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Thistle Investment Report QE 9-30-2012Village of North Palm Beach Fire & Police Executive Summary Report Table of Contents SECTION Market Snapshot Index Comparison Compliance Report Total Portfolio Pie Chart Asset Allocation Table Total Ranks Table Individual Equity Ranks Table Scatterplot Graphs: Total Fund Graph Equity Graph Fixed Income Graph PAGE 1 2 3 4 5 6 7 9 10 11 Alpha & Beta Graphs 12 Batting Average Graph 13 Alpha, Beta & Batting Average Table 14 Other Managers' Page 15 � �histh ����el (�on�ulting � 40.00 30.00 20.00 10.00 0.00 Index Comparison September 30, 2012 3 Months Last 12 Months Last 3 Years (Annualized) ■ Barclays Gov /Credit Bond ■ Barclays Gov /Credit - Intermediate ■ S&P 500 ■ Russell 1000 Growth ■ Russell 1000 Value ■ Russell 2000 Growth ■ Russell 2000 Value ■ Russell 3000 ■MSCI EAFE W-L'7,histlP ,Asset Gusulliug • Page 2 6. Is the 3 -year standard deviation less than the (BCAB) index's standard deviation? [3.19 vs. 2.66] r r fit* le Awt 611sulting . page 3 Village of North Palm Beach Fire & Police Compliance Report September 30, 2012 YES NO TOTAL FUND RETURNS 1. Did the total return exceed the target, which is comprised of 50% S &P500, 40% BCAB, 10% MSCI EAFE over the r r trailing 3 -year period? [6.70 vs. 9.68] 2. Did the total return exceed the target, which is comprised of 50% S &P500, 40% BCAB, 10% MSCI EAFE over the trailing 5 -year period? [1.47 vs. 3.10] r F 3. Did the total return lie in the top 40th percentile of the 40% Broad Large Cap Value Core, 10% Large Cap Growth, 10% r V International & 40% Broad Fixed over the trailing 3 -year period? [97th] 4. Did the total return lie in the top 40th percentile of the 40% Broad Large Cap Value Core, 10% Large Cap Growth, 10% International & 40% Broad Fixed over the trailing 5 -year period? [70th] r r 5. Is the 3 -year standard deviation less than the total fund index standard deviation? [9.63 vs. 9.11] r EQUITY COMPONENT 1. Did the 3 -year total equity return exceed the 83.3% S &P500 and 16.7% MSCI EAFE target? [8.41 vs. 11.42] r r 2. Did the 5 -year total equity return exceed the 83.3% S &P500 and 16.7% MSCI EAFE target? [ -0.69 vs. 0.06] 3. Did the 3 -year total equity return rank in the top 40% of the Mobius universe comprised of 66.7% Broad Large Cap r r Value Core, 16.6% Broad Large Cap Growth and 16.7% International? [91st] 4. Did the 5 -year total equity return rank in the top 40% of the Mobius universe comprised of 66.7% Broad Large Cap Value Core, 16.6% Broad Large Cap Growth and 16.7% International? [59th] 5. Is the amount invested in any one issuing company less than 5% of the Fund's total assets? Flo F 6. Is the aggregate investment in any one company less than 5% of the outstanding stock of the company? r r 7. Is the amount invested in common stocks and convertible bonds less than 65% of the total fund? [54.4 %] F/- F- 8. Is the 3 -year standard deviation less than the equity index standard deviation? [18.65 vs. 15.78] r FIXED INCOME COMPONENT 1. Did the 3 -year total fixed income return exceed the policy (BCAB)? [6.49 vs. 6.20] W F- 2. Did the 5 -year total fixed income return