254,639 254,641 (2) 0.00 Operating expenses 26,507 36,385 36,386 (1) 0.00 Total Village Clerk 288,221 291,024 291,027 (3) 0.00 Information Technology Personnel services 295,378 292,803 286,355 6,448 2.20 Operating expenses 22,661 25,236 25,236 0.00 Total Information Technology 318,039 318,039 311,591 6,448 2.03 Human Resources Personnel services 214,464 209,138 205,067 4,071 1.95 Operating expenses 26,894 32,220 32,219 1 0.00 Total Human Resources 241,358 241,358 237,286 4,072 1.69 Police Personnel services 4,333,397 4,162,944 4,133,496 29,448 0.71 Operating expenses 204,220 271,367 295,682 (24,315) -8.96 Total Police 4,537,617 4,434,311 4,429,178 5,133 0.12 Fire Rescue Personnel services 2,525,621 2,574,230 2,574,231 (1) 0.00 Operating expenses 176,631 181,428 181,428 0.00 Total Fire Rescue 2,702,252 2,755,658 2,755,659 (1) 0.00 Public Works Streets and Grounds Personnel services 324,638 324,638 349,643 (25,005) -7.70 Operating expenses 34,711 34,711 31,259 3,452 9.94 Total Public works 359,349 359,349 380,902 (21,553) -6.00 (Continued) 70 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Schedule of Departmental Expenditures - Budget and Actual General Fund For the Year Ended September 30, 2012 Vehicle Maintenance Variance with Personnel services 190,653 190,653 188,705 Final Budget 1.02 Operating expenses Original Final 229,463 Positive Percent Total Vehicle Maintenance Budget Budget Actual (Negative) Variance (Continued) Sanitation 212,131 215,197 214,722 475 0.22 Personnel services $ 1,296,358 $ 1,270,358 $ 1,246,430 $ 23,928 1.88 Operating expenses 155,150 131,150 126,117 5,033 3.84 Total Sanitation 1,451,508 1,401,508 1,372,547 28,961 2.07 Facility Services 470,721 470,721 487,521 (16,800) -3.57 Personnel services 291,588 291,588 297,345 (5,757) -1.97 Operating expenses 339,655 289,475 265,958 23,517 8.12 Total Facility Services 631,243 581,063 563,303 17,760 3.06 Street Maintenance 113,731 113,731 97,406 16,325 14.35 Personnel services 533,206 486,206 480,374 5,832 1.20 Operating expenses 681,261 681,261 671,404 9,857 1.45 Total Street Maintenance 1,214,467 1,167,467 1,151,778 15,689 1.34 Vehicle Maintenance Personnel services 190,653 190,653 188,705 1,948 1.02 Operating expenses 198,325 198,325 229,463 (31,138) -15.70 Total Vehicle Maintenance 388,978 388,978 418,168 (29,190) -7.50 Planning and Engineering Personnel services 212,131 215,197 214,722 475 0.22 Operating expenses 18,506 110,440 20,556 89,884 81.39 Total Planning and Engineering 230,637 325,637 235,278 90,359 27.75 Building Personnel services 470,721 470,721 487,521 (16,800) -3.57 Operating expenses 17,304 17,304 17,849 (545) -3.15 Total Building 488,025 488,025 505,370 (17,345) -3.55 Code Enforcement Personnel services 113,731 113,731 97,406 16,325 14.35 Operating expenses 5,220 5,220 6,694 (1,474) -28.24 Total Code Enforcement 118,951 118,951 104,100 14,851 12.48 Leisure Services - Recreation Personnel services 582,888 582,888 577,243 5,645 0.97 Operating expenses 372,732 374,407 348,024 26,383 7.05 Total Leisure Services - Recreation 955,620 957,295 925,267 32,028 3.35 Library Personnel services 502,094 488,094 487,418 676 0.14 Operating expenses 174,848 174,848 172,856 1,992 1.14 Total Library 676,942 662,942 660,274 2,668 0.40 (Continued) 71 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Schedule of Departmental Expenditures - Budget and Actual General Fund For the Year Ended September 30, 2012 72 Variance with Final Budget Original Final Positive Percent Budget Budget Actual (Negative) Variance (Continued) Tennis Personnel services $ 114,375 $ 114,375 $ 101,244 $ 13,131 11.48 Operating expenses 274,061 274,061 284,487 (10,426) -3.80 Total Tennis 388,436 388,436 385,731 2,705 0.70 Pool Personnel services 90,973 90,973 100,763 (9,790) -10.76 Operating expenses 201,813 201,813 213,966 (12,153) -6.02 Total Pool 292,786 292,786 314,729 (21,943) -7.49 Special Events Operating expenses 87,000 87,000 88,747 (1,747) -2.01 Total Special Events 87,000 87,000 88,747 (1,747) -2.01 Other Operating expenses 108,347 38,544 34,829 3,715 9.64 108,347 38,544 34,829 3,715 9.64 Non - Departmental Operating expenses 652,060 486,935 483,283 3,652 0.75 652,060 486,935 483,283 3,652 0.75 Capital Outlay Information Technology 18,750 18,750 18,748 2 0.01 Police 57,582 57,582 57,582 0.00 Planning and Engineering 80,899 73,271 7,628 9.43 Sanitation 26,000 26,000 25,457 543 2.09 Leisure Services - Recreation 45,000 45,000 44,446 554 1.23 Non - Departmental 111,600 97,825 97,815 10 Total Capital Outlay 258,932 326,056 317,319 8,737 2.68 Total expenditures $ 17,517,544 $ 17,204,138 $ 17,036 287 $ 167,851 0.98% 72 COMBINING FINANCIAL STATEMENTS NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Public Safety Fund Northlake Boulevard Fund Recreation Fund On -Beha f Pension Contributions THE VILLAGE OF NORTH PALM BEACH, FLORIDA Combining Balance Sheet Nonmajor Governmental Funds September 30, 2012 73 Special Revenue Funds Public Northlake On- Behalf Total Nonmajor Safetv Boulevard Pension Governmental Fund Fund Recreation Contributions Funds Assets Cash and cash equivalents $ 8.615 $ 1.986 $ 44.146 $ $ 54.747 Due from other Qovernments 67,820 67,820 Total assets $ 8.615 $ 1.986 $ 44.146 $ 67.820 $ 122567 Liabilities Accounts payable $ 964 $ $ $ 67.820 $ 68.784 Deferred revenue 6.131 6.131 Total liabilities 7.095 67.820 74915 Fund balances Assianed 1.520 1,986 44,146 47,652 Total fund balances 1.520 1.986 44.146 47.652 Total liabilities and fund balances $ 8.615 $ 1.986 $ 44.146 $ 67.820 $ 122.567 73 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended September 30, 2012 74 Special Revenue Funds Public Northlake On- Behalf Total Nonmajor Safety Boulevard Pension Governmental Fund Fund Recreation Contributions Funds Revenues Intergovernmental $ 18,638 $ $ $ 296,911 $ 315,549 Total revenues 18,638 296,911 315,549 Expenditures Current Public safety 1,901 296,911 298,812 Capital outlay 16,192 16,192 Total expenditures 18,093 296,911 315,004 Net changes in fund balances 545 545 Fund balances - Beginning of year 975 1,986 44,146 47,107 Fund balances - End of year $ 1,520 $ 1,986 $ 44,146 $ $ 47.652 74 FIDUCIARY FUNDS Pension Trust Funds General Employees Pension Trust Fund Fire and Police Officers Pension Trust Fund THE VILLAGE OF NORTH PALM BEACH, FLORIDA Combining Statement of Net Assets - Fiduciary Funds ASSETS Cash and cash equivalents Investments: Common equity securities U.S. Government agencies Municipal bonds Corporate bonds U.S. Treasury bonds Equity mutual funds Fixed income mutual funds Accrued interest and dividends Accounts Receivable Prepaids Total assets LIABILITIES Accounts payable Total liabilities Net Assets Held in trust for pension benefits and other purposes September 30, 2012 $ 8,797,605 $ 12,291,944 $ 21,089,549 (1) A schedule of funding progress for the General Employees and Fire and Police Officers plans is presented on page 65. 75 Fire and Total General Police Employee Employees Officers Retirement Pension Pension Funds $ 537 $ 1,565,180 $ 1,565,717 6,505,349 6,505,349 963,792 963,792 148,269 148,269 2,583,405 2,583,405 452,856 452,856 5,560,676 22,729 5,583,405 3,214,473 3,214,473 82 38,970 39,052 29,966 98,436 128,402 1,506 1,506 8,805,734 12,380,492 21,186,226 8,129 88,548 96,677 8,129 88,548 96,677 $ 8,797,605 $ 12,291,944 $ 21,089,549 (1) A schedule of funding progress for the General Employees and Fire and Police Officers plans is presented on page 65. 75 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Combining Statement of Changes in Fiduciary Net Assets Employee Retirement Funds For the Year Ended September 30, 2012 Additions Contributions Employer Plan members State on- behalf payments Total contributions Investment earnings Dividends and interest Net increase in fair value of investments Investment expense Total investment gains Total additions Deductions Administration Benefits Refund of contributions Total deductions Change in net assets Net assets - beginning Net assets - ending Fire and Total General Police Employee Employees Officers Retirement $ 625,209 $ 738,508 $ 1,363,717 169,466 77,158 246,624 296,911 296,911 794,675 1,112,577 1,907,252 232,419 288,189 520,608 1,017,751 1,343,104 2,360,855 (26,738) (87,774) (114,512) 1,223,432 1,543,519 2,766,951 2,018,107 2,656,096 4,674,203 18,416 57,266 75,682 93,868 700,048 793,916 3,003 3,003 112,284 760,317 872,601 1,905,823 1,895,779 3,801,602 6,891,782 10,396,165 17,287,947 $ 8,797,605 $ 12,291,944 $ 21,089,549 76 AGENCYFUNDS Manatee Protection Agency Northlake Boulevard Task Force THE VILLAGE OF NORTH PALM BEACH, FLORIDA Combining Statement of Agency Net Assets September 30, 2012 Assets Cash and cash equivalents Liabilities Due to others Manatee Protection Agency Agency Funds Northlake Total Boulevard Agency Task Force Funds $ 288,150 $ 61,262 $ 349,412 $ 288,150 $ 61,262 $ 349,412 77 THE VILLAGE OF NORTH PALM BEACH, FLORIDA Combining Schedule of Changes in Agency Net Assets and Liabilities For the Year Ended September 30, 2012 Manatee Protection Agencv Assets Cash and cash equivalents Liabilities Due to others Northlake Boulevard Task Force Assets Cash and cash equivalents Liabilities Due to others Total All Agencv Funds Assets Cash and cash equivalents Liabilities Due to others October 1, 2011 Additions Deductions September 30, 2012 285,748 $ 2,402 $ $ 288,150 $ 285,748 $ 2,402 $ $ 288,150 $ 60,751 $ 511 $ $ 61,262 60,751 $ 511 $ $ 61,262 $ 346,499 $ 2,913 $ $ 349,412 $ 346,499 $ 2,913 $ $ 349,412 79 PROPRIETARY FUND (ENTERPRISE FUND) Country Club Fund THE VILLAGE OF NORTH PALM BEACH, FLORIDA Schedule of Revenues and Departmental Expenses - Budget and Actual Country Club Fund - Budgetary Basis For the Year Ended September 30, 2012 Golf Maintenance variance with Operating expenses 1,240,715 1,240,715 1,233,653 Final Budget 0.57 Total Golf Maintenance Original Final 1,233,653 Positive Percent Golf Pro Shop and Range Budget Budget Actual (Negative) variance Revenue 511,412 511,412 506,396 5,016 0.98 Greens fee /cart rentalshnembershipfees $ 2,565,250 $ 2,565,250 $ 2,389,526 $ (175,724) -6.85 Golf shop revenues 281,500 281,500 318,305 36,805 13.07 Driving range revenues 197,380 197,380 257,123 59,743 30.27 Restaurant revenues 847,710 847,710 613,098 (234,612) -27.68 Interest revenues 8,855 8,855 7,451 (1,404) -15.86 Miscellaneous 507,653 507,653 4,708 4,708 29.57 Total revenues 3,900,695 3,900,695 3,590,211 (310,484) -7.96 Golf Maintenance Operating expenses 1,240,715 1,240,715 1,233,653 7,062 0.57 Total Golf Maintenance 1,240,715 1,240,715 1,233,653 7,062 0.57 Golf Pro Shop and Range Personnel services 511,412 511,412 506,396 5,016 0.98 Operating expenses 352,049 352,049 297,053 54,996 15.62 Capital outlay 15,500 15,500 15,000 500 3.23 Total Golf Pro Shop and Range 878,961 878,961 818,449 60,512 6.88 Food and Beverage Personnel services 338,948 338,948 295,978 42,970 12.68 Operating expenses 507,653 507,653 357,534 150,119 29.57 Total Food and Beverage 846,601 846,601 653,512 193,089 22.81 Administration Personnel services 61,852 61,852 58,792 3,060 4.95 Operating expenses 36,874 36,874 26,067 10,807 29.31 Total Administration 98,726 98,726 84,859 13,867 14.05 Clubhouse and Grounds Operating expenses 108,277 108,277 103,210 5,067 4.68 Total Clubhouse and Grounds 108,277 108,277 103,210 5,067 4.68 Insurance and General Liability Operating expenses 39,864 39,864 39,864 0.00 Reserves Operating 7,500 12,198 12,196 2 0.02 Contingency 209,850 205,152 2,000 203,152 99.03 Total Reserves 217,350 217,350 14,196 203,154 93.47 Debt service Debt service 470,201 470,201 470,136 65 0.01 Total expenses on the budgetary basis 3,900,695 3,900,695 3,417,879 482,816 12.38 Revenues over expenses $ $ $ 172,332 $ 172,332 Adjustments to reconcile to the GAAP Basis Total expenses on the budgetary basis 3,417,879 Less capital outlay costs capitalized (15,000) Less debt service (470,136) Add depreciation expense 436,045 Total operating expenses $ 3,368,788 79 STATISTICAL SECTION STATISTICAL SECTION This part of the Village of North Palm Beach's comprehensive annual financial report presents detailed unaudited information as a context for understanding what the information in the financial statement, note disclosures, and required supplementary information says about the Village's overall financial health. Contents Paqe Financial Trends These schedules contain trend information to help the reader understand how the Village's financial performance and well -being have changed over time. These schedules include: Net Assets by Component 80 Changes in Net Assets 81 Fund Balances, Governmental Funds 83 Changes in Fund Balances, Governmental Fund 84 Revenue Capacity These schedules contain information to help the reader assess the Village's most significant local revenue source, the property tax. Net Assessed Value and Estimated Actual Value of Taxable Property 86 Property Tax Rates - Direct and Overlapping Governments 87 Principal Property Taxpayers 88 Property Tax Levies and Collections 89 Debt Capacity These schedules present information to help the reader assess the affordability of the Village's current levels of outstanding debt and the Village's ability to issue additional debt in the future. Ratios of Outstanding Debt by Type 90 Direct and Overlapping Governmental Activities Debt 91 Pledged- Revenue Coverage 92 