exceed the policy (BCAB)? [6.56 vs. 6.56] F 3. Did the 3 -year total fixed income return rank in the top 40% of the Mobius Broad Fixed Income Universe? [45th] F- 4. Did the 5 -year total fixed income return rank in the top 40% of the Mobius Broad Fixed Income Universe? r10- F- [26th] 5. Are all fixed income investments ranked at least BBB by Standard & Poors and Baa by Moody's? FYI- F- 6. Is the 3 -year standard deviation less than the (BCAB) index's standard deviation? [3.19 vs. 2.66] r r fit* le Awt 611sulting . page 3 Manager Compliance Questionnaire September 30, 2012 1. Have there been any changes in your organization? Have you undergone any change in ownership or control? No 2. Have there been any changes in your investment philosophy? No 3. Have there been any changes in your staff of investment professionals? No 4. Have you lost a substantial amount of business (amount of percentage of assets under management)? ICC lost assets for the quarter that represent roughly 10% of total firm assets. 5. Have you gained a substantial amount of business (amount of percentage of assets under management)? ICC gained assets for the quarter that represents roughly 3% of total assets. 6. Have there been any new investigations begun by any state or federal government or their agencies, or any charges filed, with regard to any division or unit of your company, and in particular anyone who directly or indirectly performs services for this client? Please provide details (if there is any doubt, please err on the side of providing too much information). No 7. For managers, with fixed income portfolios that we monitor, are you currently invested in commercial mortgage backed securities (CMBS)? Of yes, please give % of fixed portfolio) No 8. No 9. What percentage of equity is international? The manager must immediately notify the Board and the Consultant when the international exposure reaches ten percent (10 %). An explanation will be needed as to why the manager is changing their discipline. (Phis does not apply to managers that are 100% international equity and to those that have been previously given permission by the board and the consultant) 7.90 10. Are you invested in any companies on the SBA's website? (Please review list of scrutinized companies on the following website: http / /www.sbafla.co ndfsb/ Home / Protecting FloridasInvestmentAct /tabid/751/Default.asyx No 11. Name of person completing this form (please include company name)? Steven Stack, Chief Complinace Officer - ICC Capital Management Page 3a i I11istle ,asset Tnitsu[tinn Fixed 34% Village ofNorth Palm Beach Fire & Police Performance Evaluation Summary September 30, 2012 Cash 9% 9% ■ Large Core Value ■ Large Growth ■ International ■ Fixed ■ Cash us 014istle ,asset Tonsniting w Large Core Value 37% Page 4 Village of North Palm Beach Fire & Police Performance Evaluation Summary September 30, 2012 Large Core Value Large Growth International Fixed Cash Total Total Fund $4,359,000 of Total 36.8% Target % 40.0% $1,242,000 $1,066,000 $4,081,000 $1,112,000 $11,860,000 10.5% 9.0% 34.4% 9.4% 100.0% 10.0% 10.0% 40.0% 0.0% 100.0% 14istir And crouslllting 1 Page 5 Village of North