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the Village's financial activities take place. Demographic and Economic Statistics 93 Principal Employers 94 Operating Information These schedules contain service and infrastructure data to help understand how the information in the Village's financial report relates to the services the Village provides and the activities it performs. Full -Time Equivalent Village Government Employees by Function 95 Operating Indicators by Function /Program 96 Capital Asset Statistics by Function /Program 97 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. VILLAGE OF NORTH PALM BEACH NET ASSETS BY COMPONENT LAST TEN FISCAL PEARS (ACCRUAL BASISOFACCOUNTING) Unaudited Fiscal Year Business -Type Activities: Invested in capital assets, net of related debt 2,165,529 2,131,367 1,919,194 1,999,123 2,195,630 Unrestricted (65,937) (5,195) 270,374 415,865 151,005 Total business -type activities net assets 2,099,592 2,126,172 2,189,568 2,414,988 2,346,635 Primary government Invested in capital assets, net of related debt 2003 2004 2005 2006 2007 Governmental Activities: 613,459 470,155 19,828 154,073 113,269 Invested in capital assets, net of related debt $ 3,563,142 $ 3,762,961 $ 3,535,596 $ 8,118,773 $ 10,543,788 Restricted 613,459 470,155 19,828 154,073 113,269 Unrestricted 2,350,342 3,527,865 6,654,989 7,143,452 9,281,170 Total governmental activities net assets 6,526,943 7,760,981 10,210,413 15,416,298 19,938,227 Business -Type Activities: Invested in capital assets, net of related debt 2,165,529 2,131,367 1,919,194 1,999,123 2,195,630 Unrestricted (65,937) (5,195) 270,374 415,865 151,005 Total business -type activities net assets 2,099,592 2,126,172 2,189,568 2,414,988 2,346,635 Primary government Invested in capital assets, net of related debt 5,728,671 5,894,328 5,454,790 10,117,896 12,739,418 Restricted 613,459 470,155 19,828 154,073 113,269 Unrestricted 1284.405 3.521670 6.925363 7.559317 9.431175 Total primary government net assets $ 8,626,535 $ 9,887,153 $ 12,399,981 $ 17,831,286 $ 22,284,862 Primary government Invested in capital assets, net of related debt 2008 2009 2010 2011 2012 Governmental Activities: 979,182 251,088 390,081 548,489 658,194 Invested in capital assets, net of related debt $ 12,845,093 $ 16,643,241 $ 18,184,508 $ 17,237,355 $ 16,109,707 Restricted 979,182 251,088 390,081 548,489 658,194 Unrestricted 9,836,912 11,016,626 10,568,594 11,775,621 11,846,141 Total governmental activities net assets 23,661,187 27,910,955 29,143,183 29,561,465 28,614,042 Business -Type Activities: Invested in capital assets, net of related debt 2,492,524 2,364,814 2,295,125 2,200,927 2,082,668 Unrestricted 202,802 434,212 403,261 385,623 557,954 Total business -type activities net assets 2,695,326 2,799,026 2,698,386 2,586,550 2,640,622 Primary government Invested in capital assets, net of related debt 15,337,617 19,008,055 20,479,633 19,438,282 18,192,375 Restricted 979,182 251,088 390,081 548,489 658,194 Unrestricted 10,039, 714 11,450, 838 10,971, 855 12,161,244 12,404,095 Total primary government net assets $ 26,356,513 $ 30,709,981 $ 31,841,569 $ 32,148,015 $ 31,254,664 Basic Financial Statements and Management's Discussion andAnalvsis for State and Local Governments. 80 Expenses Governmental activities: General government Public safety Public works Community development and planning Leisure services Other government Interest on long -Tenn debt Total governmental activities expenses Business -type activities: Country club Total business -type activities Total primary government expenses Program Revenues Governmental activities: Charges for services: General government Public safety Public works Community development and planning Leisure services Other government Operating grants and contributions Capital grants and contributions Total governmental activities program revenues VILLAGE OF NORTH PALM BEACH CIANGESIN NET ASSETS LAST TEN FISCAL YEARS (ACCRUALBASISOFACCOUNTING) Unaudited Fiscal Year 2003 2004 2005 2006 2007 $ 2,781,333 $ 3,174,460 $ 2,127,009 $ 1,784,528 $ 2,698,187 5,195,338 5,294,399 6,038,846 7,036,117 6,671,490 3,482,975 3,549,178 5,091,305 4,131,500 3,733.815 - - - 657,112 737,165 1,539,771 1,280,483 1,635,784 2,562,627 2,781,658 - - 842,561 2,049 - 128,507 40,580 151,233 241,995 204,666 13,127,924 13,339,100 15,886.738 16,415,928 16,826,981 2,676,883 2,567,690 2,607,712 2,124,927 3,570.683 2,676,883 2,567,690 2,607,712 2,124,927 3,570.683 $ 15.804.807 $ 15.906.790 $ 18.494.450 $ 18.540.855 $ 20.397,664 $ 342,936 $ 355,118 $ 285,386 $ 158,160 $ 122,455 258,723 273,391 329,081 388,671 345,731 727,016 895,291 1,326,820 140,923 217,975 - - - 1,175,252 938,188 174,589 147,773 78,475 528,983 496,679 82,134 89,362 1,392,729 998,573 170,389 102,560 (13,188,200) General revenues and other changes in net assets: 462,394 1,454,526 1,687,958 1,760,935 3,412,491 3,852,956 3,745,943 Business -type activities: Charges for services: Country club 2,510,258 2,548,259 2,658,468 2,167,089 3,463,524 Operating grants and contributions - - - 68,883 - Capital grants and contributions 10,000 Total business -type activities program revenues 2,520,258 2,548,259 2,658,468 2,235,972 3,463,524 Total primary government program revenues $ 4,208,216 $ 4,309.194 $ 6.070.959 $ 6.088.928 $ 7,209,467 Net Governmental activities $ (11.439.966) $ (11,578,165) $ (12,474,247) $ (12,562,972) $ (13,081,041) Business -type activities (156.625) (19.431) 50.756 111.045 (107,159) Total primary government net expense $ (11.596.591) $ (11.597.596) $ (12.423.491) $ (12.451.927) $ (13,188,200) General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes $ 6,365,000 $ 8,451,783 $ 10,070,977 $ 10,881,501 $ 12,076.184 Local option gas taxes - - - 307,043 292,332 Utilitv service taxes 1,755,153 1,830,339 1,955,403 2,001,164 2,001,443 Franchise taxes 890,285 861,708 890,297 1,150,974 1,207,552 Sales and use taxes 1,148,210 1,230,803 1,277.124 1,415,917 1,339,893 Unrestricted grants and contributions 276,302 291,710 421,254 - - Investment earnings 75,023 53,600 196,699 477,420 650,022 Miscellaneous 54,875 92,260 111,927 53,264 8,836 Contributions for Support Our Troops - - - - 15,502 Transfers 36,445 5,111 Total governmental activities 10,564,848 12,812,203 14,923,681 16,323,728 17,596,875 Business -type activities: Investment income 4,586 3,450 12,640 112,841 43,917 Miscellaneous 99,553 42,560 - - - Transfers (36,445) (5,111) Total business -type activities 104,139 46,010 12,640 76,396 38,806 Total primary government $ 10.668.987 $ 12,85&213 $ 14.936.331 $ 16.400.124 $ 17.635.681 Change in net assets Governmental activities $ (875,118) $ 1,234,038 $ 2,449,434 $ 3,760,756 $ 4,515,834 Business -type activities (52,486) 26,579 63,396 187,441 (68,353) Total primary government $ 927,604) $ 1,260,617 $ 2,512,830 $ 3,948,197 $ 4,447,481 Basic Financial Statements and Management's Discussion andAnal sis for State and Local Governments. 