Palm Beach Fire & Police Performance Evaluation Summary September 30, 2012 Current Fiscal Year uarter FYTD One Year Two Years Three Years Five Years 2011 2010 2009 2008 2007 TOTAL FUND(Net of Fees)[Inception 9130119951 Return 4.22% 15.81% 15.81% 6.31% 6.70% 1.47% -2.41% 7.47% -0.49% - 11.01% 12.85% Ranking ( *) 84 98 98 99 97 70 94 72 72 2 8 Policy Return( * *) 4.49% 18.39% 18.39% 9.91% 9.68% 3.10% 2.03% 9.23% 1.81% - 13.30% 11.89 Policy Ranking ( *) 70 71 71 28 26 11 5 37 42 16 22 TOTAL EQUITIES 6.46% 27.49% 2 7.49 % 12.59% 11.42% 0.06% Return 6.65% 27.48% 27.48% 8.25% 8.41% -0.69% -8.07% 8.73% -6.60% - 18.81% 18.74% Ranking (66.7% Br. Lg.V. Core, 58 70 70 46 45 26 6 44 51 21 29 16.6% Br. Gr., 16.7 % Intl.) 25 34 34 95 91 59 100 60 72 1 2 Policy Return (83.3% S&P500, 16.7% MS CI SAFE) 6.46% 27.49% 2 7.49 % 12.59% 11.42% 0.06% -0.57% 9.12% -5.14% -23.55% 16.44 Policy Ranking (66.7% Br. Lg.V. Core, 16.6% Br. Gr., 16.7 % Intl.) 37 33 33 19 26 21 20 49 36 38 11 1101=20" nfiffr il" Return 2.13% 5.88% 5.88% 5.90% 6.49% 6.56% 5.91% 7.68 % 11.45% 2.12 % 4.87 Ranking (Broad Fixed Income) 58 70 70 46 45 26 6 44 51 21 29 Policy Return (B CAB) 1.58% 5.16% 5.16% 5.22% 6.20% 6.56% 5.29% 8.17% 10.56% 3.76% 5.10 Policy Ranking (Broad Fixed Income) 75 75 75 61 49 26 9 41 57 13 25 Gold indicates equal to or beat the index, or in upper 40% of universe Red indicates bottom 40 % of universe *40% Broad Large Cap Value Core, 10% Large Cap Growth, 10% International Equity & 40% Broad Fixed * *50% S&P500,10% MSCI EAFE &40%BCAB Uhistle Asset Tnnsniting Page 6 Gold indicates equal to or beat the index, or in upper 40% ofuniverse Red indicates bottom 40% ofuniverse Cftt5ttp Awt Gualtlrig W Page 7 Village of North Palm Beach Fire & Police Performance Evaluation Summary Four Years Return September 30, 2012 16.79% 16.79% 4.86% 4.07% 5.61% -5.84% Current 10.38% n/a n/a Ranking (International Equity) Fiscal Year 48 48 14 arter FYTD One Year Two Years Three Years Five Years 2011 2010 2009 2008 2007 6.98% 14.33% 14.33% ICC LARGE CAP CORE VALUE EQUITY(no cash)[Inception 913011995] 2.59% 2.89% -8.94% Return 6.80% 29.00% 29.00% 8.85% 8.66% -0.87% -8.16% 8.27% -8.25% - 18.69% 18.74% Ranking (Br. Lg. Core) 14 65 65 91 89 76 100 72 78 4 18 Policy Return (S&P500) 6.35% 30.20% 30.20% 14.76% 13.20% 1.05% 1.15% 10.16% -6.91% - 21.98% 16.44% Policy Ranking (Br. Lg. Core) 21 19 19 16 15 11 10 13 43 32 37 Gold indicates equal to or beat the index, or in upper 40% ofuniverse Red indicates bottom 40% ofuniverse Cftt5ttp Awt Gualtlrig W Page 7 ICC ADR P ORTF OLI 0 (including cash)[Inception 113112008] Four Years Return 6.67% 16.79% 16.79% 4.86% 4.07% 5.61% -5.84% 2.50% 10.38% n/a n/a Ranking (International Equity) 51 48 48 14 33 22 9 78 16 n/a n/a Policy Return (IVISCI SAFE) 6.98% 14.33% 14.33% 2.03% 2.59% 2.89% -8.94% 3.71% 3.79% n/a n/a Policy Ranking (International Equity) 43 68 68 42 55 48 25 65 39 n/a n/a ICC LARGE CAP GROWTH EQUITY(including cash)[Inception 1013112009] Return 5.26% 26.32% 26.32% 8.96% n/a n/a -6.01% n/a n/a n/a n/a Ranking (Br. Lg. Growth) 82 67 67 94 n/a n/a 93 n/a n/a n/a n/a Policy Return (R1 000G) 6.11% 29.18% 29.18% 15.79% n/a n/a 3.78% n/a