81 2008 2009 2010 2011 2012 $ 1,839,228 $ 2,239 511 $ 2,679,192 $ 2,403,681 $ 2,520,815 7,154,578 7.095.043 7,304,233 7,232,748 7,892,561 3,996,711 4,083,441 4,594,738 4,733,913 4,652,620 860,448 826.149 806,536 811,177 884,773 3,244,045 3,174,623 2,830,292 2,749,065 2,873,496 120,549 26,702 4,384 17,215,559 17,445,469 18,219.375 17,93Q584 18,824,265 3.268.562 3,308,535 3,398,206 3,691,528 3,536.139 3,268562 3,308,535 3,398,206 3.691,528 3.536.139 $ 20.484.121 $ 20,754,004 $ 21,617,581 $ 21.621112 $ 22.360.404 $ 123,334 $ 122,569 $ 126,968 $ 130,886 $ 135,372 383,325 378,591 465,263 420,653 440,568 288,994 394,082 411,722 400,662 386,974 888,015 699,130 734,718 861,394 816,673 595,558 912,862 1,063,748 1,043,459 1,018,883 W224 105,080 96,670 126,568 149,573 1,602,465 2,017,158 75,845 5,169 5,686 3,969,915 4,629,472 2,974,934 2,988,791 2,953,729 3,616,509 3,404,859 3,227,580 3,571,199 3,582,760 13,609 - - - - 3,630,118 3,404,859 3,227,580 3,571,199 3,582,760 $ 7,600,033 $ 8,034,331 $ 6,202,514 $ 6.559.990 $ 6536,489 $ (13,245,644) $ (12,815,997) $ (15,244,441) $ (14,941,793) $ (15,870,536) 361.556 96324 (170,626) (120,329) 46.621 $ (12,884.088) _L (I _L (I _L (I $ (15.823915) $ 11,915,355 $ 11,917,359 $ 11,053.128 $ 10,441,869 $ 10,011,748 278,649 267,557 266.077 259,794 263,369 2,018,071 2,239,002 2,261.375 2,198,148 2,164,920 1,212,562 1,256,831 1,204,328 1,191,155 1,178,598 1,227,341 1,116,107 1,114,945 1,140, 744 1,138,097 194.652 (1,346) 280,217 97,743 90,968 55.719 263,459 213,425 30,622 75,413 16,959 6,796 49 296 16,968,604 17,065,765 16,393,495 15,36775 14,923,113 36,431 7,376 14,686 8,493 7,451 - - 55,300 (49 296) (11865) 7,376 69,986 8,493 7.451 $ 16,955,739 $ 17.073.141 $ 16.463.481 $ 15.368568 $ 14.930.564 $ 3,722,960 $ 4,249,768 $ 1,149,054 $ 418,282 $ (947,423) 348,691 103,700 (100,640) (111,836) 54.072 $ 4,071,651 $ 4,353,468 $ 1,048,414 $ 306,446 $ (893.351) 8 2 General Fund Resen ed Unreserved Total general fluid All other Governmental Funds Resen ed Unreserved, reported in: Special revenue funds Capital projects fluids Total all other governmental fluids General Fund Resen ed Unreserved Total general fluid All other Governmental Funds Resen ed Unreserved, reported in: Special revenue funds Capital projects fluids Total all other governmental fluids General Fund Nonspendable Restricted Assigned Unassigned Total general fluid All other Governmental Funds Restricted Assigned Special revenue funds Capital projects fluids Total all other governmental fluids VILLAGE OF NORTH PALM BEACH FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (_, IO DIFIED- ?CCRU_,,?LB_,,?SISOF- ?CCOUNTING) Unaudited 2003 2004 2005 2006 2007 $ 354,396 $ 218,882 $ 197,163 $ 308,836 $ 945,891 1,654,593 2,883,8» 5,771,684 7,022,606 8,179,659 $ 2,008,989 $ 3,102,737 $ 5,968,847 $ 7,331,442 $ 9,12i,i50 $ 613,459 $ 470,155 $ 19,828 $ $ - - - 400,000 224,937 - - 397,233 673,232 $ 613,459 $ 470,155 $ 19,828 $ 797,233 $ 898,169 2008 2009 $ 775,339 $ 563,115 8,265,513 10,058,216 $ 9,040,852 $ 10,621,331 $ 239,979 $ 594,399 (152,861) 713,373 825,778 $ 1,547,751 $ 672,917 2010 2011 2012 $ 167,108 $ 276,924 $ 166,839 338,457 548,489 658,194 104,245 186,594 127,574 10,443,099 10,688,660 11,244,977 $ 11,052,909 $ 11,700,667 $ 12,197,584 47,379 47,107 47,652 844,742 1,491,574 2,129,831 $ 892,121 $ 1,538,681 $ 2,177,483 Basic Financial Statements and Management's Discussion and- ?nalysis for State and Local Governments. The Village implemented GASB 54, Fund Balance Reporting and Government Fund Definitions, in 2011 and restated the 2010 amounts. 83 VILLAGE OF NORTH PALM BEACH CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS ( VIODIFIEDACCRUAL BASIS OFACCOUNTING) Unaudited Revenues: Taxes Licenses and Permits Intergovernmental Charges for services Fines and forfeitures Investment earnings Miscellaneous Total revenues Expenditures: General government Public safety Public works Community development and planning Leisure services - recreation Other government Capital outlay Debt service Principal payments Interest paid on debt Total expenditures Excess of revenues over (under) expenditures Other financing sources (uses) Transfers in Transfers out Capital lease Proceeds from debt issuance Miscellaneous Total other financing sources (uses) Net change in fund balances Debt service as a percentage of noncapital expenditures Fiscal Year 2003 2004 2005 2006 2007 $ 9,292,822 $ 11,439,823 $ 13,236,952 $ 14,340,682 $ 15,577,511 686,548 712,184 1,131,903 1,128,658 880,266 1,280,228 1,350,104 2,804,985 2,914,057 2,750,021 665,496 719,589 647,915 1,003,660 1,082,569 113,391 122,407 234,513 165,496 132,158 75,023 53,600 196,699 477,421 650,022 139,354 175,431 83,205 130,515 194,716 12,252,862 14,573,138 18,336,172 20,160,489 21,267,263 1,360,072 1,532,561 2,061,545 1,648,131 2,304,654 4,758,982 5,019,361 5,713,904 6,494,578 6,609,801 3,285,603 3,280,274 5,019,739 4,708,196 3,558,264 651,331 735,155 1,216,156 1,256,066 1,376,950 1,682,030 2,430,403 1,298,492 1,186,730 817,293 2,049 2,542,819 581,938 - 1,917,377 2,737,805 939,396 955,184 903,225 879,527 789,048 136,676 40,580 151,233 199,373 207,088 15,538,196 13,852,694 16,043,889 18,182, 592 19,372,218 (3,285,334) 720,444 2,292,283 1,977,897 1,895,045 1,471,529 593,884 (1,471,529) (593,884) 403,000 230,000 123,500 (56) 402,944 230,000 123,500 - - $ (2,882,390) $ 950,444 $ 2,415,783 $ 1,977,897 $ 1,895,045 9.0300 8.1100 7.0300 7290o 6.4100 84 2008 2009 2010 2011 2012 $ 15,424,638 $ 15,680,749 $ 14,784,906 $ 14,090,966 $ 13,618,635 1,047,144 880,016 910,997 959,098 810,390 2,459,211 3,315,908 1,768,388 1,557,377 1,591,678 1,268,774 1,684,718 1,944,245 1,934,424 1,966,179 235,965 145,340 142,048 164,366 140,610 194,652 (1,345) 280,218 97,743 90,968 137,447 300,455 278,062 59,462 130,293 20,767,831 22,005,841 20,108,864 18,863,436 18,348,753 2,246,461 1,970,257 2,496,342 2,402,241 2,328,568 7,056,833 6,835,730 7,021,231 7,053,282 7,583,018 3,725,450 3,432,556 3,887,034 4,044,642 3,886,698 840,366 784,486 774,121 790,937 844,748 2,876,840 2,898,252 2,361,388 2,295,959 2,374,748 2,597,065 3,939,455 663,582 682,057 495,254 716,206 1,395,735 2,250,000 143,726 43,725 4,384 20,202,947 21,300,196 19,458,082 17,269,118 17,513,034 564,884 705,645 650,782 1,594,318 835,719 1,254,952 454,111 163,490 1,334,934 500,000 (1,254,952) (454,111) (163,490) (1,334,934) (500,000) $ 705,645 $ 835,719 $ 564,884 $ 650,782 $ 