n/a n/a n/a Policy Ranking (Br. Lg. Growth) 61 40 40 16 n/a n/a 14 n/a n/a n/a n/a Gold indicates equal to or beat the index, or in upper 40% ofuniverse Red indicates bottom 40% ofuniverse Cftt5ttp Awt Gualtlrig W Page 7 September 30, 2012 EXPLANATION OF RISKIREWARD SCATTERPLOT GRAPHS The crossing lines represent the 5 -year return (horizontal line) and 5 -year standard deviation or volatility or risk (vertical line) of the index against which the Fund is being measured. Each point represents the Fund's 5 -year return (vertically) and standard deviation or volatility (horizontally), relative to the index. If a point is in the southwest quadrant, for example, the 5 -year return of the Fund has been less than (below) the index line, and the 5 -year standard deviation (volatility) has also been less than (to the left oj) the index line. There are four points, one for each of the last four quarters. The earliest one is the smallest and the quarter just ended being the largest. Each point shows the 5 -year relative position of the Fund versus the index for that quarter. The movement of the points shows the trend, or direction, over time. As noted in the graph, the best place to be is the northwest quadrant (less risk and a higher return), the worst place to be is the southeast quadrant (more risk and a lower return). 00 01 4isttt As"t Tonsulfing i 2 o� 1 et' 0 0.1 et' 0.1 U 0� -2 Village ofNorth Palm Beach Fire & Police Total Fund Trailing 5 -Year Risk /Reward September 30, 2012 Good Aggressive FLI Conservative Bad -2 0 2 Risk (Difference in Standard Deviations) • 9/30/2012 ♦ 613012012 ■ 3131/2012 ♦ 12131/2011 W I4isfle kut CrOU61I1fing 01 Page 8 %I o� 1 4. et' 0 0.1 Z 0.1 U 0� -3 Village ofNorth Palm Beach Fire & Police Equities Trailing 5 -Year Risk /Reward September 30, 2012 Good Aggressive El Conservative Bad -3 0 3 Risk (Difference in Standard Deviations) • 9/30/2012 ♦ 613012012 ■ 3131/2012 ♦ 12131/2011 W14istte ,Asset Tolls ilting A Page 9 2 o� 1 4. I et' 0 0.1 et' 0.1 U 0� SM —2 Village ofNorth Palm Beach Fire & Police Fixed Income Trailing 5 -Year Risk /Reward September 30, 2012 —2 0 2 Risk (Difference in Standard Deviations) • 9/30/2012 ♦ 613012012 ■ 3131/2012 ♦ 12131/2011 W 04istle Awt Tusulting AU Page 10 Sep -12 Jun -12 Mar -12 Dec -11 Village ofNorth Palm Beach Fire & Police Beta: Trailing 5- Year Risk September 30, 2012 0.00 0.10 0.20 0.30 0.40 0.50 0.60 0.70 0.80 0.90 1.00 1.10 ■Total Fund ® Equities ■Fixed Income W0' 4istir ,asset T1111sulting A Page 11 1.00% 0.00% -1.00% -2.00% Village ofNorth Palm Beach Fire & Police Alpha: Trailing 5 -Year Reward September 30, 2012 Sep -12 jute -12 Mar -12 Dec -11 ■Total Fund O Equities 0Fixed Income W Of 4istir Asst TansUlting • Page 12 100.00 N1 1I, 80.00 L E 70.00 V a) m 60.00 ca m m E 50.00 F- 4- 40.00 a) M ca = 30.00 m L a 20.00 10.00 IR Village ofNorth Palm Beach Fire & Police Ba tang Average: 5 -Years Trailing September 30, 2012 Sep -12 Jun -12 Mar -12 Dec -11 ■Total Fund OEquities E3 Fixed Income i�C�t�E>stOl1U�iltl� Page 13 Village ofNorth Palm Beach Fire & Police Alpha & Beta & BattingAverage: 5 -Years Trailing September 30, 2012 BETA Current Policy Sep_12 fun-12 