1,594,318 4.91'o 8.0700 11.9900 85 VILLAGE OF NORTH PALM BEACH NET ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Unaudited Real Property Fiscal Year Ended Tax Role Residential Commercial Personal Sept 30, Year Property Property Property Total Net Market - Total Direct Assessed Value Tax Rate 2003 2002 $ 963,091,506 $ 128,216,552 $ 44,276,499 $ 1,135,584,557 5.8000 2004 2003 1,092,433,722 147,927,933 44,914,124 1,285,275,779 6.8000 2005 2004 1,180,028,585 208,240,338 49,767,286 1,438,036,209 7.2700 2006 2005 1,441,249,707 179,827,665 44,422,817 1,665,500,189 6.8000 2007 2006 1,700,678,282 235,776,768 45,084,335 1,981,539,385 6.3000 2008 2007 1,744,202,888 229,300,592 43,735,861 2,017,239,341 6.1000 2009 2008 1,575,367,916 230,599,951 41,471,282 1,847,439,149 6.6980 2010 2009 1,394,954,867 221,443,121 40,552,276 1,656,950,264 6.9000 2011 2010 1,295,097,223 210,844,220 38,261,607 1,544,203,050 6.9723 2012 2011 1,265,549,795 189,284,601 33,303,512 1,488,137,908 6.9723 Note: Assessed values are established by the Palm Beach Property Appraiser's office as of January 1, each year. Assessments were increased to 100% of market value as of 1980. Property in the Village is reassessed each year. Property is assessed at actual value, therefore the assessed values are equal to actual value. Tax rates are per $1,000 of assessed value. Source: Palm Beach County Property Appraiser W VILLAGE OF NORTH PALM BEACH PROPERTY TAX RATES - DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS Unaudited Note: All millage rates are based on $1 for every $1,000 of assessed value. Source: North Palm Beach: Notice of Ad Valorem Taxes and Non -Ad Valorem Assessments (1) Overlapping rates are those of local and county governments that apply to property owners within the Village of North Palm Beach. Not all overlapping rates apply to all Village of North Palm Beach property owners (i.e. The rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district.) 87 Overlapping Rates (1) Palm Beach Total Count­,, Palm Direct and Fiscal Tax Roll Village of School Beach Special Overlapping Year Year N. Palm Beach District Count­,, Districts Rates 2003 2002 5.800 8.78 4.808 2.488 21.876 2004 2003 6.800 8.57 4.791 2.556 22.717 2005 2004 7.270 8.43 4.768 2.526 22.994 2006 2005 6.800 8.11 4.719 2.504 22.133 2007 2006 6.300 7.87 4.480 2.325 20.975 2008 2007 6.100 7.36 3.981 2.131 19.572 2009 2008 6.698 7.25 3.966 2.257 20.171 2010 2009 6.900 7.98 4.561 2.493 21.934 2011 2010 6.9723 8.154 4.996 2.5549 22.6772 2012 2011 6.9723 8.1800 4.9925 2.3433 22.4881 Note: All millage rates are based on $1 for every $1,000 of assessed value. Source: North Palm Beach: Notice of Ad Valorem Taxes and Non -Ad Valorem Assessments (1) Overlapping rates are those of local and county governments that apply to property owners within the Village of North Palm Beach. Not all overlapping rates apply to all Village of North Palm Beach property owners (i.e. The rates for special districts apply only to the proportion of the government's property owners whose property is located within the geographic boundaries of the special district.) 87 VILLAGE OF NORTH PALM BEACH PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND 2003 Unaudited 2012 Percentage of Total Village Net Taxable Taxable Taxable Assessed Assessed Assessed Taxpayers Value Rank Value Value Olen Residential Realty $ 16.779214 1 1.13° %0 $ 17.830332 Old Port Cove Equities, Inc 16.815.716 2 1.13° %0 Florida Power & Liaht 14.776.425 3 0.99010 Sanctuary Bay Trust Corporation 13.509.049 4 0.91° %0 13.491211 New Country Motor Cars 10.658.192 5 0.720%0 Crystal Tree NPB 9.939.914 Wolfchase Associates, LLC 8.600.000 Crystal Tree Property Owners 8.500.000 6 0.57 0'0 CF02 Palm Beach III LP 7.000.000 7 0.470,0 Greater Fla Inv CO 5.840.000 Old Port Cove Holdinas, Inc 6.661012 8 0.450%0 Bozzuto, Michael A 6334.818 9 0.430%0 Village Shoppes at US 1. LLC 5.770298 10 0.390%0 2003 Percentage of Total Village Net Taxable Assessed Rank Value 1 1.57 °'0 2 1.19 °'0 3 0.88 °'0 4 0.760,0' 5 0.510,0 Transcontinental Atrium, Inc 4.590.000 6 701 US One, Inc 3,600,000 7 Pavilion Office Center 3240.000 8 Old Port Cove Dev. 3.163.597 9 Developers ofNorthlake. Inc 3,143,442 10 Total $ 106.805.724 7.190o $ 73.438.496 Source: Palm Beach Country Appraiser Note: Assessed values are established by the Palm Beach Property Appraiser's offices as of January I. each year. 88 0.400,0' 0.32 °'0 0.29 °'0 0.28 °'0 0.28 °'0 6..480,L VILLAGE OF NORTH PALM BEACH PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN CALENDAR YEARS Unaudited Collected within Source: Palm Beach Country Property Appraiser * Information presented is preliminary due to county software upgrade problems. 89 the Fiscal Year Total Collections Fiscal Year Total Taxes of the Lew Collections in to Date Ending Tax Roll Levied for Percent Subsequent Percent Sept 30, Year Fiscal Year Amount of Levy Years Amount of Lew 2003 2002 $ 6,597,909 $ 6,359,478 96.39% $ 5,522 $ 6,365,000 96.47% 2004 2003 8,825,061 8,441,383 95.65% 10,401 8,451,784 95.77% 2005 2004 10,463,873 10,059,478 96.14% 9,476 10,068,954 96.23% 2006 2005 11,329,648 10,690,869 94.36% 172,744 10,863,613 95.89% 2007 2006 12,624,307 11,802,457 93.49% 228,352 12,030,809 95.30% 2008 2007 12,360,135 11,546,732 93.42% 333,756 11,880.488 96.12% 2009 2008 12,401,519 11,530,384 92.98% 349,642 11,880,026 95.79% 2010 2009 11,564,281 10,683,829 92.39% 284,004 10,967,833 94.84% 2011 2010 10,793,319 10,097,289 93.55% 298,514 10,395,803 96.32% 2012 2011 10,424,715 9,992,145 95.85% 15,616 10,007,761 96.00% Source: Palm Beach Country Property Appraiser * Information presented is preliminary due to county software upgrade problems. 89 VILLAGE OF NORTH PALM BEACH RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Unaudited * 2010 Median Household Income was used for calculation - 2011 Income was not available due to agency software upgrades ** 2010 Population was used for calculation - 2011's Population was not available due to agency software upgrades (1) See the Schedule of Demographic and Economic Statistics on page 93 for personal income and population data. N/A Data not available. 