Mar -12 Dec -11 Sep -11 Total Fund 0.98 0.98 0.98 0.98 0.97 Equities 1.10 1.10 1.1 1.10 1.08 Fixed Income BCAB 1.07 1.06 1.06 1.05 1.04 ALPHA Total Fund -1.56% -1.43% -0.88% -0.91% -0.94% Equities -0.76% -0.50% 0.15% 0.14% -0.21% Fixed Income BCAB -0.48% -0.56% -0.54% -0.42% -0.42% BATTING AVERAGE Total Fund 50.00 55.00 60.00 60.00 60.00 Equities ** 65.00 65.00 70.00 65.00 65.00 Fixed Income BCAB 70.00 65.00 60.00 60.00 55.00 * 50% S&P500, 10% EAFE & 40% BCAB ** 83.3 % S&P500 & 16.7% EAFE T4isde ASSO Tons"ttinow Page 14 Perforthance of OtherApnyers September 30, 2012 Qtr YTD 1Yr 3Yr 5Yr 10Yr CORE EQUITY Atlanta Capital Management Co., LLC - High Quality Growth Plus - Gross Size 7.01 26.24 26.24 12.20 2.96 8.24 Eagle Asset Management - Conservative Large Cap Equity - Gross Size 6.58 27.03 27.03 10.36 0.56 7.93 ICC Capital Management, Inc - Core Value - Gross Size 6.48 27.04 27.04 8.08 -0.74 7.87 Logan Capital Management - Large Core 60140 - Gross Size 3.43 25.71 25.71 18.73 4.32 10.36 Madison Investment Advisors, Inc. - Large Cap Equity (Instl) - Gross Size 6.12 26.50 26.50 10.69 2.80 7.31 Rhumbline Advisers Corporation - Russell 1000 Index Fund - Gross Size 6.30 28.53 28.53 12.81 1.19 8.32 Robeco Investment Management, Inc. - WPG Disc Equity Large Cap - Gross Size 6.30 26.29 26.29 12.34 0.82 8.11 South Texas Money Management - Large Cap Core - Gross Size 5.03 24.64 24.64 10.13 0.52 7.80 Russell 1000 6.31 30.06 30.06 13.27 1.22 8.35 S &P 500 6.35 30.20 30.20 13.20 1.05 8.01 GROWTH EQUITY Dana Investment Management - Large Growth - Gross Size 5.70 31.43 31.43 13.88 2.73 9.97 Garcia Hamilton & Associates - Quality Growth - Gross Size 6.75 27.19 27.19 13.54 3.10 7.17 Logan Capital Management - Large Cap Growth - Gross Size 4.66 24.45 24.45 14.38 0.51 9.81 Montag & Caldwell, Inc. - Large Cap Growth - Gross Size 6.53 27.01 27.01 12.24 3.92 8.00 Sawgrass Asset Management, LLC - Large Cap Growth Equity - Gross Size 5.53 28.69 28.69 14.56 2.56 7.72 Silvant Capital - Select LCG Stock - Grosss Size 5.21 29.63 29.63 11.11 1.85 8.02 Russell 1000 Growth 6.11 29.19 29.19 14.73 3.24 8.41 S &P 500 /Citigroup Growth 6.40 29.65 29.65 14.93 3.55 8.06 Your Equities 6.65 27.48 27.48 8.41 -0.69 8.09 �' hWk JA5ut &oH1ti14 Page 15 Performance of OtherAptlyers September 30, 2012 Qtr YTD 1Yr 3Yr 5Yr 10Yr VALUE EQUITY Buckhead Capital Management - Value Equity - Low P/E - Gross Size 5.82 24.87 24.87 9.61 0.15 7.74 Ceredex Value Ad Large Cap Value 6.74 29.32 29.32 12.49 1.87 9.80 DePrince, Race, Zollo, Inc. - Large Cap Value Equity - Gross Size 6.58 27.17 27.17 12.05 1.51 9.88 Eagle Asset Management - Value - Institutional - Gross Size 6.35 24.14 24.14 9.55 -0.23 8.44 ICC Capital Management, Inc - Core Value - Gross Size 6.48 27.04 27.04 8.08 -0.74 7.87 Missouri Valley Partners - Large Cap Value - Gross Size 6.68 28.00 28.00 10.32 -0.98 7.07 Rhumbline Advisers Corporation - Russell 1000 Value Index Fund - Gross Size 6.51 30.83 30.83 11.83 -0.74 8.23 RBC Global Asset Management, Inc. - Large Cap Value - Gross Size 6.19 32.42 32.42 11.07 -0.05 9.17 Westwood Management Corporation - LargeCap Equity - Gross Size 5.83 29.49 29.49 11.15 0.05 9.14 Russell 