90 Business -type Governmental Activities Activities Fiscal Year Percent of Ended Loans Capital Loans Capital Median Personal Per Sept 30, Pavable Leases Pavable Leases Total Income (1) Capita 1 2003 $ 6,947,633 $ 587,792 $ 513,472 $ $ 8,048,897 N/A $ 660 2004 6,376,387 433,855 411,573 7,221,815 N/A 592.05 2005 5,754,677 275,840 454,131 6,484,648 N/A 513.31 2006 4,941,765 209,224 5,185,978 10,336,967 17.20% 786.20 2007 4,280,842 81,100 5,026,895 9,388,837 14.670o 715.61 2008 3,605,639 40,097 4,662,833 192,892 8,501,461 12.920o 692.64 2009 2,250,000 4,383,033 97,049 6,730,082 10.14° o 583.15 2010 4,090,284 235,176 4,325,460 6.74 °o 371.64 2011 3,844,928 173,084 4,018,012 *6.260 o **345.22 2012 3,608,294 106,933 3,715,227 5.980o 303.51 Note: Details regarding the Village's outstanding debt may be found in the notes to the financial statements. * 2010 Median Household Income was used for calculation - 2011 Income was not available due to agency software upgrades ** 2010 Population was used for calculation - 2011's Population was not available due to agency software upgrades (1) See the Schedule of Demographic and Economic Statistics on page 93 for personal income and population data. N/A Data not available. 90 VILLAGE OF NORTH PALM BEACH DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT SEPTEMBER 30, 2012 Unaudited Debt repaid with property taxes: Palm Beach County Palm Beach County School Board Other debt: Palm Beach County Palm Beach County School Board Subtotal, overlapping debt Village of North Palm Beach Direct Debt Total direct and overlapping debt Sources: Palm Beach County Tax Appraiser's Office Palm Beach County School Board Palm Beach County Clerk & Comptroller 12,624,637 100% - $ 12,624,637 Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the Village. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the Village of North Palm Beach. This process recognizes that, when considering the Village's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (1) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Value that is within the Village's boundaries and dividing it by the County's and School Board's total taxable assessed value. This approach was also used for the other debt. 91 Percentage Amount Net Applicable to Applicable to Debt the Village of the Village of Outstanding North Palm Beach (1) North Palm Beach $ 207,340,000 1.20% $ 2,488,080 1.13% 815,851,000 1.20% 9,790,212 30,650,000 1.13% 346,345 12,624,637 100% - $ 12,624,637 Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the Village. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the Village of North Palm Beach. This process recognizes that, when considering the Village's ability to issue and repay long -term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (1) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Value that is within the Village's boundaries and dividing it by the County's and School Board's total taxable assessed value. This approach was also used for the other debt. 91 Fiscal Year (4) 2006 2007 2008 2009 2010 2011 2012 VILLAGE OF NORTH PALM BEACH Pledged - Revenue Coverage Country Club Bonds Last Ten Fiscal Years Unaudited Gross Operating Revenues (1) Expenses (2) Net Revenue Required Debt Service Coverage (3) $ 2,348,813 $ 1,910,640 $ 438,173 $ 106,936 4.10 3,507,441 2,991,621 515,820 392,505 1.31 3,652,940 2,558,591 1,094,349 394,900 2.77 3,412,235 2,587,171 825,064 394,900 2.09 3,242,266 2,728,470 513,796 394,900 1.30 3,579,692 3,049,301 530,391 394,900 1.34 3,590,211 2,932,743 657,468 394,900 1.66 (1) Gross revenue includes interest revenue. (2) Operating expenses excludes depreciation. (3) Coverage should be not less than 1.00. (4) 2006 was the first year the debt was outstanding, and was not a complete year. 92 (4) Calendar Year 2003 2004 2005 2006 (estimate) 2007 (estimate) 2008 (estimate) 2009 (estimate) 2010 (estimate) 2011 (estimate) 2012 (estimate) Sources: Note VILLAGE OF NORTH PALM BEACH DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN CALENDAR YEARS Unaudited Business Development Board US Census Bureau * 2011 Demographic data is not available due to Agency Software upgrade that is not complete (1) All information available at the current time is presented. (2) North Palm Beach is not large enough to track unemployment rates. Palm Beach Count-,, rates are presented. 9J Per Palm Beach Median Capita Count-,,, Personal Personal Unemployment Population (1) Income (1) Income (1) Rate (2) 12,198 - - 5.6 12,198 - - 5.0 12,633 - - 4.0 13,148 60,101 46,726 3.3 13,120 63,984 42,224 4.1 12,274 65,815 45,563 6.3 11,541 66,401 49,350 10.8 11,639 64,156 49,130 12.0 * * * 10.7 12,241 62,121 49,117 * *5.29 Business Development Board US Census Bureau * 2011 Demographic data is not available due to Agency Software upgrade that is not complete (1) All information available at the current time is presented. (2) North Palm Beach is not large enough to track unemployment rates. Palm Beach Count-,, rates are presented. 9J VILLAGE OF NORTH PALM BEACH PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO Unaudited Source: Business Development Board of Palm Beach County Employer: Palm Beach County Information is not available for the Village of North Palm Beach. * * Percentage of total employment is calculated using Palm Beach County's available labor force in each of the respective years presented. Notes: (1) Formerly Columbia Palm Beach Health Care Systems, Inc (2) Intracoastal Health Systems, Inc - now part of Tenet Healthcare Corp 94 2012 * ** 2003 Percentage Percentage of Total of Total Employer Employees Employment Employees Employment Palm Beach Country School Board 21,495 3.47% 18,677 3.19% Palm Beach County Government 11,381 1.84% 9,000 1.54% Tenet Health Care Corp (2) 6,100 0.98% 3,040 0.52% NextEra Energy (Florida Power & Light) 3,635 0.59% 2,800 0.48% G4S (Wachenhut Corp) 3,000 0.48% - Hospital Corporation of America (FICA) (1) 2,714 0.44% 4,000 0.68% Florida Alantic University 2,706 0.44% - Bethesda Memorial Hospital 2,391 0.39% 1,800 0.31% Office Depot 2,250 0.36% - Boca Raton Regional Hospital 2,250 0.36% - Boca Raton Resort & Club 2,380 0.41% U.S. Sugar Corporation 2,200 0.38% Florida Crystals 2,000 0.34% The Breakers Hotel 1,800 0.31% Total 57,922 9.35% 47,697 8.15% Source: Business Development Board of Palm Beach County Employer: Palm Beach County Information is not available for the Village of North Palm Beach. * * Percentage of total employment is calculated using Palm Beach County's available labor force in each of the respective years presented. Notes: (1) Formerly Columbia Palm Beach Health Care Systems, Inc (2) Intracoastal Health Systems, Inc - now part of Tenet Healthcare Corp 94 VILLAGE OF NORTH PALM BEACH Full -Time Equivalent Village Government Employees by Function LAST TEN FISCAL YEARS ( *) Unaudited 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Number of Employees: General Government Village Manager - Full -Time 1 1 1 1 1 1 1 1 1 1 Assistant Village Manager - Full -Time 1 1 1 0 0 0 0 0 0 0 Systems Specialist Full -Time 1 1 1 2 2 2 2 2 2 3 Part -Time 0 0 0 0 0 0 1 1 1 0 Executive Secretary_ - Full -Time 1 1 1 1 1 1 1 1 1 1 Human Resources 2 2 2 2 2 2 2 Village Clerk - Full -Time 3 3 3 3 3 3 3 3 3 3 Finance Full -time 5 5 5 5 5 5 5 5 5 5 Part -Time 0 0 0 0 0 1 1 1 1 1 Public Works Full -time 61 61 62 54 47 48 38 37 37 37 Part -Time 8 8 6 3 0 0 0 0 0 0 Public Safety Full -time 66 66 61 66 68 68 67 67 67 0 Part -Time 14 14 15 14 13 12 11 12 12 0 Law Enforcement Full -time 0 0 0 0 0 0 0 0 0 43 Part -Time 0 0 0 0 0 0 0 0 0 12 Fire Rescue Full -time 0 0 0 0 0 0 0 0 0 24 Part -Time 0 0 0 0 0 0 0 0 0 0 Community Development and Planning Full -time 0 0 0 0 9 10 9 9 9 8 Part -Time 0 0 0 0 1 1 2 2 2 2 Leisure Services Library Full -time 9 9 8 7 7 7 6 6 6 6 Part -Time 7 7 7 8 8 8 10 10 10 10 Recreation Full -time 6 6 5 15 15 17 9 7 6 6 Part -Time 14 14 15 31 39 42 42 42 43 43 Other Government - Country_ Club Full -time 25 25 24 18 19 18 5 5 7 5 Part -Time 27 27 27 24 25 22 21 21 64 56 Total Number of Employees Budgeted FY Ending 249 249 242 254 265 268 236 234 279 268 * Variance exists due to the employment of seasonal and part -time employees. Source: Village of North Patin Beach Budget Report 95 VILLAGE OF NORTH PALM BEACH OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Unaudited OTHER GOVERNMENT Country Club Number of Golf Members Number of Tennis Members (1) An accurate number of building permits issued for 2006 is not available - computer systems crash. Source: Village of North Palrn Beach U.S. Census Bureau 01 365 579 389 297 354 298 283 136 171 171 180 184 173 162 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 FUNCTION/PROGRAM GENERAL GOVERNMENT Number of Parcels - - - - 7,411 7,422 7,472 7,466 7,466 7,473 PUBLIC WORKS Street Maintenance (No. of lane miles maintained) 31.155 31.155 31.155 31.155 31 31 31 31 31 31 Sanitation (Tons of Refuse Collected) 13,136 18,842 14,037 13,203 12,085 11,974 10,667 10,165 9,962 10,065 No. of collection units for solid waste (residential) 7,434 7,470 7,519 7,558 7,152 7,163 7,214 7,070 7,071 7,076 Number of vehicles maintained 95 95 95 95 104 104 110 110 98 98 Number of repair overlays completed (miles) 3.787 5.587 2.462 2.935 2 3 2.5 2.71 - - PUBLIC SAFETY Number of arrests by police officers 320 315 331 410 545 549 448 402 260 211 Number of traffic citations issued 2,564 3,110 5,743 4,272 4,269 5,520 6,305 4,951 2,564 2,566 EMS average response tines (minutes) 2.94 4.42 3.98 4.69 4.73 5.17 5.01 5.12 5.19 5.26 Number of EMS calls 922 1,066 965 1,056 1,034 1,114 1,214 1,146 1,179 1,326 COMMUNITY DEVELOPMENT & PLANNING Building Department- Number of Permits 224 201 201 (1) 1,875 1,619 1,548 1,744 1,616 1,835 Number of code enforcement violations - - - 1,767 1,617 729 613 391 575 817 Number of code violations brought to board/magistrate (Calendar Yr End) 120 145 165 144 126 115 73 38 72 100 RECREATION Number of community events presented 14 15 22 21 24 23 28 28 38 49 Number of registrants in athletic programs 1,750 1,575 1,400 1,520 1,600 1,400 1,125 1,005 1,260 1,311 LIBRARY Library - Number of Volumes 47,960 47,531 54,074 47,371 42,372 33,122 35,681 39,277 40,658 43,340 OTHER GOVERNMENT Country Club Number of Golf Members Number of Tennis Members (1) An accurate number of building permits issued for 2006 is not available - computer systems crash. Source: Village of North Palrn Beach U.S. Census Bureau 01 365 579 389 297 354 298 283 136 171 171 180 184 173 162 VILLAGE OF NORTH PALM BEACH CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAAI LAST TEN FISCAL YEARS Unaudited 97 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Function Program: General Government No. of General Government Buildings 11 11 11 11 11 11 23 23 23 23 Public Works Square Miles 5.18 5.18 5.18 5.18 5.18 5.18 5.18 5.18 5.18 5.18 Miles of Streets 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 Number of Street Lights 425 425 425 425 425 513 513 513 513 513 Public Safety Fire: Number of Stations 1 1 1 1 1 1 1 1 1 1 Number of Fireman & Officers 8 8 8 0 0 0 0 0 0 0 Number of Firemen Paramedics, EX11's 0 0 0 23 23 23 23 23 23 22 Police; EMS Protection: 0 0 0 0 0 0 0 0 0 1 Number of Stations Number of Policemen & Officers 1 1 1 1 1 1 1 1 1 1 EMS Protection 35 35 35 33 32 32 31 31 31 28 0 0 0 0 0 0 0 0 0 2 Leisure Services 13 13 13 0 0 0 0 0 0 0 Recreation Number of Parks Public Tennis Courts Swimming Pool 4 4 4 4 4 4 4 4 4 4 Number of Marinas 4 4 4 2 2 2 2 2 2 2 Library 1 1 1 1 1 1 1 1 1 1 Number of Libraries 1 1 1 1 1 1 1 1 1 1 Number of Volumes 1 1 1 1 1 1 1 1 1 1 47,960 47,531 54,074 47,371 42,372 33,122 35,681 39,277 40,658 43,340 Other Government Country Club Golf Course Driving Range Tennis Courts 1 1 1 1 1 1 1 1 1 1 Restaurant/ Snack Bar 1 1 1 1 1 1 1 1 1 1 10 10 10 10 10 10 10 10 10 10 0 0 0 0 0 0 0 1 1 1 Source: Village of North Palm Beach 0 0 0 0 0 0 0 1 1 1 97 OTHER REPORTS NOWLEN., HOLT & MINER, P.A. CERTMECD PUBLIC ACCO NTr' NTTS M_- 1 1".:_51 _51..51: li 01 -ACE !.I }y ° ?i w111: il.[ I.xIKL 515 ti 1.1, %G1 I N I1121's I• , ,117 17M MI° ";PNI1 1N v11 IL:}klll }::n'•17147 '554 k5.�11'�'a 1'4i'I'�kl REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GO VERNMENT A UDITING STANDARDS The Honorable Mayor and Members of the Village Council North Palm Beach, Florida EVEFETT 3. WN&EN 1I KC-i DMI• rN EEWJAAD T. +7_T. '-P6 WLLM 2. WINE?. CN F.CBEF.T 0. ° ENC FI% J =,. [; rt5 AIMFT R SAFI::FVZH. CN TERRY'. MDR -i}y J =. CN h FF%�,,TT. CFA ALF:;15Ci WAWA C. =E. CFA Er.AYA!�': 1 HC,.LT, J.. ON EV MN .1 f:;71:':;A:Ik CFr". , ON K.TKLEM4 A. WINES, CPA _.. $oC HAEL STEYsN?l.. CFA K;-OA D PE _E r.R50M. CFE. UA ,ASf:K.I N r4A K I'm. cm a.v.}nc ar RFI I F ('A AnF :7FFC= M S.E.'enc STREET F { }4 E>+I(:F K ^X 3%%3 GCLLE G JADE. nerd DA J24-h -LOA) TELE'HONE ?5471 M -5312 FAX x;,501) 910 G74.9 We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the Village of North Palm Beach, Florida, as of and for the year ended September 30, 2012, which collectively comprise the Village of North Palm Beach, Florida's basic financial statements and have issued our report thereon dated March 19, 2013. We conducted our audit in accordance with U.S. generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting Management of the Village of North Palm Beach, Florida, is responsible for establishing and maintaining effective internal control over financial reporting. In planning and performing our audit, we considered the Village of North Palm Beach, Florida's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Village of North Palm Beach, Florida's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Village of North Palm Beach, Florida's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. AMERICM 1NSMUTE OF CEFMFIED FJBLICA OUNITANTS • FLORCA INSTIT "JI L 03 LH"I IF; LL) PUBLIC ACCOUN IANIS • Cf21APALF11CA IN I LHNAK ICNAL Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies, or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. Compliance and Other Matters As part of obtaining reasonable assurance about whether Village of North Palm Beach, Florida's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted certain matters that we reported to the management of the Village of North Palm Beach, Florida in the attached Management Letter dated March 19, 2013. This report is intended solely for the information and use of management, the audit committee, Village Council, and federal and state awarding agencies and pass - through entities and is not intended to be and should not be used by anyone other than these specified parties. March 19, 2013 West Palm Beach, Florida 99 NOWLEN., HOLT & MINER, P.A. CERTIMECD PUBLIC AcCO NTr' NTTS M- w I 11'.."A _S .