1000 Value 6.51 30.92 30.92 11.84 -0.90 8.17 S &P 500 /Citigroup Value 6.30 30.81 30.81 11.39 -1.56 7.85 MID -CAP EQUITY Chicago Equity Partners, LLC - Mid Cap Core Equity - Gross Size 6.09 30.04 30.04 16.62 2.76 10.11 Rhumbline Advisers Corporation - S&P 400 Index Fund - Gross Size 5.39 28.54 28.54 14.38 3.12 10.41 Robeco Investment Management, Inc. - BPAM Mid Cap Value Equity - Gross Size 5.68 30.84 30.84 15.79 6.21 13.58 Russell Midcap 5.59 28.03 28.03 14.26 2.24 11.18 S &P Midcap 400 5.44 28.54 28.54 14.33 3.83 10.77 SMID -CAP EQUITY Advanced Investment Partners 7.87 35.36 35.36 16.98 3.69 AtlantaCapital Management - High Quality SMID - Gross Size 4.37 30.79 30.79 15.84 8.74 Eagle Asset Management - SMID Core - Institutional - Gross Size 6.04 27.17 27.17 13.37 3.12 11.04 Kayne AndersonRudnick - SMID Core - Gross Size 3.12 20.61 20.61 14.30 3.68 7.92 Westwood Management Corporation - SMID Cap Equity - Gross Size 6.61 27.61 27.61 13.95 6.44 14.82 Russell 2500 5.57 30.93 30.93 14.06 2.80 10.86 Your Equities 6.65 27.48 27.48 8.41 -0.69 8.09 �Lhisf�a¢f �mtsulfi Page 16 Performance of Other Managers American Realty Advisors - Core Equity Real Estate -Sep. Accts. - Gross Size September 30, 2012 8.75 12.22 5.44 -0.69 Intercontinental - US REIF - Gross Size 2.52 10.11 Qtr YTD 1Yr 3Yr 5Yr 10Yr 8.48 ALL CAP EQUITY 7.89 0.21 7.60 Dow Jones Wilshire REIT Index 3.71 32.63 Advanced Investment Partners - Al1Cap - Gross Size 33.62 6.54 34.95 34.95 14.85 2.43 8.57 BuckheadCaptial Management -All Cap - Gross Size 2.50 5.32 23.67 23.67 8.91 -0.64 Diamond Hill Capital Management Inc. - Diamond Hill Select Equity - Gross Size 5.70 22.69 22.69 9.94 1.46 11.90 ICC Capital Management Inc - Multi -Cap Eq. - Gross Size DePrince, Race, Zollo, Inc. - International Equity - Gross Size 6.15 17.40 17.40 8.55 2.82 12.74 Oak Ridge Investments, LLC - All -Cap - Gross Size 6.71 2.63 22.43 22.43 12.94 2.03 9.26 Russell 3000 19.59 6.23 30.20 30.20 13.26 1.30 8.49 Dow Jones Wilshire 5000 (Full Cap) 15.82 6.16 29.90 29.90 13.22 1.35 8.66 22.49 SMALL CAP EQUITY -1.24 15.57 MSCI SAFE 6.98 14.33 14.33 Atlanta Capital Management Co., LLC - High Quality Small Cap - Gross Size -4.77 4.22 27.93 27.93 16.82 8.74 12.94 BuckheadCaptial Management - Small Cap Value - Gross Size 17.36 0.12 25.97 25.97 7.24 -0.53 9.86 Ceredex - Value Ad Small Cap Value - Gross Size 4.29 24.90 24.90 14.10 4.41 13.31 DePrince, Race, Zollo, Inc. - Small Cap Value - Gross Size 6.08 36.15 36.15 12.45 4.69 11.15 Eagle Asset Management - Small Cap Core - Institutional - Gross Size 6.76 27.06 27.06 13.56 2.81 10.79 GW Capital, Inc. - Small Cap Value Equity - Gross Size 7.05 33.80 33.80 14.47 2.93 15.57 Kayne Anderson Rudnicklnvst. - Small Cap - Gross Size 2.15 23.19 23.19 17.88 7.41 12.36 Missouri Valley Partners 7.05 41.50 41.50 18.16 5.34 11.34 Rhumbline Advisers Corporation - S&P 600 Index Fund - Gross Size 5.35 33.12 33.12 15.05 3.30 Sawgrass Asset Management LLC - Small Cap Growth Equity - Gross Size 1.06 22.09 22.09 14.86 -2.04 4.85 Silvant Capital - Small Cap Growth - Gross Size 6.26 33.35 33.35 15.68 2.80 10.16 Russell 2000 5.25 31.91 31.91 12.99 2.21 10.17 S &P SmallCau 600 5.40 