•u li 01 - CE'i !.I }y ° ?i w111: il.[ I.xIKL 515 ti 1.1, %G1 I N III21'4I• , ,117 17M M I° "i PNI.�I N v 11 I L:}klll }::n'•17147 k5,� MANAGEMENT LETTER IN ACCORDANCE WITH THE RULES OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA The Honorable Mayor and Members of the Village Council Village of North Palm Beach, Florida EVEFETT 3. WN&EN JIKC -iDMI. rN EEWJAAD T. +7_T. '—P6 WLLM 2. WINE?. CN F.CBEF.T 0. ° ENC FI% J =,. {:rx, AIMFT R RAFI::FVZH. CN TERRY'. MDR -i}y J =. CN h FF%�,,TT. CFA ALF9:4Ci WAWA C. =E. CFA Er.AYA!�': 1 HC,.LT, J.. ON EV MN ..� f:;71:':;A:Ik CFr". , ON K.TKLEM4 A. WINES, CPA _.. $oC HAEL 3TEYENS: CFA K;-OA D PE —E r.R50M. CFE. UA ,ASf:K.I N r4A K I'm. cm Telxe�r�. a.v.}ne ar RFI I F ('A AnF :7FFC'= 333 5.1.'eriv. STREET Fi }g OFFI{:F �Ix 3%%i GCLLE G JADE. rl oni DA J24-h -LOA) TELE'HONE ?5471 M -5372 FAX x;,501) 910 G74.9 We have audited the financial statements of the Village of North Palm Beach, Florida, as of and for the fiscal year ended September 30, 2012, and have issued our report thereon dated March 19, 2013. We conducted our audit in accordance with U.S. generally accepted auditing standards, the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, and Chapter 10.550, Rules of the Florida Auditor General. We have issued our Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards. Disclosures in that report, which is dated March 19, 2013, should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which governs the conduct of local governmental entity audits performed in the State of Florida. This letter includes the following information, which is not included in the aforementioned auditor's reports. PRIOR YEAR COMMENTS The Rules of the Auditor General require that we address in the management letter whether or not recommendations made in the preceding annual financial audit report have been followed. All prior year recommendations have been implemented. CURRENT YEAR COMMENTS The Rules of the Auditor General require that we address in the management letter any recommendations to improve financial management. In connection with our audit for the fiscal year ended September 30, 2012, we did not have any such recommendations. 100 AMEJIi ICAN INSTITUTE OF CERTIFIED PIUBLIC AC C,0UNTANTS b FLCH ICDA INS I I � JI L O3 CLH'I IF LL) PUBLIC ACCC'UN I-ANIS • CPAPAEFIICA IN I LHNAK ICNAL Investment ofPublic Funds Rules of the Auditor General require our audit to include a review of the Village's compliance with Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit for the fiscal year ended September 30, 2012, the results of our procedures did not disclose any instances of noncompliance with Section 218.415, Florida Statutes. Violations of Contracts and Grant Provisions or Abuse Rules of the Auditor General require that we address violations of provisions of contracts or grant agreements, fraud, illegal acts, or abuse that have occurred, or are likely to have occurred, that have an effect on the financial statements that is less than material but more than inconsequential. In connection with our audit for the fiscal year ended September 30, 2012, we did not have any such findings. Matters Inconsequential to the Financial Statements Rules of the Auditor General provide that the auditor may, based on professional judgment, report the following matters that have an inconsequential effect on the financial statements, considering both quantitative and qualitative factors: (1) violations provisions of contracts or grant agreements, fraud, illegal acts, or abuse; and (2) deficiencies in internal control that are not significant deficiencies. In connection with our audit for the fiscal year ended September 30, 2012, we did not have any such findings. Oversight Unit and Component Units The Village of North Palm Beach, Florida, is a municipal corporation incorporated in 1956 pursuant to Chapter 31481, Laws of Florida, Extraordinary Session 1956. Based upon the application of criteria defined in publications cited in Chapter 10.553, Rules of the Auditor General, the Village has determined that there are no component units related to the Village. Consideration of Financial Emefgency Criteria Rules of the Auditor General require a statement be included as to whether or not the local government entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s) met. In connection with our audit, the results of our procedures did not disclose that the Village of North Palm Beach, Florida has met any of the conditions described in Section 218.503(1) during the fiscal year ended September 30, 2012. Annual Financial Report Rules of the Auditor General require that we determine whether the annual financial report for the Village of North Palm Beach, Florida for the fiscal year ended September 30, 2012, filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2012. In connection with our audit, we noted that the two reports were in substantial agreement. 101 Financial Condition Assessment Procedures Pursuant to Rules of the Auditor General, we applied financial condition assessment procedures as of September 30, 2012. It is management's responsibility to monitor the Village's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provide by management. The results of our procedures did not disclose any matters that are required to be reported. Excess of Expenditures Over Appropriations There were no departments that had expenditures in excess of appropriations. Our management letter is intended solely for the information and use of the Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, management, the audit committee, Village Council, and federal and state awarding agencies and pass - through, and is not intended to be and should not be used by anyone other than these specified parties. March 19, 2013 West Palm Beach, Florida % Axt. ga 2 4 m6xx, PQ, 102