33.35 33.35 15.14 3.29 10.74 REAL ESTATE (613012012) American Realty Advisors - Core Equity Real Estate -Sep. Accts. - Gross Size 2.72 8.75 12.22 5.44 -0.69 Intercontinental - US REIF - Gross Size 2.52 10.11 13.55 4.99 -2.25 JPMorganAsset Management - Strategic Property Fund - Gross Size 2.48 8.48 11.98 7.89 0.21 7.60 Dow Jones Wilshire REIT Index 3.71 32.63 13.22 33.62 2.05 10.32 NCREIF Property Index 2.68 8.46 12.04 8.81 2.50 8.29 INTERNATIONAL EQUITY Altrinsic Global Advisors - International Equity - Gross Size 7.60 12.44 12.44 4.19 -1.70 9.26 DePrince, Race, Zollo, Inc. - International Equity - Gross Size 6.97 12.94 12.94 2.76 -2.82 9.50 ICC Capital Management Inc - International ADR Equity - Gross Size 6.71 17.42 17.42 3.93 -2.41 8.03 The Boston Company AssetMgmt, LLC - International Core Equity Management 8.80 19.59 19.59 4.54 -5.98 9.30 Thornburg InvestmentMgmt . - InternationalEquity - GrossSize 6.39 15.82 15.82 5.23 -2.57 11.82 WHV - WHV International Equity - Gross Size 6.90 22.49 22.49 6.90 -1.24 15.57 MSCI SAFE 6.98 14.33 14.33 2.59 -4.77 8.69 MSCI EMERGING MARKETS 7.89 17.33 17.33 5.96 -0.98 17.36 Your Equities 6.65 27.48 27.48 8.41 -0.69 8.09 Vhimd'qutbaultiiugw Page 17 Performance of OtherAptlyers September 30, 2012 Qtr YTD 1Yr 3Yr 5Yr 10Yr CORE FIXED INCOME Eagle Asset Management - Core Fixed Institutional - Gross Size 1.87 5.58 5.58 6.82 7.01 5.43 Garcia Hamilton & Associates - Fixed Aggregate - Gross Size 3.78 10.81 10.81 8.02 8.86 6.81 ICC Capital Management, Inc - Core Fixed Income - Gross Size 2.18 6.19 6.19 6.41 6.21 4.94 Sawgrass Asset Management, LLC - Core Fixed Income - Gross Size 1.79 6.34 6.34 6.43 7.20 5.68 RBC Global Asset Management, Inc. - Broad Market Core - Gross Size 1.98 6.32 6.32 7.09 6.10 5.16 Barclays Aggregate Bond 1.58 5.16 5.16 6.18 6.53 5.33 Barclays Gov /Credit Bond 1.77 5.69 5.69 6.51 6.64 5.39 Barclays High Yield US Corporate Bond 4.53 19.37 19.37 12.90 9.34 10.99 INTERMEDIATE FIXED INCOME Eagle Asset Management - Institutional Conservative - Gross Size 1.60 4.97 4.97 5.61 6.57 5.02 Garcia Hamilton & Associates - Intermediate Fixed Income - Gross Size 3.51 9.99 9.99 6.92 7.81 6.04 Missouri Valley Partners - Intermediate GovernmentlCredit Fixed Income - Gross Size 1.46 4.46 4.46 5.59 6.65 5.25 Sawgrass Asset Management, LLC - Intermediate Fixed Income - Gross Size 1.71 5.59 5.59 5.30 6.15 4.90 Sit Investment Associates, Inc. - Intermediate Govt/Corp - Gross Size 1.90 6.33 6.33 7.85 7.16 5.74 RBC Global Asset Management, Inc. - Intermediate Core - Gross Size 1.73 5.08 5.08 5.87 4.97 4.46 Barclays Gov /Credit- Intermediate 1.40 4.40 4.40 5.17 5.71 4.76 INTERNATIONAL FIXED INCOME Brandywine Global - International Fixed Invst. Grade - Gross Size 5.00 12.54 12.54 7.69 7.73 9.08 Federated Investors - Non -US Fixed Income Unhedged - Gross Size 4.32 4.72 4.72 4.37 6.86 7.70 PIMCO - Non US Fixed Income Unhedged - Gross Size 7.38 10.39 10.39 9.89 10.19 9.37 Wells Capital Mgmt. - Global Fixed Income Ex -US - Gross Size 4.53 5.19 5.19 5.92 8.28 9.20 Citigroup World Government Ex -US 3.98 3.46 3.46 4.02 6.56 7.27 Your Fixed Income 2.13 5.88 5.88 6.49 6.56 5.10 M'hisi , Awt &11601ti14 Page 18